Green Dot cards are just like ordinary debit cards. You can use them to make purchases at the store or online or to withdraw cash from an ATM. But, unlike other cards, your Green Dot card isn’t tied to a bank account and you don’t need to fill out a credit application to get one. So, where exactly can you get a Green Dot card and how do you use it? Read on to find out everything you need to know about getting, using, and reloading a Green Dot card.
In This Article
What Is a Green Dot Card and Where Can You Get One?
Green Dot is a company that provides prepaid MasterCard and Visa debit cards. These cards are different from gift cards because they require you to verify your identity before the card can be used. Your card is personalized and you can use it to withdraw cash from ATMs and to make purchases.
You can get a Green Dot card without a credit check or a bank account, which is why some people opt for them over regular debit cards. It costs $7.95 per month to keep your Green Dot card active. Order a Green Dot card online or purchase one at these common retail locations:
- 7- Eleven
- ACE Cash Express
- Dollar General
- Dollar Tree
- Family Dollar
- Rite Aid
What Can a Green Dot Card Do for You?
If you have an Android or iOS device, you can also download the Green Dot app to check your balance, deposit checks, and more. Use your Green Dot card anywhere MasterCard and Visa debit cards are accepted. This includes gas stations, convenience stores, shopping malls, etc., as well as nearly any online shopping site.
How Do You Add Money to Your Green Dot Card?
Green Dot is a pre-paid debit card, so you need to add money to the card in order to use it. Green Dot’s website lists some ways you can reload money onto your Green Dot card:
- With cash at a register, a.k.a. Reload @ the Register. Find a full list of stores where you can reload.
- Via mobile check deposit
- Cashing checks at participating locations like Walmart. Find your nearest Walmart location.
- Via direct deposit
- Via your bank account, if you have one
- Via other Green Dot cards
- Via Moneypak. Find your nearest Moneypak location.
How Much Money Can You Have on Your Green Dot Card?
If you’re reloading your Green Dot card with cash, the daily limit for Green Dot cards is $2,999. If you’re reloading from your bank account via direct deposit, your daily limit is bumped up to $10,000. This is also the total card balance limit.
Where Can You Find an ATM That Will Take Green Dot Cards?
Green Dot cards can be used at any ATM around the world, though sometimes for a fee. You can use your card free of charge at MoneyPass ATMs. You can find usually MoneyPass ATMs at local major banks and credit unions, as well as Walmart. Find a MoneyPass ATM near you.
If an ATM has a MoneyPass logo, using your Green Dot card won’t cost you any extra fees. Just insert your Green Dot card and use it like you would any other ATM card. If you come across a non-MoneyPass ATM, you’ll be able to make cash withdrawals for a fee of $2.50 per transaction, in addition to paying any other fees the ATM itself may carry.
Keep in mind that only personalized cards are valid for ATM use. This means that if you have a temporary Green Dot card, you’ll need to wait until you get an official card with your name on it or until your identity can be verified. Your official card should arrive in the mail 7-10 days after registering. Once you receive the card in the mail, activate it online or by calling (866) 795-7605.
What is the Daily Green Dot ATM Withdrawal Limit?
You may withdraw up to $400 per day with your Green Dot card. The daily bank teller withdrawal limit is $400 as well. If you would like to raise your daily ATM withdrawal limit, contact Green Dot’s customer service at (866) 795-7597.
If you’re looking for a debit card that doesn’t require a credit check or a bank account, Green Dot card may be the perfect option for you. With the Green Dot card app, you can see how much money you have and deposit checks 24/7. While it does cost $7.95 per month, you can buy a Green Dot card at many common retail stores, and you can use it for nearly all of your daily spending needs.