Many grocery stores offer customers the best in one-stop-shopping, thanks to their convenient check cashing services. Government checks, payroll checks, tax refund checks, and even personal checks can be cashed at many of the country’s most popular grocery stores. If you want to cross off a trip to the bank on your to-do list, keep reading to find out which grocery stores offer check cashing services and what types of checks they can cash for you.

In This Article

  • Grocery Stores That Cash Checks

  • Grocery Stores That Do Not Cash Checks of Any Kind

Grocery Stores That Cash Checks

1. Albertsons

  • Types of checks cashed: Electronically signed checks under $1,000 (at most locations).
  • Fees: Varies by location.
  • Other important information: Check cashing policies at Albertsons seem to vary between locations, according to a number of customer service representatives we spoke to. Be sure to contact your local store and ask about their individual check-cashing services.
  • Find a location.

2. Dillons

  • Types of checks cashed: Government, payroll, tax refund, insurance, and corporate checks.
  • Fees: $3 or $5, depending on check amount.
  • Other important information: To cash a check, you will need a valid Social Security number or individual tax payer ID number and a valid (and current) state or federal government-issued ID card. Read more on this page of the Dillons website.
  • Find a location.

3. Food Lion

  • Types of checks cashed: Personal, government, rebate, tax refund, and U.S. Traveler’s Checks up to $500. Payroll checks up to $1,000.
  • Fees: Fees will vary by state.
  • Other important information: To cash a check, you will need a valid and current form of ID. Accepted forms of ID include government-issued driver’s license, military ID, Native American tribal ID, or U.S. passport. Read more on this page of the Food Lion website.
  • Find a location.

4. Fred Meyer

  • Types of checks cashed: Government checks and payroll checks.
  • Fees: $3 per check to cash checks up to $2,000, and $5 per check to cash checks from $2,000.01 to $5,000.
  • Other important information: To cash a check, you will need a valid Social Security number and a valid state or federal government-issued ID. Read more on this page of the Fred Meyer website.
  • Find a location.

5. Fry’s Food Stores

  • Types of checks cashed: Government, payroll, tax refund, insurance, and corporate checks
  • Fees: $3 or $5, depending on the check amount
  • Other important information: To cash a check, you will need a valid Social Security number or individual tax payer ID number and a valid (and current) state or federal government-issued ID card. Read more on this page of the Fry’s website.
  • Find a location.

6. Giant Eagle

  • Types of checks cashed: Personal, payroll, government, and U.S. Traveler’s Checks.
  • Fees: Fees vary by location.
  • Other important information: To cash a check, you must have a valid Giant Eagle Advantage card, the name on the check must match the name on the Giant Eagle Advantage card, and the check must be endorsed in front of an authorized employee. Read this information and more on this page of the Giant Eagle website.
  • Find a location.

7. Giant Food

  • Types of checks cashed: Government and payroll checks.
  • Fees: Fees vary by location.
  • Other important information: To cash a check, you must apply for a Payroll and Business Check Cashing card in your local store. You’ll also need a valid form of ID, such as a U.S. driver’s license, military ID, or state-issued ID card. Read more on this page of the Giant website.
  • Find a location.

8. Hannaford

  • Types of checks cashed: Payroll, government, and pension checks that are considered regular income.
  • Fees: Fees vary by location.
  • Other important information: To cash a check, you must have valid and current photo ID and fill out the check cashing application, which takes about five business days to process. Read more on this page of the Hannaford website.
  • Find a location.

9. King Soopers

  • Types of checks cashed: Government, payroll, tax refund, insurance, and corporate checks.
  • Fees: $3 or $5, depending on the check amount.
  • Other important information: To cash a check, you will need a valid Social Security number or individual tax payer ID number and a valid (and current) state or federal government-issued ID card. Read more on this page of the King Soopers website.
  • Find a location.

10. Kroger

  • Types of checks cashed: Government, payroll, tax refund, insurance, and corporate checks.
  • Fees: $3 or $5, depending on the check amount.
  • Other important information: To cash a check, you will need a valid Social Security number or individual tax payer ID number and a valid (and current) state or federal government-issued ID card. Read more on this page of the Kroger website.
  • Find a location.

11. Market Basket

  • Types of checks cashed: Payroll checks and personal checks of no more than $50.
  • Fees: 1.25% of check amount (may vary by location).
  • Other important information: To cash a check, it must be local and certified and you must have two forms of identification. This information was verified by customer service representatives.
  • Find a location.

12. Meijer

  • Types of checks cashed: Personal, payroll, government, tax refund, and Western Union money orders.
  • Fees: Fees vary by location.
  • Other important information: Customers may be required to submit to fingerprinting to gain check cashing privileges.
  • Find a location.

13. Publix

  • Types of checks cashed: Personal and payroll.
  • Fees: Between $3 and $6 per check. However, fees vary by location.
  • Other important information: To cash a check, you’ll need a state or federal government-issued ID. Read more on this page of the Publix website.
  • Find a location.

14. Ralphs

  • Types of checks cashed: Government, payroll, tax refund, insurance, and corporate checks.
  • Fees: $3 or $5, depending on the check amount.
  • Other important information: To cash a check, you will need a valid Social Security number or individual tax payer ID number and a valid (and current) state or federal government-issued ID card. Read more on this page of the Kroger website (Ralphs is owned by Kroger).
  • Find a location.

15. Safeway

  • Types of checks cashed: Non-personal, printed checks (government, payroll, etc.) up to $1,499.
  • Fees: $2.25 for every $200 cashed.
  • Other important information: To cash a check, you’ll need photo identification. Specific policies may vary by location. Safeway doesn’t have a formal check cashing policy posted on its website; however, several customer service representatives verified this information.
  • Find a location.

16. Shaw’s

  • Types of checks cashed: Government and payroll checks up to $1,500.
  • Fees: Fees vary by location.
  • Other important information: To cash a check, you’ll need a valid Social Security number and a valid state or federal government-issued ID. Shaw’s doesn’t have a formal check cashing policy posted on its website, however, the customer service department verified this information.
  • Find a location.

17. Stop & Shop

  • Types of checks cashed: Government and payroll checks.
  • Fees: Fees vary by location.
  • Other important information: To cash a check, you must apply for a Payroll and Business Check Cashing card in your local store. You’ll also need a valid form of ID, such as a U.S. driver’s license, military ID, or state-issued ID card. Read more on this page of the Stop & Shop website.
  • Find a location.

18. Walmart

  • Types of checks cashed: Payroll checks, government checks, tax checks, cashier’s checks, insurance settlement checks, 401(k) checks, retirement distribution checks, and MoneyGram money orders that were purchased at Walmart, all up to $5,000. Check cashing policies may vary at individual Walmart locations.
  • Fees: For checks up to and including $1,000, the fee is $3. For checks over $1,000 and up to $5,000, the fee is $6.
  • Other important information: To cash a check, you’ll need a valid form of ID. Just present your check for cashing at any checkout lane. Read more on this page of the Walmart website.
  • Find a location.

19. WinCo Foods

  • Types of checks cashed: Payroll checks up to $1,000.
  • Fees: $5 token for checks up to $500, and $10 token for checks up to $1,000.These token fees can then be used toward the purchase of merchandise.
  • Other important information: To cash a check, you’ll need valid and current ID and employment verification. Read more on this page of the WinCo website.
  • Find a location.

20. Winn-Dixie

  • Types of checks cashed: Electronically signed checks up to $500 (at most locations).
  • Fees: $3.50
  • Other important information: Photo identification is needed to cash a check at all locations. The information was obtained from multiple customer service representatives, but it’s best to check with your local Winn-Dixie for their individual check cashing policies before you visit.
  • Find a location.

Grocery Stores That Do Not Cash Checks of Any Kind

In case you’re still wondering why your favorite grocery store didn’t make our list above, here are the grocery stores that we confirmed do not cash checks of any kind.

  • Aldi
  • BJ’s Wholesale Club
  • Sam’s Club
  • Target
  • Trader Joe’s
  • Whole Foods

In Summary

Cash your check and get your shopping done in one stop at any of the 20 grocery stores on our list. Before you go, check to make sure your grocery store cashes your specific type of check, be mindful of any associated fees, and always bring proper identification with you to complete the check cashing process.