Green Dot cards can be a useful alternative to standard debit cards. They’re very similar to a typical debit card in the sense that you can use them to make purchases at the store or online, or to make cash withdrawals from an ATM. But you don’t need to fill out a credit application to get one, and they aren’t tied to a bank account. So how do you load money onto a Green Dot Card, and how do you get money off of it at an ATM? Read on to find out.
Included in This Article:
What Is a Green Dot Card and Where Can I Use One?
How Do I Reload My Green Dot Card?
What Is the Green Dot ATM Withdrawal Limit?
Where Can I Find an ATM That Will Take Green Dot Cards?
Looking for a convenient way to spend money? Green Dot cards can be a nice alternative to debit cards. Here’s how they work:
What Is a Green Dot Card?
Green Dot is a company that provides customers with prepaid MasterCard and Visa debit cards. These cards are different from gift cards in that they require the user to verify his or her identity before the card can be used. Cards are personalized and can be used to withdraw cash from ATMs and make purchases. Additionally, these cards won’t affect your credit history because they are not backed by a line of credit or an associated bank account. Instead, purchases with a Green Dot card are made using the balance stored on the card itself. No credit checks are required to get a Green Dot card, nor do you need to have a bank account, which is why some people opt for them over regular debit cards.
How Do I Add Money to My Green Dot Card?
Green Dot doesn’t offer credit cards like they do debit cards, so you’ll need to have money on the card in order to use it. Green Dot’s website lists some ways you can reload money onto your Green Dot card:
- Via direct deposit
- With cash at a register, a.k.a. Reload @ the Register
- Via mobile check deposit
- Cashing checks at participating locations like Walmart
- Via your bank account, if you have one
- Via other Green Dot cards
- Via Moneypak. Find your nearest Moneypak location here.
What is the Daily Green Dot ATM Withdrawal Limit?
According to this page of the Green Dot website, customers may withdraw up to $400 per day from Green Dot ATMs. If you would like to raise your daily ATM withdrawal limit, contact Green Dot’s customer service at 1-866-795-7597. The daily bank teller withdrawal limit is $400 as well.
How Much Money Can I Have on My Green Dot Card?
The daily limit for Green Dot cards is $2,999 if you’re reloading with cash. If, however, you’re reloading from your bank account via direct deposit, your daily limit is bumped up to $10,000. This is also the total card balance limit.
Where Can I Find A Free Green Dot ATM?
Free Green Dot ATM’s are available. Generally speaking, Green Dot cards can be used at any ATM around the world. Though you can use them free of charge at MoneyPass ATMs. These MoneyPass ATMs can be located here. Once you’ve found the one nearest you, insert your Green Dot card and use it like you would any other ATM card.
Stores that typically carry MoneyPass ATMs include your local major banks and credit unions, as well as Walmart.
If you come across an ATM, check to see if it has the MoneyPass logo. If it does, use of your Green Dot card won’t accrue any transaction fees. Also, keep in mind that only personalized cards are valid for ATM use. This means that if you have a temporary Green Dot card, you’ll need to wait until you get an official card with your name on it, or until your identity can be verified. Your official card should arrive in the mail 7-10 days after registering. Once you receive the card in the mail, you’ll have to activate online or by calling 1-866-795-7605.
If you come across a non-MoneyPass ATM, you’ll be able to make cash withdrawals for a fee of $2.50, in addition to any other fees the ATM itself may carry.
Where Else Can I Use a Green Dot Card?
Besides ATMs, you can use your Green Dot card anywhere else you might use a regular credit or debit card. This includes gas stations, convenience stores, shopping malls, etc., as well as nearly any online shopping site.
Where Can I ‘Reload @ the Register’?
You can reload your Green Dot card at the register of these common retail locations:
- Dollar General
- ACE Cash Express
- Dollar Tree
- Family Dollar
- Rite Aid
- 7 Eleven
Green Dot ATM Withdrawal Limit: Conclusion
Since Green Dot cards are so easy to use, they’ve recently been the target of scams. But you can avoid these scams by always checking with your bank or with Green Dot directly. If you receive a Green Dot card in the mail, follow up to make sure they were the ones who sent the card. Practice basic identity protection techniques, such as only giving your information to trusted sources, or only using internet links that are protected.