Selling your gift cards for cash can be as easy as walking into your local check cashing store. From nationwide chains like Money Mart to the Illinois-based Currency Exchange, check cashing locations are happy to pay you in cash for gift cards from hundreds of stores. Simply call ahead to make sure that your gift card is accepted, ask for a quote, then take it in to exchange it for cash. To get started, check the list below to find check cashing stores that buy gift cards near you.

The Check Cashing Stores That Buy Gift Cards

1. Stores with a GiftCardBin Partnership

GiftCardBin is an online company that can exchange your gift cards for cash, but they also have a partnership with many brick-and-mortar stores. Some of these businesses include well-known companies like Boost Mobile and Money Mart, but their services are also available at many local pawn shops, check cashing stores, and cash advance stores, dependent on your location. Be aware that GiftCardBin will not accept e-gift cards or printed vouchers.

  • How it works: Bring your physical gift cards to a GiftCardBin location along with your ID and get cash for your gift card.
  • Minimum gift card value accepted: $10.00
  • Maximum value accepted: $300.00 over 30 days
  • Amount you receive: To receive a quote on your gift card, you can go to the store in person. You can also ask for a quote and if you don’t like it, you can send in a request for a different amount. GiftCardBin will decide to either accept or reject your counter-offer.
  • How you receive the funds: You will be paid in cash at the store.
  • Gift cards accepted: GiftCardBin accepts gift cards for hundreds of popular brands, including Target, Macy’s, Olive Garden, Bass Pro Shop, and more. If your gift card isn’t listed among their current stores, you can submit it for acceptance.
  • Not accepted: Gift cards under $10.00, gift cards over $300.00, more than $300.00 worth of gift cards within a 30 day period, and e-gift cards are not accepted. The company also does not accept “promotional ” types of cards, which are defined on the website as cards that have limitations and rules. GiftCardBin offers P.F. Chang’s “Be Our Guest” Card as an example of a promotional card which is not accepted.
  • Partially spent gift cards accepted? No.
  • Other services: The majority of GiftCardBin’s partners are payday loan and check cashing companies. Their exact services vary depending on the particular business.
  • Find locations: GiftCardBin partners with many local businesses. You can find a local GiftCardBin partner through the store locator.

2. Check Into Cash Stores

Check Into Cash is a payday loan/cash advance company who will also buy your unwanted gift cards and pay you in cash. They operate in 29 states.

  • How it works: Bring your physical gift card to a Check Into Cash location along with a form of ID and get cash for your gift card.
  • Minimum gift card value accepted: $20.00
  • Amount you receive: To receive a quote on your gift card, you must go into the store in person.
  • How you receive the funds: You will be paid in cash at the store. The company also offers a U.S. Money Card prepaid debit card that you could choose to load the funds.
  • Gift cards accepted: Check Into Cash accepts hundreds of gift cards including Target, Walmart, The Home Depot, Starbucks, and others.
  • Not accepted: Gift cards under $20.00
  • Partially spent gift cards accepted? Yes.
  • Other services: Payday loans, cash advances, title loans, check cashing, money orders, prepaid debit cards, and cell phone top ups.
  • Find locations: There are locations in 29 states. Use the store locator to find the nearest location.

3. The Check Cashing Place

The Check Cashing Place (different from The Check Cashing Store, a Money Mart affiliate mentioned below) is located in the Los Angeles and San Diego area and works with GiftCardBin.

  • How it works: Bring your unwanted physical gift card to a Check Cashing Place location along with a form of ID and get cash for your gift card.
  • Minimum gift card value accepted: $10.00
  • Maximum value accepted: $300.00 ever 30 days
  • Amount you receive: To receive a quote on your gift card, you can go to the store in person. You can also ask for a quote and if you don’t like it, you can send in a request for a different amount. GiftCardBin will decide to either accept or reject your counter-offer.
  • How you receive the funds: You will be paid in cash at the store.
  • Gift cards accepted: The Check Cashing Place is a partner of GiftCardBin, which accepts gift cards for hundreds of popular brands, including Target, Macy’s, Olive Garden, Bass Pro Shop, and more. If your gift card isn’t listed among their current stores, you can submit it for acceptance.
  • Not accepted: Gift cards under $10.00. Gift cards over $300.00. More than $300.00 worth of gift cards within a 30 day period. E-gift cards. The company does not accept “promotional ” types of cards, which are defined on the website as cards that have limitations and rules, that are more like a coupon than a gift card. There is an example provided of one of those not accepted, the P.F. Chang’s Be Our Guest Card.
  • Partially spent gift cards accepted? No.
  • Other services: Payday loans, check cashing, DMV registration, Western Union, a Notary Public, wire money, bill paying, prepaid debit cards and cell phones, and money orders.
  • Find locations: The Check Cashing Place is located in Los Angeles and San Diego county. You can find the location nearest you by using the store locator.

4.-9. Money Mart, The Check Cashing Store, American Check Casher, American Payday Loans, Check Casher, and Payday Loans

Money Mart is a check cashing store that buys gift cards and pays you in cash. Money Mart and its affiliates (including The Check Cashing Store, American Check Casher, American Payday Loans, Check Casher, and Payday Loans) have more than 1,335 locations worldwide.

  • How it works: You bring your gift cards into a Money Mart, or affiliate store, location and receive an offer for less than face value for your gift cards. Once you accept the offer, Money Mart, or the affiliate store, pays you that amount in cash.
  • Minimum gift card value accepted: No limit is mentioned.
  • Amount you receive: As with other cash for gift card services, this will vary according to the popularity of the retailer issuing the gift card. There is a reason to believe it will be more than 50%, since back in 2014, the retailer was pressured in Canada to stop a 50 cents on the dollar offer.
  • How you receive the funds: Besides redeeming the gift cards for cash, the company offers a Momentum Card prepaid debit card that you could choose to load the funds on.
  • Gift cards accepted: The company does not supply a list of accepted gift cards, so you would need to visit a location or call ahead to check accepted gift cards.
  • Not accepted: No information
  • Partially spent gift cards accepted? Yes.
  • Other services: Check cashing, cash for gold, and other financial services, including the buying of gift cards.
  • Find locations: Money Mart operates in 13 states under the names Money Mart, The Check Cashing Store, American Check Casher, American Payday Loans, Check Casher and Payday Loans. You can use the store locator to find a Money Mart near you.

10. Currency Exchange

Currency Exchange provides many different financial services and has more than 350 locations throughout Illinois (Illinois only). Currency Exchange will pay you cash for gift cards.

  • How it works: Bring your gift card to a Check Into Cash location along with a form of ID and get cash for your gift card.
  • Minimum gift card value accepted: $20.00
  • Amount you receive: To receive a quote on your gift card, you must go to the store in person.
  • How you receive the funds: You will be paid in cash at the store.
  • Gift cards accepted: Currency Exchange accepts thousands of gift cards including Target, Walmart, The Home Depot, Starbucks, and others.
  • Not accepted: Gift cards under $20.00
  • Partially spent gift cards accepted? Yes.
  • Other services: Auto title and registration, Bitcoin ATM service, boat title registrations, check cashing, Chicago city stickers, coin counting, birth/marriage/death certificates for Cook County, credit card cash advances, fax services, foreign currency exchange, income tax preparation, license plate renewals, money transfers, notary public, photocopies, postage stamps, private mail boxes, prepaid phone products, and prepaid debit cards.
  • Find locations: You can use their store locator.

In Summary

Whether you’re visiting a local pawn shop that partners with GiftCardBin or cashing a check at Money Mart, many places offering other financial services will gladly accept your gift cards and pay you in cash. Call in advance to ask for a quote over the phone and confirm that your gift card is accepted by your local buyer, and you’ll soon be walking out of the store with cash in hand.