So who accepts checks online? What are the specific shopping sites that accept eChecks and personal checks? The good news is that there are online stores that accept checks and personal checks.

Numerous online stores give shoppers the option to pay via check. Although deciding to shop online with eChecks or personal checks is a slower process than that of using a credit or debit card, it’s a convenient method of payment when your card or cash funds aren’t currently available.

Keep in mind, though, that finding online stores that accept electronic checks and personal checks is a tall task. Pay by check online shopping has been removed from a lot of online sites – Staples, Big Lots, and Samsung no longer offer payment via check and Walmart no longer offers electronic checks for instance. But online stores that accept eChecks and personal checks are still out there.

Note: If you simply want to know where you can shop in-person using checks, see this post: What Stores Accept Personal Checks? Here’s a Large List

Many stores will allow you to make a purchase online, and then request that you mail your check to the store. Others accept electronic checks, or eChecks for short. eChecks are exactly what they sound like – an electronic form of the traditional paper check, used to pay for transactions online. It’s possible to pay via eCheck through online payment vehicles, such as PayPal or Xoom, to the many websites that accept electronic checks.

Here’s a list of stores that accept checks via online purchases, as well as instructions for making payments via check. Happy shopping!

Shopping Sites That Accept eChecks + Personal Checks

So who accepts checks online? What are the specific shopping sites that accept eChecks and personal checks? The good news is that there are online stores that accept checks and personal checks. Numerous online stores give shoppers the option to pay via check. Although deciding to shop online with eChecks or personal checks is a slower process than that of using a credit or debit card, it’s a convenient method of payment when your card or cash funds aren’t currently available.

Keep in mind, though, that finding online stores that accept electronic checks and personal checks is a tall task. Pay by check online shopping has been removed from a lot of online sites – Kohl’s and Big Lots no longer offer payment via check. But online stores that accept eChecks and personal checks are still out there. Note: If you simply want to know where you can shop in-person using checks, see this post: What Stores Accept Personal Checks? Here’s a Large List

Many stores will allow you to make a purchase online, and then request that you mail your check to the store. Others accept electronic checks, or eChecks for short. eChecks are exactly what they sound like – an electronic form of the traditional paper check, used to pay for transactions online. It’s possible to pay via eCheck through online payment vehicles, such as PayPal or Xoom, to the many websites that accept electronic checks.

Here’s a list of stores that accept checks via online purchases, as well as instructions for making payments via check. Happy shopping!

Shopping Sites That Accept eChecks + Personal Checks: The List

1. Appliances Connection

  • Accepts personal checks: Yes
  • How to pay by personal check: Call to set up a payment by personal check at (800) 299-9470. Once the check clears (which typically takes about a week), the order will be shipped.
  • Accepts electronic checks: Yes, via PayPal
  • How to pay by eCheck: Customers can choose the PayPal payment option at checkout. After selecting this method, customers will be prompted to provide their PayPal account information.
  • Read the above information and more by visiting the Payment Options page on the Appliances Connection website

2. B&H Photo Video

  • Accepts personal checks: Yes, by phone
  • How to pay by personal check: Call B&H’s customer service phone line at (800) 952-3386 to pay by personal check.
  • Accepts electronic checks: Yes, via PayPal
  • How to pay by eCheck: Customers can pay with a PayPal eCheck as long as they have a valid credit card linked to their PayPal. Charges will be withdrawn immediately (not when the order ships).
  • Read the above information and more by visitng the Payments page on the B&H website

3. Best Buy

  • Accepts personal checks: No
  • Accepts electronic checks: Yes, via PayPal
  • How to pay by eCheck: Customers will be prompted to choose PayPal as their payment method at checkout.
  • Read the above informaiton and more by visiting the Payments page on the Best Buy website

4. Cabela’s

  • Accepts personal checks: Yes
  • How to pay by personal check: Customers can mail their order along with a personal check (or money order) to: Cabela’s Inc, One Cabela Dr, Sidney, NE 69160.
  • Accepts electronic checks: Yes, but not through PayPal or PayPal Wallet
  • How to pay by eCheck: Customers will need to call Cabela’s 24/7 customer service phone line at (800) 237-4444.
  • Read the above information and more by visiting the Payment Options page on Cabela’s website

5. Foot Locker

  • Accepts personal checks: Yes
  • How to pay by personal check: Checks are accepted as long as the amount is below $500 and must be made out to Foot Locker. The customer’s name, street address (not a PO Box), and daytime phone number must be written on the check. Customers should fill out and submit this form along with their check.
  • Accepts electronic checks: Yes, via PayPal
  • How to pay by eCheck: Customers can select PayPal at checkout to complete the transaction through their PayPal account.
  • Read the above information and more by visiting the Payment Info page on Foot Locker’s website

6. Fry’s Electronics

  • Accepts personal checks: Yes
  • How to pay by personal check: Customers will need to place their orders by phone. Call 1 (408) 350-1484 to place the order, then mail a personal check to: Fry’s Electronics, Dept #33521, P.O. Box 39000, San Francisco, CA 94139. Once the check is received and after a waiting period of (at least) ten business days, the order will be shipped.
  • Accepts electronic checks: No
  • Read the above information and more by visiting the Payment Methods page on the Fry’s website

7. Nordstrom

  • Accepts personal checks: No
  • Accepts electronic checks: Yes, via PayPal
  • How to pay by eCheck: Customers can choose the PayPal option at checkout, then fill out their PayPal account information to complete the transaction.
  • Read the above information and more by visiting the Payment Methods page on Nordstrom’s website

8. Oriental Trading

9. Overstock.com

  • Accepts personal checks: No
  • Accepts electronic checks: Yes, via PayPal
  • How to pay by eCheck: Customer can choose PayPal as the payment method at checkout. PayPal will provide prompts to login and complete the transaction.
  • Read the above information and more by visiting the Payment Options page on Overstock’s website

10. ProFlowers

  • Accepts personal checks: Yes, by mail
  • How to pay by personal check: Customers will need to provide the following: gift selection; email address; delivery date (be sure to allow ample time for the order to reach the company); card message (limited to 5 lines, 40 characters per line); recipient’s name, address and phone number; sender’s name, address and phone number; and check or money order made out to “ProFlowers” for the gift amount plus shipping. All of the order information together can be mailed to: ProFlowers, Customer Service, 4840 Eastgate Mall. San Diego, CA 92121. The company provides a Delivery Details page to estimate shipping costs.
  • Accepts electronic checks: No
  • Read the above information and more by visiting the FAQs page on the ProFlowers website

11. QVC

  • Accepts personal checks: Yes, by mail
  • How to pay by personal check: Once the order has been placed online, personal checks can be mailed to: QVC, Inc., PO Box 1900, West Chester, PA 19380. Note that customers must check out using their password to be able to pay by check. Be sure to include the order number on the check. If QVC does not receive the check within 10 days, the order will be cancelled.
  • Accepts electronic checks: No (but PayPal Credit is accepted)
  •  Read the above information and more by visiting the FAQs page on QVC’s website

12. Samsung

  • Accepts personal checks: Yes
  • How to pay by personal check: According to Samsung’s website, customers will receive instructions on how to pay with a check, wire transfer or money order after the order has been submitted.
  • Accepts electronic checks: No
  • Read the above information and more by visiting the Order Information page on Samsung’s website

13. SmartBargains

  • Accepts personal checks: Yes
  • How to pay by personal check: Checks must be made payable to SmartBargains.com and mailed to: SmartBargains.com, Attn: Accounting Dept, 101 S State Road 7, Suite 201, Hollywood, FL, 33023. The customer’s name and address must be imprinted on the front of the check.
  • Accepts electronic checks: Yes, via PayPal
  • How to pay by eCheck: Customers can click on the PayPal icon at checkout to be redirected to the PayPal site. From there, the customer can enter their account information and complete the transaction.
  • Read the above information and more by visiting the Payments page on the SmartBargains website

14. Target

15. Vistaprint

  • Accepts personal checks: Yes, for customers whose bank is located in the U.S.
  • How to pay by personal check: Make the check payable to Vistaprint Netherlands B.V. and mail it to: Vistaprint Netherlands B.V., PO Box 842882, Boston, MA 02284-2882, USA. The order will be processed after the check clears.
  • Accepts electronic checks: Yes, via PayPal
  • How to pay by eCheck: Customers will be given an option to pay through PayPal when submitting an order.
  • Read the above information and more by visiting the Search Help page on Vistaprint’s website

16. Walmart

  • Accepts personal checks: Yes, through the Pay With Cash program
  • How to pay by personal check: When placing an order online, a customer can choose “Pay With Cash” at checkout. Then customers can visit their local Walmart to pay with a personal check. The order will ship after payment is made at the register. Note that Pay With Cash is not available for every item.
  • Accepts electronic checks: Yes, through PayPal
  • How to pay by eCheck: Customers must have a valid checking account linked to their PayPal account, with enough funds to cover the check
  • Read the above information and more by visiting the Accepted Payment Methods page on Walmart’s website

Places That DO NOT Accept eChecks or Personal Checks

To keep you from wondering whether we just neglected to mention one of your favorite sites, we’ve put together this list of popular shopping sites that don’t accept eChecks or personal checks. Typically, these are sites that only accept payments from major credit cards like MasterCard, Discover, Visa, etc. Here are some companies that don’t allow any form of check as a valid payment method, as well as a link to where this information is listed on each store’s website:

Final Thoughts Regarding Shopping Sites That Accept eChecks and Personal Checks

Finding shopping sites that accept eChecks and personal checks can be a challenge. That’s because fewer and fewer businesses are accepting them. Once one of these pay by check online stores has what you’d like to buy – go for it. At least online stores that accept electronic checks and paper checks do exist!