A number of companies throughout the country offer payday loans on both Saturday and Sunday. Yes, there are quite a few loan places open on Sunday and many loan companies open on Saturday, Through online services, you can even get a loan 24/7.

Payday loans, or cash advances, are short-term loans that give you an advance on your next paycheck. These loans typically rely on the consumer having proof of consistent income to ensure they can repay the loan with their next paycheck. The loan term will generally be the length of time until the next paycheck is expected (typically a month or less).

Payday loans are regulated by local jurisdictions, which may place restrictions on the amount of interest that can be charged, on the fees that can be applied, or on how many payday loans a customer can take out during a certain period of time. For these reasons, the cost of getting a payday loan will vary by state of residence. This type of loan is prohibited by law in Arkansas, Arizona, Georgia, New York, Oregon, Virginia, and West Virginia.

Included In This Article:

  • Payday loan companies open on Sundays

  • Payday loan companies open on Saturdays

  • Online payday loan companies

  • Loan amounts available through each company

  • APR, fees, and restrictions

  • How long it takes to receive the money

  • Location finder

Payday Loan Places Open on Sundays

For all of these companies, keep in mind that opening hours may vary by location — it’s always a good idea to use the location finders we’ve provided to double check your nearest store’s weekend hours before you head out the door.

1. ACE Cash Express

  • Sunday hours: 12 AM to 5 PM, depending on location. (Not all locations are open on Sundays. Check the nearest ACE Check Cashing location for hours of operation.)
  • Locations: Nationwide
  • Loan amount available$50 to $1,000
  • APR: Varies by state of residence, but rates generally range from about 250% – 650%
  • Fees: Varies by loan amount
  • Loan term: Typically a 14-day term
  • How long does it take to get the money?: Less than an hour
  • Limitations: Customers must provide social security number, and have a constant source of income and an active bank account
  • Are online loans available?: Yes
  • Read more about payday loans on the ACE Cash Express website
  • Find your nearest ACE Cash Express

2. California Check Cashing Stores (California only)

  • Sunday hours: 10 AM to 4 PM, depending on location. (Not all locations are open on Sundays. Check the nearest California Check Cashing location for hours of operation.)
  • Locations: California
  • Loan amount available$50 to $255
  • APR: Generally around 460%
  • Fees: Varies by loan amount
  • Loan term: Typically a 14-day term
  • How long does it take to get the money?: Less than an hour
  • Limitations: Customers must provide social security number, and have a constant source of income and an active bank account
  • Are online loans available?: No
  • Read more about payday loans on the California Check Cashing Stores website
  • Find your nearest California Check Cashing Store

3. Check Cashing USA (Florida only)

  • Sunday hours: Typically 11 AM to 5 PM, depending on location
  • Locations: Florida
  • Loan amount available: $50 – $500
  • APR: Generally 250% – 400%
  • Fees: Not specified
  • Loan term: Typically a 14-day term
  • How long does it take to get the money?: Less than an hour
  • Limitations: Customers must provide identification and social security number, be able to prove a constant income, and provide most recent bank statement
  • Are online loans available?: Yes
  • Read more about payday loans on the Check Cashing USA website
  • Find your nearest Check Cashing USA

4. The Check Cashing Store (Florida Only)

5. Money Mart

  • Sunday hours: 11 AM to 3 PM, depending on location. (Not all locations are open on Sundays. Check the nearest Money Mart location for hours of operation.)
  • Locations: AL, CA, FL, HI, KS, LA, MO, OK, VA, WA
  • Loan amount available: $50 – $500
  • APR: Varies between 260.71% and 651.79% depending on the loan terms and state of residence
  • Fees: Not specified
  • Loan term: Typically a 14-day term
  • How long does it take to get the money?: Less than an hour
  • Limitations: Customers must be 18+ years old, show government-issued identification, have a steady income and an active bank account, and provide a valid email address
  • Are online loans available?: Yes (only for residents of California, Hawaii, Kansas or Louisiana)
  • Read more about payday loans on the Money Mart wesbite
  • Find your nearest Money Mart

6. Speedy Cash

  • Sunday hours: 10 AM to 4 PM, depending on location
  • Locations: Nationwide
  • Loan amount available: $50 – $1,000 (maximum depends on state)
  • APR: Varies between 260.71% and 651.79% depending on the loan terms and state of residence
  • Fees: Varies by loan amount and state of residency
  • Loan term: 7, 14, or 30 days
  • How long does it take to get the money?: Less than an hour
  • Limitations: Customers must be 18+ years old, show government-issued identification, have a steady income and an active bank account, and provide a valid email address
  • Are online loans available?: Yes
  • Read more about payday loans on the Speedy Cash website
  • Find your nearest Speedy Cash (change state as necessary)

7. United Check Cashing

  • Sunday hours: 10 AM to 4 PM, depending on location
  • Locations: CO, DE, FL, and OH
  • Loan amount availableNot specified; customers will need to contact a local United Check Cashing store for details
  • APR: Not disclosed online; may vary by location
  • Fees: Not disclosed online; may vary by location
  • Loan term: Up to 31 days
  • How long does it take to get the money?: Less than an hour
  • Limitations: Customers must be 18+ years old and have government-issued identification, a steady income, and an active bank account
  • Are online loans available?: No
  • Read more about payday loans on the United Check Cashing website
  • Find your nearest United Check Cashing

Payday Loan Comapanies Open on Saturdays

If you still need a payday loan over the weekend, but can make it to a store during opening hours on a Saturday, you have a few additional options available.

1. Advance America

  • Saturday Hours: 9 AM to 2 PM
  • Locations: Nationwide
  • Loan amount available: $100 – $1,000
  • APR: Varies, but the average is around 450%
  • Fees: Varies by state from $10 – $25
  • Loan term: Generally 14 days
  • How long does it take to get the money?: Less than an hour
  • Limitations: Customers must be 18+ years old, show proof of income, have a bank account, and provide social security number
  • Are online loans available?: No
  • Read more about payday loans on the Advance America website
  • Find your nearest Advance America

2. Check Into Cash Loans

  • Saturday Hours: 10 AM to 3 PM
  • Locations: AL, AZ, CA, GA, ID, IL, KS, LA, MS, MO, NM, OH, TN, TX, UT, VA, and WI
  • Loan amount available$50 to $1,000, depending on state of residency
  • APR: Varies between 260.71% and 651.79% depending on the loan terms and state of residency
  • Fees: Varies by amount and state of residency (usually from $5 – $90)
  • Loan term: Varies by state (typically two to four weeks)
  • How long does it take to get the money?: Less than an hour
  • Limitations: Customers must be 18+ years old, an American citizen, have a bank account, and provide an email address
  • Are online loans available?: Yes
  • Read more about payday loans on the Check Into Cash Loans website
  • Find your nearest Check Into Cash Loans 

3. Check `n Go

  • Saturday Hours: Typically 9 AM to 4 PM, or at some locations 10 AM to 2 PM (check with your local Check ‘n Go for details)
  • Locations: Nationwide
  • Loan amount available$100 – $1,000
  • APR: Varies by state of residency, but generally range from about 250% – 650%
  • Fees: Varies by loan amount
  • Loan term: 5 – 35 days
  • How long does it take to get the money?: Less than an hour
  • Limitations: Customers must provide social security number, and have a constant source of income and an active bank account
  • Are online loans available?: Yes
  • Read more about payday loans on the Check ‘n Go website
  • Find your nearest Check ‘n Go
  • Get a Loan Any Day with These Online Payday Loan Companies

Some companies will allow you to apply for a payday loan without even leaving your house. Check out the following websites where you can apply for a payday loan online on any day of the week, including Sunday. (But remember that funds may not be available in your account until the following business day.)

1. LendUp

  • Licensed in: AL, CA, FL, ID, IL, IN, HI, KS, LA, MO, MS, NM, OH, OK, OR, TN, TX, UT, WA, WI, and WY
  • Loan amount available: $100 – $250
  • APR: Varies depending on the loan terms and state of residency
  • Fees: Varies depending on the loan terms and state of residency
  • Loan term: 7 – 30 days
  • How long does it take to get the money?: One business day
  • Limitations: Customers must be a permanent resident or a citizen of the US, and have a valid checking account
  • Find out more about online loans with LendUp

2. CashNetUSA

  • Licensed in: 30 states
  • Loan amount available: $300 – $2,250
  • APR: Varies from 201.32% to 1,140.63%, depending on state of residency and loan terms
  • Fees: Varies by state
  • Loan term: Up to 32 days
  • How long does it take to get the money?: One business day
  • Limitations: Customers must be a permanent US resident or citizen, be 18+ years old, and have a regular income
  • Find out more about CashNetUSA online loans

3. SWIFT

  • Licensed in: Nationwide
  • Loan amount available: $200 – $1,200
  • APR: Varies by state of residency and loan terms
  • Fees: Varies by state
  • Loan term: Varies by lender
  • How long does it take to get the money?: Next business day
  • Limitations: Customers must be 18+ years old, and be employed or have a regular source of income
  • Find out more about SWIFT online loans

4. OppLoans

  • Licensed in: AL, CA, DE, GA, ID, IL, MO, NM, OH, SC, TX, UT, and WI
  • Loan amount available: $1,000 to $5,000
  • Interest rate: Varies from  59% – 199%
  • Fees: Additional fees may apply by state (usually $50 – $75)
  • Loan term: 9 – 24 months
  • How long does it take to get the money?: Next business day
  • Limitations: Customers must be 18+, show proof of consistent income, and provide a social security number
  • Find out more about SWIFT Payday Loan online loans

5. Bright Sky Lending

  • Licensed in: AL, CA, DE, GA, ID, IL, MO, NM, OH, SC, TX, UT, and WI
  • Loan amount available: Up to $2,500
  • Interest rate: Varies by lender
  • Fees: Additional fees may apply by state
  • Loan term: Varies by lender
  • How long does it take to get the money?: One to two business days
  • Limitations: Customers must be 18+ years old, have a regular monthly income of at least $800, and be a US resident
  • Find out more about Bright Sky Lending online loans

6. Cash Central

  • Licensed in: Nationwide
  • Loan amount available: $1,000 – $5,000
  • APR: Varies, but the average is around 450%
  • Fees: Additional fees may apply by state
  • Loan term: Up to 32 days
  • How long does it take to get the money?: One to two business days
  • Limitations: Customers must be 18+ years old, have a verifiable source of income, have an operational checking account, provide two valid phone numbers, and have a social security number
  • Find out more about Cash Central online loans

In Summary

A short-term payday loan can help you out when finances are tight between paychecks. Although many payday loan stores are not open on weekends, there are still numerous options available to you if you need a payday loan on Saturday or Sunday. We have listed the important details for numerous companies that you can visit in person or on the web to get a payday loan over the weekend, including the states in which the company is licensed, the loan amounts available, the standard APR, the applicable fees, and the length of the loan term. We have also given the average turnaround time for the loan so that you know how quickly you will receive your money. Lastly, we have provided you with a link to find your nearest location of each payday loan company. We hope this information helps you get cash when you need it most — even over the weekend!