The following is a list of places that do layaway. There are 41 stores listed that do layaway. We also included an additional 46 stores which, although they do not have layaway, do offer other forms of financing. As always, if you have a question, comment below, and it’ll be answered within 24 hours.

Without further ado, here’s the list of stores with layaway, sorted by store type:

Clothing Stores

1. Buckle

  • In store and online? In store only
  • What’s the deposit? 20%
  • How many payments? One payment per two weeks is suggested, with balances to be cleared within 60 days
  • Can layaway orders be canceled? Yes, with no fees or charges
  • Does Buckle check credit? Financing offers are subject to a credit check, but layaway isn’t
  • Is layaway available year-round? Yes
  • Type in your address to find a Buckle near you
  • Check out inventory by browsing Buckle’s website
  • For the remaining details, read Buckle’s layaway policy

2. Burlington Coat Factory

  • In store and online? In store only
  • What’s the deposit? 25%, plus a $5 set-up fee
  • How many payments? Unspecified online
  • Can layaway orders be canceled? Yes, for a $10 fee. Refunded amounts will be put onto a gift card
  • Does the Burlington Coat Factory check credit? Financing offers are subject to a credit check, but layaway isn’t
  • Is layaway available year-round? Yes, but special promotions involving layaway may vary seasonally
  • Type in your address to find a Burlington Coat Factory near you
  • Check out inventory by browsing Burlington’s website
  • For the remaining details, read Burlington’s layaway policy

3. Dress Barn

  • In store and online? Both
  • What’s the deposit? 20%, plus a $5 set-up fee
  • How many payments? Any amount, but orders should be cleared within 32 days
  • Can layaway orders be canceled? Yes, for an unspecified fee
  • Does Dress Barn check credit? Financing offers are subject to a credit check, but layaway isn’t
  • Is layaway available year-round? Yes
  • Type in your address to find a Dress Barn near you
  • Check out inventory by browsing Dress Barn’s website
  • For the remaining details, read Dress Barn’s layaway policy

4. Foot Locker

  • In store and online? In store only
  • What’s the deposit? 20% down payment with a $5 set-up fee
  • How many payments? Any number of payments, as long as the balance is cleared within 30 days
  • Can layaway orders be canceled? Yes, with no fee
  • Does Foot Locker check credit? The layaway program is not subject to a credit check
  • Is layaway available year-round? Yes
  • Type in your address to find a Foot Locker near you
  • Check out inventory by browsing Foot Locker’s website
  • For the remaining details, read more about Foot Locker’s payment methods (Note: layaway information was not published online, but we spoke with a representative to confirm these details.)

5. Marshalls

  • In store and online? In store only
  • What’s the deposit? 10% or $10 (whichever is greater), plus a $5 set-up fee
  • How many payments? Any, as long as the balance is cleared or canceled within 30 days
  • Do item restrictions apply? No jewelry, furniture, food or marked down items can be placed on layaway
  • Can layaway orders be canceled? Yes, for a $5 fee
  • Does Marshalls check credit? Financing offers are subject to a credit check, but layaway isn’t
  • Is layaway available year-round? Yes (at the stores where layaway is offered)
  • Type in your address to find a Marshalls near you
  • Check out inventory by browsing Marshalls’ website
  • For the remaining details, read more about layaway at Marshalls

6. TJ Maxx

  • In store and online? In store only
  • What’s the deposit? 10% or $10 (whichever is greater), plus a $5 set-up fee
  • How many payments? Any, as long as the balance is cleared or canceled within 30 days
  • Can layaway orders be canceled? Yes, for a $5 fee
  • Does TJ Maxx check credit? Financing offers are subject to a credit check, but layaway isn’t
  • Is layaway available year-round? Yes (at the stores where layaway is offered)
  • Type in your address to find a TJ Maxx near you
  • Check out inventory by browsing TJ Maxx’s website
  • For the remaining details, read more about layaway at TJ Maxx

Electronics Stores

7. Deals Overtime

  • In store and online? Online only
  • What’s the deposit? Unspecified online — it will depend on what exactly you’re purchasing
  • How many payments? As many as you need, starting from two
  • Do item restrictions apply? No — all products in the online showroom are available for layaway without exception
  • Can layaway orders be canceled? Yes, less a $25 fee
  • Does Deals Overtime check credit? Financing offers are subject to a credit check, but layaway isn’t
  • Is layaway available year-round? Yes
  • Check out inventory by browsing Deals Overtime’s website
  • For the remaining details, read more about layaway at Deals Overtime

8. Get It Now Stores

9. H-E-B

  • In store and online? In store only
  • What’s the deposit? $10 or 10%, whichever is greater, plus a $5 set-up fee
  • How many payments? Any, but items need to be paid off and collected by the end of the layaway period (in 2016, the cutoff date was December 14)
  • Do item restrictions apply? Only available on electronics, small appliances, and toys with a minimum spend of $50
  • Can layaway orders be canceled? Yes, for a $5 fee. All money paid will be refunded
  • Does H-E-B check credit? Financing offers are subject to a credit check, but layaway isn’t
  • Is layaway available year-round? No; layaway is typically only available starting in August, and all payments must be made by mid-December
  • Type in your address to find an H-E-B store near you
  • Check out inventory by browsing H-E-B’s website
  • For the remaining details, read more about layaway at H-E-B

Furniture Stores

Although the following is a comprehensive list of major furniture stores that offer layaway, more details can be found by reading our in-depth article about furniture stores with layaway.

10. American Freight

  • In store and online? In store only (any purchase must be made at a physical store location)
  • What’s the deposit? It will depend on amount of purchase
  • How many payments? Payments of at least $10 must be made every two weeks, and the final payment is due within two years
  • Do item restrictions apply? No, you can place anything on layaway, including out of stock items
  • Can layaway orders be canceled? Yes, but a cancellation fee isn’t specified
  • Does American Freight check credit? Financing offers are subject to a credit check, but layaway isn’t
  • Is layaway available year-round? Yes
  • Type in your address to find an American Freight near you
  • Check out inventory by browsing American Freight’s website
  • For the remaining details, read more about layaway at American Freight

11. Best Buy Furniture (Pennsylvania and New Jersey only)

12. Big Box Furniture (Florida only)

  • In store and online? Both
  • What’s the deposit? It will depend on amount of purchase
  • How many payments? Between two and 12, provided all payments are made within 12 months
  • Do item restrictions apply? No, all items are available for layaway, without exception.
  • Can layaway orders be canceled? Yes, but a fee of 25% of the full value of the product at the time the order was placed will be charged. Payments made will be put towards store credit.
  • Does Big Box Furniture check credit? No. Provided customers meet a few basic requirements, they can be approved for layaway and other financing offers.
  • Is layaway available year-round? Yes
  • Type in your address to find a Big Box Furniture near you
  • Check out inventory by browsing the Big Box Furniture website
  • For the remaining details, read more about layaway at Big Box Furniture

13. Big Lots

14. Choice Furniture (Illinois only)

  • In store and online? Both
  • What’s the deposit? Unspecified online; it will depend on the item you buy.
  • How many payments? A minimum of two and a maximum of six payments.
  • Do item restrictions apply? No, all items seen online can be bought under layaway, without exception.
  • Can layaway orders be canceled? Yes, for a fee of 25% of the total item value at time of ordering. Any payments made will be put towards store credit.
  • Does Choice Furniture check credit? Choice Furniture doesn’t provide details about the application process; since details may vary by purchase amount, you’ll need to get in touch with Choice Furniture to find out more about credit requirements for the layaway program.
  • Is layaway available year-round? Yes
  • Type in your address to find a Choice Furniture store near you
  • Check out inventory by browsing the Choice Furniture website
  • For the remaining details, read more about layaway at Choice Furniture

15. Discount Furniture Warehouse (California only)

16.  Furniture Mart

  • In store and online? Both
  • What’s the deposit? 25% of the product
  • Do item restrictions apply? No, you can place anything on layaway and even hold items at the discounted sale price.
  • Can layaway orders be canceled? Yes, but a fee is not specified
  • Are there other options? Furniture Mart also offers special financing over six-month periods, up to 18 months, as well as the “No Credit Needed” program
  • Does Furniture Mart check credit? Financing offers are subject to a credit check, but layaway isn’t
  • Is layaway available year-round? Yes
  • Type in your address to find a Furniture Mart near you
  • Check out inventory by browsing Furniture Mart’s website
  • For the remaining details, read more about layaway at Furniture Mart

17. The Furniture Shop (Texas only)

18. Home Goods

  • In store and online? In store only. Contact your local Home Goods store to inquire about down payments, number of payments, cancellation fees and other terms and conditions.
  • Does Home Goods check credit? Financing offers are subject to a credit check, but layaway isn’t
  • Is layaway available year-round? Typically, yes (but check with your local store for details)
  • Type in your address to find a Home Goods store near you
  • Check out inventory by browsing Home Goods’ website
  • For the remaining details, read more about layaway at Home Goods

19. King’s Furniture Warehouse (New York only)

  • In store and online? Both
  • What’s the deposit? Unspecified online; it will depend on the item you buy.
  • How many payments? A minimum of two and a maximum of 12.
  • Do item restrictions apply? No, all items seen online can be bought under layaway, without exception.
  • Can layaway orders be canceled? Yes, for a fee of 25% of the total item value at time of ordering. Any payments made will be put toward store credit.
  • Does King’s Furniture Warehouse check credit? King’s Furniture doesn’t provide details about the application process; since details may vary by purchase amount, you’ll need to get in touch with Choice Furniture to find out more about credit requirements for the layaway program.
  • Is layaway available year-round? Yes
  • Type in your address to find a King’s Furniture Warehouse near you
  • Check out inventory by browsing the King’s Furniture Warehouse website
  • For the remaining details, read more about layaway at King’s Furniture Warehouse

20. Platte Furniture (Colorado only)

  • In store and online? Both
  • What’s the deposit? 50%
  • How many payments? None specified, but the balance is due within 30 days.
  • Do item restrictions apply? None specified; contact a local Platte Furniture for inventory-specific questions.
  • Can layaway orders be canceled? Yes, for a fee of $50. You will receive 50% of what you’ve paid in store credit only.
  • Does Platte Furniture check credit? Financing plans, including layaway, may require a credit check
  • Is layaway available year-round? Yes
  • Type in your address to find a Platte Furniture store near you
  • Check out inventory by browsing the Platte Furniture website
  • For the remaining details, read more about layaway at Platte Furniture

Grocery/General Retail/Department Stores

21. Kmart

  • In store and online? Both
  • What’s the deposit? $0 for in-store purchases, $0.01 for online purchases (plus a service fee of $5)
  • How many payments? Every two weeks for both in-store and online
  • Do item restrictions apply? When browsing online, items that are eligible for online layaway will be identified as “Available for Layaway”
  • Can layaway orders be canceled? Yes, for a fee of $15
  • Does Kmart check credit? Financing offers are subject to a credit check, but layaway isn’t
  • Is layaway available year-round? Yes
  • Type in your address to find a Kmart near you
  • Check out inventory by browsing Kmart’s website
  • For the remaining details, read more about layaway at Kmart

22. Sears

  • In store and online? Both
  • What’s the deposit? $0 for in-store purchases, $0.01 for online purchases (plus a service fee of $5)
  • How many payments? Every two weeks for both in store and online
  • Do item restrictions apply? When browsing online, items that are eligible for online layaway will be identified as “Available for Layaway”
  • Can layaway orders be canceled? Yes, for a fee of $15
  • Does Sears check credit? Financing offers are subject to a credit check, but layaway isn’t
  • Is layaway available year-round? Yes
  • Type in your address to find a Sears near you
  • Check out inventory by browsing Sears’ website
  • For the remaining details, read more about layaway at Sears

23. Walmart

  • In store and online? In stores only during the holiday season, but never online
  • What’s the deposit? $10 or 10%, whichever is greater
  • How many payments? Unspecified, but final payments must be made by the cutoff date (usually mid-December) or orders will be canceled
  • Can layaway orders be canceled? Yes, and payments will be refunded, less a $10 cancellation fee
  • Does Walmart check credit? Financing offers are subject to a credit check, but layaway isn’t
  • Is layaway available year-round? No; layaway is available only during the holiday season. Certain store locations may offer layaway year-round for jewelry purchases.
  • Type in your address to find a Walmart near you
  • Check out inventory by browsing Walmart’s website
  • For the remaining details, read more about layaway at Walmart

Jewelry Stores

Although the following is a comprehensive list of major jewelry stores that offer layaway, more details can be found by reading our in-depth article about jewelry stores with layaway plans.

24. Borsheim’s

  • In store and online? In store only
  • Down payment? 10% or $20 — whichever is greater
  • Number of payments? It’s up to you, but you must make a payment of approximately 10% within six months
  • Cancellation terms? None specified
  • Does Borsheim’s check credit? Financing offers are subject to a credit check, but layaway isn’t
  • Is layaway available year-round? Yes
  • Check out inventory by browsing Borsheim’s website
  • For the remaining details, read more about layaway at Borsheim’s

25. Day’s Jewelers

  • In store and online? In store only
  • Down payment? 10%
  • Number of payments? It’s up to you, provided you pay at least 10% each month
  • Cancellation terms? If canceled after 30 days, Day’s will keep 20% of the total required deposits
  • Does Day’s check credit? Financing offers are subject to a credit check, but layaway isn’t
  • Is layaway available year-round? Yes
  • Type in your address to find a Day’s Jewelers near you
  • Check out inventory by browsing Day’s Jewelers’ website
  • For the remaining details, read more about layaway at Day’s

26. Helzberg Diamonds

  • In store and online? Both
  • Down payment? 10%
  • Number of payments? Any number, as long as the total is paid in full within 10 months
  • Cancellation terms? Layaway can be canceled at any time, and a full refund will be made
  • Does Helzburg Diamonds check credit? Financing offers are subject to a credit check, but layaway isn’t
  • Is layaway available year-round? Yes
  • Type in your address to find a Helzberg Diamonds near you
  • Check out inventory by browsing Helzberg Diamonds’ website
  • For the remaining details, read more about layaway at Helzberg

27. Jared The Galleria Of Jewelry

  • In store and online? In-store only. Visit your local Jared to learn more about down payments, number of payments required and cancellation terms
  • Down payment? This information is not provided online; visit your nearest Jared to find out more
  • Number of payments? This information is not provided online; visit your nearest Jared to find out more
  • Cancellation terms? This information is not provided online; visit your nearest Jared to find out more
  • Does Jared The Galleria Of Jewelry check credit? Financing offers are subject to a credit check, but layaway isn’t
  • Is layaway available year-round? Yes
  • Type in your address to find a Jared near you
  • Check out inventory by browsing the Jared website
  • For the remaining details, read more about layaway at Jared

28. The Jewelry Exchange

29. Joshua’s Jewelry

30. Kay Jewelers

  • In store and online? In-store only. Visit your local Kay Jewelers to learn more about down payments, payments required and cancellation terms
  • Down payment? This information is not provided online; visit your nearest Kay to find out more
  • Number of payments? This information is not provided online; visit your nearest Kay to find out more
  • Cancellation terms? This information is not provided online; visit your nearest Kay to find out more
  • Does Kay Jewelers check credit? Financing offers are subject to a credit check, but layaway isn’t
  • Is layaway available year-round? Yes
  • Type in your address to find a Kay Jewelers near you
  • Check out inventory by browsing the Kay Jewelers’ website
  • For the remaining details, read more about layaway at Kay Jewelers

31. Michael Hill

  • In store and online? In-store only
  • Down payment? A 25% deposit and a small administrative fee, then it’s yours to take home for three months
  • Number of payments? Not specified online. Visit your local store to find out more details about layaway at that location
  • Cancellation terms? Not specified online. Visit your local Michael Hill store to find out more their layaway policies.
  • Does Michael Hill check credit? Financing offers are subject to a credit check, but layaway isn’t
  • Is layaway available year-round? Yes
  • Type in your address to find a Michael Hill store near you
  • Check out inventory by browsing the Michael Hill website
  • For the remaining details, read more about layaway at Michael Hill

32. My Trio Rings

33. Reeds Jewelers

  • In store and online? In-store only
  • Down payment? 10% or $25, whichever is greater
  • Number of payments? Monthly payments of 1/6th of the balance or $25, whichever is greater
  • Cancellation terms? Not specified online. Visit your local Reeds Jewelers store to find out more details about layaway at that location
  • Does Reeds Jewelers check credit? Financing offers are subject to a credit check, but layaway isn’t
  • Is layaway available year-round? Yes
  • Type in your address to find a Reeds Jewelers near you
  • Check out inventory by browsing the Reeds Jewelers’ website
  • For the remaining details, read more about layaway at Reeds Jewelers

34. Serendipity Diamonds

  • In store and online? Online only
  • Down payment? 25% of the purchase price
  • Number of payments? Any number of payments, provided the layaway is completely paid off within four months
  • Cancellation terms? Free if cancelled within one week; $5 fee if cancelled after one week
  • Does Serendipity Diamonds check credit? Financing offers are subject to a credit check, but layaway isn’t
  • Is layaway available year-round? Yes
  • Check out inventory by browsing the Serendipity Diamonds website
  • For the remaining details, read more about layaway at Serendipity Diamonds

35. Shane Co.

  • In store and online? Both
  • Down payment? Not specified online, but described as “small”
  • Number of payments? Between two (at one payment per month for two months) and 12 (at two payments per month for six months)
  • Cancellation terms? Not specified online but layaway is 100% refundable and returnable
  • Does Shane Co. check credit? Financing offers are subject to a credit check, but layaway isn’t
  • Is layaway available year-round? Yes
  • Type in your address to find a Shane Co. near you
  • Check out inventory by browsing the Shane Co. website
  • For the remaining details, read more about layaway at Shane Co.

36. Since 1910

  • In store and online? Online only
  • Down payment? 25% with a minimum purchase of $1,000
  • Number of payments? Up to six monthly payments, with extensions available on certain items
  • Cancellation terms? Not specified online; contact a Since 1910 representative if you have a specific question about your layaway plan
  • Does Since 1910 check credit? Financing offers are subject to a credit check, but layaway isn’t
  • Is layaway available year-round? Yes
  • Check out inventory by browsing the Since 1910 website
  • For the remaining details, read more about layaway at Since 1910

37. Sterling Jewelry

  • In store and online? In-store only — layaway policies vary by location
  • Down payment? Each store has a unique layaway policy, so you will need to call your local store for details.
  • Number of payments? Each store has a unique layaway policy, so you will need to call your local store for details.
  • Cancellation terms? Each store has a unique layaway policy, so you will need to call your local store for details.
  • Does Sterling Jewelry check credit? Each store has a unique layaway policy, so you will need to call your local store for details.
  • Is layaway available year-round? Yes
  • Type in your address to find a Sterling Jewelry near you
  • Check out inventory by browsing the Sterling Jewelry website
  • For the remaining details, read more about layaway at Sterling Jewelry

38. Totaram Jewelers

  • In store and online? Online only
  • Down payment? 20% of the purchase price
  • Number of payments? Any number, provided the layaway is paid in full within four months
  • Cancellation terms? Orders placed on layaway cannot be cancelled or changed in any way
  • Does Totoram Jewelers check credit? Financing offers are subject to a credit check, but layaway isn’t
  • Is layaway available year-round? Yes
  • Check out inventory by browsing the Totaram Jewelers website
  • For the remaining details, read more about layaway at Totaram Jewelers

Toy Stores

39.-40. Babies R Us and Toys R Us

  • In store and online? In store only
  • What’s the deposit? 10% plus a $5 set-up fee
  • How many payments? Any number, provided the layaway is paid in full in 90 days
  • Do restrictions apply? No, you can place anything on layaway with no minimum value. There is also no limit to a number of layaway orders you may create/
  • Can layaway orders be canceled? Yes, although the exact fee isn’t specified
  • Does Toys R Us check credit? Financing offers are subject to a credit check, but layaway isn’t
  • Is layaway available year-round? Yes. The $5 upfront fee may be waived during “Free Layaway” promotional periods throughout the year. Other restrictions may apply during the Holiday Layaway period (the dates for this period will vary from year to year).
  • Type in your address to find a Toys R Us near you
  • Check out inventory by browsing Toys R Us’ website
  • For the remaining details, read more about layaway at Toys R Us

Miscellaneous

41. Hallmark

  • In store and online? In stores only
  • What’s the deposit? 20%
  • How many payments? Any number, provided the balance is cleared within 60 days
  • Do item restrictions apply? Only full-priced items may be placed on layaway
  • Can layaway orders be canceled? Yes, although the exact fee isn’t specified
  • Does Hallmark check credit? Financing offers are subject to a credit check, but layaway isn’t
  • Is layaway available year-round? Typically, yes (but contact your local store for more details)
  • Type in your address to find a Hallmark near you
  • Check out inventory by browsing Hallmark’s website
  • For the remaining details, read more about layaway at Hallmark

Stores That Do Not Offer Layaway but Offer Similar Forms of Financing

Though there are many retailers that offer layaway, many still do not. Because it is helpful to also know about stores that do not offer layaway, we have created a list of stores that don’t do layaway but still offer other forms of financing. These may not be places with layaway, but they can get the job done.

Clothing Stores Without Layaway Programs

Gap

  • Does Gap do layaway? No, Gap products must be bought and paid for upfront, both online and offline
  • Does Gap offer other payment plans? Nom but purchases can be paid for with cash, major credit and debit cards, gift cards and PayPal. You can also pay with your Gap Rewards Card, which entitles you to select benefits and discounts but no special financing.
  • Type in your address to find a Gap near you
  • Check out inventory by browsing Gap’s website
  • For the remaining details, read more about payment methods at Gap

Neiman Marcus

  • Does Neiman Marcus do layaway? No, Neiman Marcus products must be bought and paid for upfront, both online and offline
  • Does Neiman Marcus offer other payment plans? No, but orders can be paid for with credit or debit cards bearing the Visa, MasterCard, American Express, JCB, Discover or Diners Club logos, or PayPal. However, if you shop frequently, then you can collect points and rewards with the Neiman Marcus Credit Card.
  • Type in your address to find a Neiman Marcus near you
  • Check out inventory by browsing Neiman Marcus’ website
  • For the remaining details, read more about payment methods at Neiman Marcus

Nordstrom

  • Does Nordstrom do layaway? No, Nordstrom products must be bought and paid for upfront, both online and offline
  • Does Nordstrom offer other payment plans? No, but purchases can be paid for with cash, major credit and debit cards, gift cards and PayPal. You can also pay with your Nordstrom credit card, which will entitle you to select benefits and discounts but no special financing
  • Type in your address to find a Nordstrom near you
  • Check out inventory by browsing Nordstrom’s website
  • For the remaining details, read more about payment methods at Nordstrom

Home Improvement Stores Without Layaway Programs

Ace Hardware

  • Does Ace Hardware do layaway? No, Ace Hardware products must be bought and paid for upfront, both online and offline
  • Does Ace Hardware offer other payment plans? No. Accepted payment methods include credit or debit cards with the Visa, MasterCard, American Express or Discover logo, PayPal or cash. You can also claim discounts and rewards by signing up for an Ace Rewards Card.
  • Type in your address to find an Ace Hardware near you
  • Check out inventory by browsing Ace Hardware’s website
  • For the remaining details, read more about payment methods at Ace Hardware

Lowe’s

  • Does Lowe’s do layaway? No, Lowe’s products must be bought and paid for upfront, both online and offline
  • Does Lowe’s offer other payment plans? Yes. With the Lowe’s Consumer Credit Card, you can spread the cost over six months when spending a minimum of $299. There’s also special 84-month financing available, and 10% off your first purchase.
  • Type in your address to find a Lowe’s near you
  • Check out inventory by browsing Lowe’s website
  • For the remaining details, read more about the Consumer Credit Card at Lowe’s

Menards

  • Does Menards do layaway? No, Menards’ products must be bought and paid for upfront, both online and offline
  • Does Menards offer other payment plans? Yes, with the BIG Card, you can take advantage of six months special financing on orders over $299, with no interest if paid in full within six months. There is also 48-month financing for orders over $1,500 which are also interest-free if paid in full within six months
  • Type in your address to find a Menards near you
  • Check out inventory by browsing Menards’ website
  • For the remaining details, read more about the BIG Card at Menards

The Home Depot

True Value

  • Does True Value do layaway? No, True Value products must be bought and paid for upfront, both online and offline
  • Does True Value offer other payment plans? Yes. With the True Value credit card, you can take advantage of 0% interest financing over six months on purchases of $299 or more (0% if paid in full within six months), and a host of other rewards and benefits
  • Type in your address to find a True Value near you
  • Check out inventory by browsing True Value’s website
  • For the remaining details, read more about the credit card at True Value

Electronics Stores Without Layaway Programs

Apple

  • Does Apple do layaway? No, Apple products must be bought and paid for upfront, both online and offline
  • Does Apple offer other payment plans? Yes. Promotional financing is available with Barclaycard Visa and Apple Rewards. Financing periods depend on the amount of your purchase, but they range from six months ($498 and under) up to 18 months ($999 and over), and there is no interest if the amount is paid in full before the promotional period ends.
  • Type in your address to find an Apple store near you
  • Check out inventory by browsing Apple’s website
  • For the remaining details, read more about Barclaycard Visa and Apple Rewards at Apple

AT&T

Best Buy

GameStop

Staples

  • Does Staples do layaway? No, Staples products must be bought and paid for upfront, both online and offline
  • Does Staples offer other payment plans? Yes, with the Staples Credit Card, you can spread the cost between six and 12 months, provided you spend a minimum of $299. There’s no interest if you pay the balance in full within six months. Cardholders are also eligible for a host of other rewards (cash back, discounts, free shipping).
  • Type in your address to find a Staples near you
  • Check out inventory by browsing Staples’ website
  • For the remaining details, read more about the credit card at Staples

Verizon

Furniture Stores Without Layaway Programs

Ashley HomeStore

Crate and Barrel

IKEA

  • Does IKEA do layaway? No, IKEA products must be bought and paid for upfront, both online and offline.
  • Does IKEA offer other payment plans? Yes. If you use the IKEA Credit Card, you can make payments with a 0% interest rate. Fees and limits vary, so it’s best to check with your local store. You can use the IKEA Credit Card both online and offline.
  • Type in your address to find an IKEA near you
  • Check out inventory by browsing IKEA’s website
  • For the remaining details, read more about the credit card at IKEA

Pottery Barn

West Elm

Department/General/Grocery Stores Without Layaway Programs

Amazon

  • Does Amazon do layaway? No, Amazon products must be bought and paid for upfront, both online and offline
  • Does Amazon offer other payment plans? Yes, the Amazon.com Store Card can be used to spread the cost between six and 24 months when you spend a minimum spend of $149.
  • Check out inventory by browsing Amazon’s website
  • For the remaining details, read more about the credit card at Amazon

Dillard’s

Dollar General

J.C. Penney

  • Does J.C. Penney do layaway? No, J.C. Penney products must be bought and paid for upfront, both online and offline
  • Does J.C. Penney offer other payment plans? Yes, customers can take advantage of financing offers if they use a J.C. Penney Reward Card. Special financing is available for furniture, window treatments, in-home custom decorating, mattresses, fine jewelry or watch purchases.
  • Type in your address to find a J.C. Penney near you
  • Check out inventory by browsing J.C. Penney’s website
  • For the remaining details, read more about the Reward Card at J.C. Penney

Kohl’s

  • Does Kohl’s do layaway? No, Kohl’s products must be bought and paid for in full upfront, both online and offline
  • Does Kohl’s offer other payment plans? Yes, customers can take advantage of financing offers with the Kohl’s Credit Card. Specific offers will depend on the department you’re purchasing from.
  • Type in your address to find a Kohl’s near you
  • Check out inventory by browsing Kohl’s website
  • For the remaining details, read more about the charge card at Kohl’s

Macy’s

QVC

  • Does QVC do layaway? No, QVC products must be bought and paid for upfront, both online and offline
  • Does QVC offer other payment plans? Yes, QVC has a system called Easy Pay, which works a lot like layaway, except you’ll need either a credit card or Qcard to qualify for it. You’ll be billed on the day the item ships, and then every 30 days until your balance is paid off.
  • Check out inventory by browsing QVC’s website
  • For the remaining details, read more about Easy Pay at QVC here

Target

  • Does Target do layaway? No, Target products must be bought and paid for upfront, both online and offline
  • Does Target offer other payment plans? No, but purchases can be paid for with cash, major credit and debit cards, gift cards and PayPal. You can also pay with your Target RED Card, which offers 5% cash back on purchases.
  • Type in your address to find a Target near you
  • Check out inventory by browsing Target’s website
  • For the remaining details, read more about payment methods at Target

Jewelry Stores Without Layaway Programs

Fred Meyer Jewelry

Ross-Simons

Tous

Zales

Pharmacies Without Layaway Programs

CVS

Good Neighbor Pharmacy

  • Does Good Neighbor Pharmacy do layaway? No, Good Neighbor Pharmacy products must be bought and paid for upfront
  • Does Good Neighbor Pharmacy offer other payment plans? No — and because each Good Neighbor Pharmacy is different, you will need to check in store for exact payment methods. You can also use the store locator (linked below) to find and contact your local store.
  • Type in your address to find a Good Neighbor Pharmacy near you
  • Check out inventory by browsing Good Neighbor Pharmacy’s website

Rite Aid

  • Does Rite Aid do layaway? No, Rite Aid products must be bought and paid for upfront, both online and offline
  • Does Rite Aid offer other payment plans? No, but customers can pay with credit or debit cards carrying the Visa, MasterCard, American Express or Discover logos, or by using Apple Pay, Android Pay or Samsung Pay
  • Type in your address to find a Rite Aid near you
  • Check out inventory by browsing Rite Aid’s website
  • For the remaining details, read more about payment methods at Rite Aid

Walgreens

Warehouse Clubs Without Layaway Programs

BJ’s Wholesale

Costco

Sam’s Club

Miscellaneous Stores Without Layaway Programs

Advance Auto Parts

Barnes and Noble

Bed Bath & Beyond

Dick’s Sporting Goods

Michaels

  • Does Michaels do layaway? No, Michaels products must be bought and paid for upfront, both online and offline
  • Does Michaels offer other payment plans? No, but customers can pay with credit or debit cards carrying the Visa, MasterCard, American Express and Discover logo, as well as PayPal, gift cards, check and cash
  • Type in your address to find a Michaels near you
  • Check out inventory by browsing Michaels’ website
  • For the remaining details, read more about payment methods at Michaels

Office Depot / OfficeMax

PetSmart

In Summary

Which stores offer layaway? Now you know. Though as a quick reference:

These are the stores that offer layaway: Buckle, Burlington Coat Factory, Dress Barn, Foot Locker, Marshalls, TJ Maxx, Deals Overtime, Get It Now Stores, H-E-B, American Freight, Big Box Furniture, Big Lots, Best Buy Furniture, Choice Furniture, Discount Furniture Warehouse, Furniture Mart, The Furniture Shop, Home Goods, King’s Furniture Warehouse, Kmart, Platte Furniture, Sears, Walmart, Borsheim’s, Day’s Jewelers, Helzberg Diamonds, Jared the Galleria of Jewelry, The Jewelry Exchange, Joshua’s Jewelry, Kay Jewelers, Michael Hill, My Trio Rings, Reeds Jewelers, Serendipity Diamonds, Shane Co., Since 1910, Sterling Jewelry, Totaram Jewelry, Babies R Us, Toys R Us, Hallmark

These are the stores that do not offer layaway: Gap, Neiman Marcus, Nordstrom, Ace Hardware, Lowe’s, Menards, The Home Depot, True Value, Apple, AT&T, Best Buy, GameStop, Staples, Verizon, Ashley HomeStore, Crate and Barrel, IKEA, Pottery Barn, West Elm, Amazon, Dillard’s, Dollar General, J.C. Penney, Kohl’s, Macy’s, QVC, Target, Fred Meyer Jewelry, Ross-Simons, Tous, Zales, CVS, Good Neighbor Pharmacy, Rite Aid, Walgreens, BJ’s Wholesale, Costco, Sam’s Club, Advance Auto Parts, Barnes and Noble, Bed Bath & Beyond, Dick’s Sporting Goods, Michaels, Office Depot / OfficeMax, PetSmart

If a store is not listed and you’d like to know their policy, comment below, and we’ll update our list and let you know.