Burrowing under couch cushions, sinking to the bottom of purses, and falling in between car seats — coins have a way of accumulating. In today’s largely cash-free society, spare change seems particularly useless. Coins are cumbersome and using large amounts of change to make purchases is just plain inconvenient.

Happily, you can transform pesky change into crisp paper money with the help of coin counting machines.These handy machines can be found at certain banks, credit unions, and stores. Best of all, some of them are free to use!

We’ve included a comprehensive list of banks, credit unions, and businesses that offer free coin counting machines. So whether you’re wondering, “What banks have free coin counting machines?” or simply “Where are the free coin counting machines near me?” we have you covered.

In This Article:

  • The List of Banks That Offer Free Coin Counting Machines

  • The List of Credit Unions That Offer Free Coin Counting Machines

  • The List of Stores That Offer Free Coin Counting Machines

The List of Banks That Offer Free Coin Counting Machines

Note: Most national banks do not offer coin counting machines. Among the banks listed, coin counting machines may only be available at select branch locations.

1. Amegy Bank (Texas)

  • Free for customers? Yes
  • Free for non-customers? Not available to non-customers.
  • Find your nearest Amegy Bank.

2. BB&T (Southeast U.S. and Texas)

  • Free for customers? Free for $25 or less. 5% fee for more than $25
  • Free for non-customers? 10% fee
  • Find your nearest BB&T.

3. Eastern Bank (New England)

  • Free for customers? Yes
  • Free for non-customers? 5% fee
  • Find your nearest Eastern Bank . 

4. First County Bank (Connecticut)

  • Free for customers? Yes
  • Free for non-customers? 10% fee
  • Find your nearest First County Bank.

5. First Financial Northwest Bank (Washington)

6. Hancock County Savings Bank (West Virginia)

7. Home State Bank (Colorado)

8. JBT (Pennsylvania)

  • Free for customers? Yes
  • Free for non-customers? 5% fee donated to local charity
  • Find your nearest JBT. 

9. Manasquan Bank (New Jersey)

10. MB Financial Bank (Chicagoland)

11. OceanFirst Bank (New Jersey)

12. People’s United Bank (Northeast U.S.)

13. Republic Bank (Pennsylvania and New Jersey)

  • Free for customers? Yes
  • Free for non-customers? Yes
  • Find your nearest Republic Bank.

14. Salem Five (New England)

  • Free for customers? Yes
  • Free for non-customers? 5% fee
  • Find your nearest Salem Five.

15. Shelby Savings Bank (Texas)

16. TCF Bank (Midwest)

  • Free for customers? Yes
  • Free for non-customers? 8.9% fee
  • Find your nearest TCF Bank.

17. Valley National Bank (Florida, New Jersey, and New York)

  • Free for customers? Free once a year; 5% fee thereafter.
  • Free for non-customers? 10% fee
  • Find your nearest Valley National Bank.

18. Webster Bank (Connecticut, Massachusetts, Rhode Island, and New York)

  • Free for customers? Yes
  • Free for non-customers? N/A
  • Find your nearest Webster Bank. 

The List of Credit Unions That Offer Free Coin Counting Machines

Note: Coin counting machines may only be available at select branch locations.

1. Access Federal Credit Union (New York)

2. Alabama One Credit Union (Alabama)

3. American Heritage Federal Credit Union (Pennsylvania)

4. cPort Credit Union (Maine)

5. First Bank & Trust (Illinois)

  • Free for customers? Yes
  • Free for non-customers? Not available to non-customers.
  • Find your nearest First Bank & Trust. 

6. First Community (Missouri)

7. Forum Credit Union (Indiana)

8. Freedom Credit Union (Pennsylvania)

9. Har-Co Credit Union (Maryland)

10. Hershey Federal Credit Union (Pennsylvania)

11. HFS Federal Credit Union Credit Union (Hawaii)

12. Houston Federal Credit Union (Texas)

13. Idaho Central Credit Union (Idaho)

14. Linn-Co Federal Credit Union (Oregon)

15. Mission Federal Credit Union (San Diego County)

16. NASA Federal Credit Union (San Diego County)

17. Point Breeze Credit Union (Maryland)

18. Sharon Credit Union (Massachusetts)

19. Tinker Federal Credit Union (Oklahoma)

20. Trona Valley Federal Credit Union (Wyoming)

21. UnitedOne Credit Union (Wisconsin)

22. University of Michigan Credit Union (Michigan)

23. Visions Federal Credit Union (New York, Pennsylvania, New Jersey)

 24. Wescom Credit Union

  • Free for customers? Yes. Free unlimited for Platinum Signature Members; 12 free coin redemptions per year for Signature Members.
  • Free for non-customers? Not available to non-customers.
  • Find your nearest Wescom Credit Union. 

25. Westerra Credit Union (Colorado)

The List of Stores That Offer Free Coin Counting Machines

You’ve probably spotted a green Coinstar machine in your local supermarket or big-box chain. For an 11.9% fee, these machines will count your coins and print a voucher, which you can bring to a cashier or customer service desk to redeem for cash. To give you an idea of what this service may cost you, 11.9% is $6 for every $50 in coins exchanged.

However, there are three ways you can avoid paying this fee:

Option 1: Choose an e-gift card. You have the option to exchange your coins for an e-gift card instead of cash to avoid the 11.9% fee. You can choose to receive a gift card from participating retailers and restaurants, including:

  • Amazon
  • AMC
  • Applebee’s
  • Bass Pro Shops
  • Best Buy
  • Build-A-Bear Workshop
  • Chili’s
  • Coldstone Creamery
  • Forever 21
  • GameStop
  • IHOP
  • iTunes
  • Lowe’s
  • Nike
  • Old Navy
  • Red Robin
  • Regal Entertainment Group
  • Sears
  • Sephora
  • Southwest.com
  • Starbucks
  • Toys R Us & Babies R Us

Gift card availability may vary by kiosk. This option may be unavailable at select locations, including certain Kroger stores.

Option 2: Use the value in store. If you plan to shop in the store the kiosk is located, you can skip the 11.9% fee if you elect to apply the value of your cash deposit towards your in-store purchase.

Option 3: Make a charitable, tax-deductible donation. You can donate your deposit to a participating charity for free, and receive a receipt so you can deduct the donation from your taxes. You can choose from a number of partner charities, including:

  • American Red Cross
  • Children’s Miracle Network Hospitals
  • Together We’re Feeding America
  • Leukemia & Lymphoma Society
  • UNICEF United States Fund
  • World Wildlife Fund

You can find Coinstar self-service kiosks at many major supermarkets, pharmacies, big-box stores, convenience stores, and restaurants. The following businesses offer Coinstar kiosks in select locations:

In Summary

While most national banks don’t offer coin counting machines, you can still find them in many regional and local banks and credit unions. If you’re a bank customer, this service is often free. You can also exchange your coins for dollars using Coinstar kiosks at supermarkets and big-box stores around the country. Though Coinstar charges an 11.9% fee for this service, you can bypass this fee by electing to exchange your change for e-gift cards, store credit, or charitable donations.