This article will answer “Where’s a check cashing place near me?” We’ve compiled a list of companies that provide check cashing services with locations nationwide, broken down by category: banks, supermarkets, gas stations and convenience stores, check cashing stores, and other major retailers. This is followed by even more check cashing locations specific to certain regions — Northeast, Southeast, Midwest, Southwest, and West. All banks and businesses listed include which types of checks can be cashed, how much it costs, hours of operation, and a link to show you the absolute nearest location to your destination. Using this article, you can even find out how to cash your check for free.

In This Article:

  • Nationwide Check Cashing Places (Near Everyone)

    • Banks
    • Supermarkets
    • Gas Stations/Convenience Stores
    • Check Cashing Stores
    • Other Major Retailers
  • Places in the Northeast That Will Cash Your Check

  • Places in the Southeast That Will Cash Your Check

  • Places in the Midwest That Will Cash Your Check

  • Places in the Southwest That Will Cash Your Check

  • Places in the West That Will Cash Your Check

Nationwide Check Cashing Locations

If you need a nearby check cashing place in a hurry, these nationwide check cashing locations are a quick solution. Although not all of these companies may have stores or branches in every state, listed below are check cashing places that have a widespread, multi-region presence.

For both the national and regional lists, keep in mind that while some companies spell out their identification requirements, you will almost always be expected to provide a valid, government-issued ID (like a driver’s license, state ID, etc.) when you cash a check (the exception is if you’re already a customer and your information is on file).

Wherever possible, we’ve provided a link directly to the check cashing page of each store or company’s website. If the company doesn’t provide such a page and we needed to contact customer support to verify the information, we’ve made a note of that as well. If the question, “Where’s a check cashing place near me?” has been swirling in your head, consider these options:

Nationwide Check Cashing Locations: Banks

In general, remember that in order to cash a check at a particular bank, you either must have an account there or the check must have been issued by that bank. Check cashing at a bank is typically free for account-holders.

1. Bank of America

2. Wells Fargo

  • Where exactly do customers go? To cash a check, visit any teller desk inside a branch, any Wells Fargo ATM, or any branch drive-thru.
  • What types of checks will Wells Fargo cash? Personal, payroll, government, tax, cashier’s, and more.
  • Check cashing fees? $7.50 (for non-account holders)
  • Hours of operation? Find the nearest Wells Fargo and view its hours.
  • Anything else to know? This information is not published directly on the Wells Fargo website, but it was posted by a customer on the Wells Fargo Community discussion boards and confirmed by a Wells Fargo bank teller.

3. US Bank

  • Where exactly do customers go? To cash a check, visit any teller desk inside a branch, any US Bank ATM, or any branch drive-thru.
  • What types of checks will US Bank cash? Personal, payroll, government, tax, cashier.
  • Check cashing fees? $7 (for non-account holders)
  • Hours of operation? Find the nearest US Bank and view its hours.
  • Anything else to know? This information was obtained by contacting corporate customer service.

4. Chase Bank

  • Where exactly do customers go? To cash a check, visit any teller desk inside a branch, any Chase ATM, or any branch drive-thru.
  • What types of checks will Chase cash? Personal, payroll, government, tax, cashier.
  • Check cashing fees? $8 (for non-account holders)
  • Hours of operation? Find the nearest Chase Bank and view its hours.
  • Anything else to know? This information was obtained by contacting corporate customer service.

5. Citibank

  • Where exactly do customers go? To cash a check, visit any teller desk inside a branch, any Citibank ATM, or any branch drive-thru.
  • What types of checks will Citibank cash? Personal, payroll, government, tax, cashier.
  • Check cashing fees? None, for account holders or non-account holders (for checks under $5,000)
  • Hours of operation? Find the nearest Citi Bank and view its hours.
  • Anything else to know? Two valid forms of ID will be required to cash a check as a non-customer. This information was obtained by contacting corporate customer service.

6. HSBC (NY, CA, IL, GA, TX, WA, FL, D.C.)

  • Where exactly do customers go? To cash a check, visit any teller desk inside a branch, any HSBC ATM, or any branch drive-thru.
  • What types of checks will HSBC cash? Payroll checks, government checks, tax refund checks, insurance checks and corporate checks. No maximum check amount specified.
  • Check cashing fees? There is no fee associated with cashing a check for non-account holders. However, the decision of whether or not to cash the check depends on the discretion of the individual branch.
  • Hours of operation? Find your nearest HSBC branch and view its hours.
  • Anything else to know? This information was obtained by contacting corporate customer service.

7. Fifth Third Bank (FL, GA, IL, IN, KY, MI, MO, NC, OH, PA, TN, WV)

  • Where exactly do customers go? To cash a check, visit any teller desk inside a branch, any Fifth Third Bank ATM, or any branch drive-thru.
  • What types of checks will Fifth Third Bank cash? Personal, payroll, government, tax, cashier
  • Check cashing fees? Fifth Third Bank charges 1% of the check amount with a $4 maximum. However, this could not be confirmed on the bank’s website.
  • Hours of operation? Find the nearest Fifth Third Bank view its hours.
  • Anything else to know? This information was obtained by contacting corporate customer service.

Nationwide Check Cashing Locations: Supermarkets

8. Kroger

  • Where exactly do customers go? To cash a check, visit the Money Services desk.
  • What types of checks will Kroger cash? Payroll checks, government checks, tax refund checks, insurance checks and corporate checks. No maximum check amount specified.
  • Check cashing fees? $3 to $5
  • Hours of operation? Find the nearest Kroger and view its hours
  • Anything else to know? You will need your Social Security Number and a current ID to cash a check. Read more on Kroger’s Money Services page.

9. WinCo Foods (AZ, CA, ID, NV, OR, TX, UT, WA)

  • Where exactly do customers go? To cash a check, visit the customer service counter.
  • What types of checks will WinCo cash? Payroll checks
  • Check cashing fees? $5 token fee for checks up to $500, $10 token fee for checks above $500. These token fee amounts can then be used toward the purchase of merchandise.
  • Hours of operation? Find the nearest WinCo and view its hours 
  • Anything else to know? When cashing a payroll check, WinCo will need to verify your employment via telephone before cashing the check. Read more about cashing payroll checks on this page of the WinCo website.

Nationwide Check Cashing Locations: Gas Stations/Convenience Stores

10. Speedway

  • Where exactly do customers go? To cash a check, visit any register.
  • What types of checks will Speedway cash? Speedway may cash government checks at certain locations. No maximum check amount specified.
  • Check cashing fees? Speedway states there is a fee for check cashing but does not state the fee amount on its website.
  • Hours of operation? Find the nearest Speedway and view its hours
  • Anything else to know? You must have a NetSpend rewards card. Funds from cashing a check will be deposited onto this card. This information isn’t specified on the Speedway website, but we contacted the company to confirm.

Nationwide Check Cashing Locations: Check Cashing Stores

11. ACE Cash Express

12. Check Into Cash

13. SpeedyCash

14. Check ‘n Go (OH, FL, KS, KY, MI, MO, TN, TX)

  • Where exactly do customers go? Simpy walk up to the desk and ask to cash a check.
  • What types of checks will Check ‘n Go cash? Most check types accepted, but details may vary by location. Contact the nearest Check ‘n Go for information on accepted check types.
  • Check cashing fees? Check Cashing rates vary by state. Check with your local Check ‘n Go for information on rates.
  • Hours of operation? Find the nearest Check ‘n Go and view its hours.
  • Anything else to know? Read more about check cashing at Check ‘n Go

15. PLS Check Cashing (AZ, IN, NC, TX, CA, MA, OH, WI, IL, NY, OK)

Nationwide Check Cashing Locations: Other Major Retailers

16. Walmart

  • Where exactly do customers go? Customers can present their check for cashing at any checkout lane (self-checkouts excluded).
  • What types of checks will Walmart cash? Payroll checks, government checks, tax checks, cashier’s checks, insurance settlement checks, 401(k) checks, retirement distribution checks and MoneyGram money orders that were purchased at Walmart. Please note that check cashing policies may vary at individual Walmart locations.
  • Check cashing fees? For checks up to and including $1,000: $3. For checks over $1,000 up to and including $5,000: $6.
  • Hours of operation? Find the nearest Walmart and view its hours
  • Anything else to know? Walmart will not cash any of these checks if they have been handwritten. Read more on Walmart’s Check Cashing page.

17. Kmart

  • Where exactly do customers go? To cash a check, visit the customer service counter.
  • What types of checks will Kmart cash? Personal checks up to $500, government checks up to $2,000, and payroll checks up to $2,000.
  • Check cashing fees? $1 in most states; FREE in CT, DE, GA, NJ, NV, PA, PR, PC, WA, and GU. $0.50 fee in RI and IL. Note that this service may not be available at every store.
  • Hours of operation? Find the nearest Kmart location that cashes checks
  • Anything else to know? Read more about check cashing at Kmart

Places in the Northeast That Will Cash Your Check

States included are Maine, Massachusetts, Rhode Island, Connecticut, New Hampshire, Vermont, New York, Pennsylvania, New Jersey, Delaware, and Maryland.

18. United Check Cashing

19. Hannaford

  • Where exactly do customers go? To cash a check, visit the customer service desk.
  • What types of checks will Hannaford cash? Government, payroll, and pension checks.
  • Check cashing fees? Fees may vary by location
  • Hours of operation? Find the nearest Hannaford and view its hours
  • Anything else to know? Customers must complete an application before a check can be cashed. Applications take about 5 business days to process. Read more about check cashing at Hannaford.

20. TD Bank (Located in 13 States on the East Coast)

Places in the Southeast That Will Cash Your Check

States included are West Virginia, Virginia, Kentucky, Tennessee, North Carolina, South Carolina, Georgia, Alabama, Mississippi, Arkansas, Louisiana, and Florida.

21. Publix (TN, AL, GA, FL, NC, SC)

  • Where exactly do customers go? To cash a check, visit the customer service desk.
  • What types of checks will Publix cash? Personal check and payroll checks
  • Check cashing fees? Publix does not specify any check cashing fees on its website and fees may vary by location. Call the nearest location to find out more details.
  • Hours of operation? Find the nearest Publix and view its hours
  • Anything else to know? Read more about check cashing at Publix

22. Friendly Check Cashing (North Carolina)

23. Food Lion

  • Where exactly do customers go? To cash a check, visit the customer service desk.
  • What types of checks will Food Lion cash? Customers may cash a personal check as long as it’s not more than $50 over the amount of their purchase. (Yes, you must buy something in order to cash a check.) Payroll checks are accepted up to $500 (no handwritten payroll checks). Government or state issued tax refund checks are accepted up to $800, with proper required Identification. Rebate checks and traveler’s checks are accepted up to $499.99.
  • Check cashing fees? Check cashing fees for Food Lion vary by state. Call the nearest Food Lion location to inquire about fees.
  • Hours of operation? Find the nearest Food Lion and view its hours
  • Anything else to know? Read more about check cashing at Food Lion

24. SunTrust Bank

Places in the Midwest That Will Cash Your Check

States included are Ohio, Indiana, Michigan, Illinois, Missouri, Wisconsin, Iowa, Kansas, Nebraska, South Dakota, and North Dakota.

25. Meijer (WI, MI, IL, IN, OH, KY)

  • Where exactly do customers go? To cash a check, visit the customer service desk.
  • What types of checks will Meijer cash? Customers may write a personal check as a form of payment for purchasing groceries for up to $25 over the purchase amount and receive the overwritten amount as cash back. Payroll checks are accepted up to $1,000 and government checks are accepted up to $1,999.99. Both check types must not be dated more than 30 days prior. Meijer will cash traveler’s checks up to $100 and the funds must be used toward a purchase.
  • Check cashing fees? Meijer’s website notes, “All payroll and government checks must be cashed at the Customer Service Desk and are subject to processing fees. Please see store for details.” We recommend that you contact the nearest Meijer store for more information.
  • Hours of operation? Find the nearest Meijer and view its hours
  • Anything else to know? Customers must enroll in the Certegy verification system with a valid ID and complete a seven-day waiting period prior to cashing a check. Read more about check cashing at Meijer.

26. Giant Eagle (PA, WV, MD)

  • Where exactly do customers go? To cash a check, visit the customer service desk.
  • What types of checks will Giant Eagle cash? Personal checks can be cashed at Giant Eagle, but you must either apply for or have a Giant Eagle Advantage Card to be able to cash checks. Payroll, government and traveler’s checks are also accepted. No maximums are specified; policies may vary by store.
  • Check cashing fees? Fees may vary by location. Contact the nearest location to inquire about fees.
  • Hours of operation? Find the nearest Giant Eagle and view its hours.
  • Anything else to know? Checks must be signed or endorsed by the card holder in the presence of an authorized Giant Eagle employee. The name on the check must match the name on the Giant Eagle Advantage Card account. Read more about check cashing at Giant Eagle.

27. Country Mart (KS, MO, OK)

  • Where exactly do customers go? To cash a check, visit the customer service desk.
  • What types of checks will Country Mart cash? Payroll checks. No maximum check amount specified; contact the nearest store for details.
  • Check cashing fees? 2% of the total of the check cashed, with 1% going towards the customer’s purchase at Country Mart.
  • Hours of operation? Find the nearest Country Mart and view its hours.
  • Anything else to know? Read more about check cashing at Country Mart.

28. Dillons

  • Where exactly do customers go? To cash a check, visit the Money Services desk or customer service desk.
  • What types of checks will Dillons cash? Payroll checks, government checks, tax refund checks, insurance checks, and corporate checks
  • Check cashing fees? $3 to $5
  • Hours of operation? Find the nearest Dillons and view its hours
  • Anything else to know? Customers will need their Social Security Number or Individual Taxpayer Identification Number and a current ID. Read more about check cashing at Dillons.

Places in the Southwest That Will Cash Your Check

These check cashing places are found in Texas, Oklahoma, New Mexico, and Arizona.

29. Cliff’s Check Cashing (Texas)

30. Fry’s Food (Arizona)

  • Where exactly do customers go? To cash a check, visit the Money Services desk or customer service desk.
  • What types of checks will Fry’s Food cash? Payroll checks, government checks, tax refund checks, insurance checks, and corporate checks. Maximum check limits may vary by store; contact the nearest location for details.
  • Check cashing fees? $3 to $5
  • Hours of operation? Find the nearest Fry’s Food and view its hours
  • Anything else to know? Customers will need their Social Security Number and a current ID to cash a check. Read more about check cashing at Fry’s Food.

Places in the West That Will Cash Your Check

States included are Colorado, Wyoming, Montana, Idaho, Washington, Oregon, Utah, Nevada, California, Hawaii, and Alaska.

31. Moneytree (Washington)

32. USA Check Cashing Store (California)

  • Where exactly do customers go? Simpy walk up to the desk and ask to cash a check.
  • What types of checks will USA Check Cashing cash? Personal (at most locations; contact the nearest store to verify), payroll, tax refund, insurance checks, settlement checks, government checks, cashier’s checks, bonus checks, and more
  • Check cashing fees? Fees vary by location
  • Hours of operation? Find the nearest USA Check Cashing Store and view its hours
  • Anything else to know? Customers can register online to cash checks before going into a USA Check Cashing Store. Read more about check cashing at USA Check Cashing.

33. Money Mart (California)

34. Ralphs (California)

  • Where exactly do customers go? To cash a check, visit the Money Services desk or customer service desk.
  • What types of checks will Ralphs cash? Personal, payroll checks, government checks, tax refund checks, insurance checks, and corporate checks
  • Check cashing fees? $3 or $5, depending on location
  • Hours of operation? Find the nearest Ralphs and view its hours
  • Anything else to know? Accepted forms of ID include U.S. driver’s license, state-issued ID, military ID, Resident Alien ID, Matricula Consular ID, passports, Tribal Nation ID and Reservation ID. Read more about check cashing at Ralphs

35. King Soopers (CO, WY)

  • Where exactly do customers go? To cash a check, visit the Money Services desk or customer service desk.
  • What types of checks will King Soopers cash? Payroll checks, government checks, tax refund checks, insurance checks, and corporate checks. Maximum check limits may vary by store; contact the nearest location for details.
  • Check cashing fees? $3 to $5
  • Hours of operation? Find the nearest King Soopers and view its hours
  • Anything else to know? Customers will need their Social Security Number and a current ID to cash a check. Read more about check cashing at King Soopers.

36. Fred Meyer (OR, WA, AK, ID)

  • Where exactly do customers go? To cash a check, visit the Money Services desk or customer service desk.
  • What types of checks will Fred Meyer cash? Government or payroll checks
  • Check cashing fees? $3 for checks up to $2,000 and $5 for checks $2,000.01 – $5,000
  • Hours of operation? Find the nearest Fred Meyer and view its hours
  • Anything else to know? Customers will need a valid Social Security Number and a valid form of government ID. Read more about check cashing at Fred Meyer.

In Summary

We hope you’ve identified the nearest check cashing place. Remember that whether or not the company specifies it on their website, you’ll almost always need a valid, government-issued ID in order to cash a check. If you have a check in a large amount or an unusual type of check, it’s a good idea to call ahead and verify that the place you plan to visit won’t have a problem cashing your check. No matter what type of check you are trying to cash or what area of the U.S. you are in, we hope that our comprehensive guide will help you find the check cashing place nearest you.