ATM Deposit Limits Listed by Bank (Chase, BofA, Wells Fargo, etc)

ATM deposit limits can take several different forms. A bank may set a limit on the number of checks or bills you can put in the ATM, or it may set a daily, monthly, or per-transaction limit on the amount you can deposit using both cash and checks.

Your bank may implement one or more of these limits, and limits can even vary between account types. To find the deposit limit at ATMs owned by your bank and others, see below.

ATM Deposit Limits by Bank

Below, we list ATM deposit limits for 30 major U.S. banks. We gathered this information by viewing each bank’s account disclosures online and contacting customer service representatives.

Note that these limits are for each bank’s account holders. Your bank’s deposit limits only apply when you visit ATMs partnered with or owned by that bank. If you visit an ATM owned by a different bank or ATM network, such as when traveling, you may find lower deposit limits, and the ATM may charge fees.

Alliant Credit Union

Bank of America

  • ATM limit(s):
    • Checks: 10 per transaction[2]
    • Cash: Varies by the individual machine and will appear on the screen[2]
  • Find an ATM

BBVA

  • ATM limit(s):
    • Checks: 15 per transaction at Deposit Image ATMs and 25 at Non-Image ATMs[3]
    • Cash: 35 at one time; select “Add More Cash” to make additional deposits in the same transaction.[3]
  • Find an ATM

BMO Harris Bank

  • ATM limit(s): Not all BMO Harris ATMs accept deposits; those that do have limits of up to 50 checks and/or bills per transaction. BMO Harris account holders can also use Allpoint ATMs, which typically allow up to 200 bills at a time and unlimited one-at-a-time check insertions.[4]
  • Find an ATM

Capital One

  • ATM limit(s):
    • Checks: $99,999.99 per day[5]
    • Cash: No daily limit; $5,000 per transaction[5]
  • Find an ATM

Charles Schwab

  • ATM limit(s): Vary by machine; Charles Schwab does not operate its own ATMs, so your limit will depend on which other bank or ATM network you visit. Note that Charles Schwab debit cards do not allow cash deposits at ATMs.[6]
  • Find a branch

Chase Bank

Citibank

  • ATM limit(s): No set amount limits for cash or checks[8]
  • Find an ATM

Citizens Bank

  • ATM limit(s): No deposit limit for checks; cash limit of $999,999.99[9]
  • Find an ATM

City National Bank

  • ATM limit(s):
    • Checks: 10 per envelope; 30 per transaction at ATMs with image deposits[10]
    • Cash: 50 bills at one time[10]
  • Find an ATM

Connexus Credit Union

  • ATM limit(s): Varies depending on the ATM you use; usually $10,000 per day[11]
  • Find an ATM

Consumers Credit Union

Discover Bank

  • ATM limit(s): You can use your debit card at deposit-taking Allpoint or MoneyPass network ATMs. Not all ATMs take deposits and details vary by the individual machine, but usually include unlimited checks (deposited one at a time) and up to 200 bills at one time.[13]
  • Find an ATM

Fifth Third Bank

  • ATM limit(s): No amount limit; some machines may have limits of 30 to 50 checks or bills per transaction[14]
  • Find an ATM

First Republic Bank

  • ATM limit(s): First Republic Bank offers ATM fee rebates rather than operating its own ATMs; your limits will vary depending on which ATM you visit.[15]
  • Find an ATM (Select “ATM Locator”)

Flagstar Bank

  • ATM limit(s): Usually $5,000 per day; new customers may have lower limits and some account holders may be eligible for higher limits at the bank’s discretion[16]
  • Find an ATM

GTE Financial

HSBC

Huntington Bank

KeyBank

M&T Bank

  • ATM limit(s):
    • Checks: Up to 30 at one time[21]
    • Cash: Up to 50 bills at one time[21]
  • Find an ATM

Navy Federal Credit Union

PNC

  • ATM limit(s):
    • Checks: Up to $999,999.99[23]
    • Cash: There is no set limit, but you may need to make large deposits in batches depending on the machine.[23]
  • Find an ATM

Regions Bank

Santander Bank

TCF Bank

  • ATM limit(s): Varies by account type; up to $50,000 per day[26]
  • Find an ATM

TD Bank

USAA

U.S. Bank

Wells Fargo

Banks That Do Not Allow ATM Deposits

In the course of our research, we found that the following banks do not allow ATM deposits:

  • Ally Bank
  • CIT Bank
  • Green Dot Bank (Note: See our related research on Green Dot reloads.)
  1. https://www.alliantcreditunion.org/help/what-is-the-daily-dollar-limit-for-deposits[]
  2. https://www.bankofamerica.com/deposits/atm-fees-faqs/[][]
  3. BBVA customer service (866) 228-2872[][]
  4. BMO Harris customer service (888) 340-2265[]
  5. https://www.capitalone.com/bank/checking-accounts/online-checking-account/disclosures/[][]
  6. Charles Schwab customer service (888) 403-9000[]
  7. https://www.chase.com/digital/atms[][]
  8. Citibank customer service (800) 374-9700[]
  9. Citizens Bank customer service (800) 922-9999[]
  10. City National Bank contact form[][]
  11. Connexus Credit Union customer service (800) 845-5025[]
  12. Consumers Credit Union customer service (800) 991-2221[]
  13. Discover Bank customer service (800) 347-7000[]
  14. Fifth Third Bank customer service (800) 972-3030[]
  15. First Republic Bank customer service (888) 408-0288[]
  16. Flagstar Bank customer service (888) 248-6423[]
  17. GTE Financial customer service (888) 871-2690[]
  18. HSBC customer service (800) 974-4722[][]
  19. Huntington Bank customer service (800) 480-2265[]
  20. https://www.key.com/personal/atm-banking.jsp[][]
  21. M&T Bank customer service (800) 724-2440[][]
  22. https://www.navyfederal.org/pdf/ebrochures/1184e.pdf?TB_iframe=true[]
  23. PNC customer service (888) 762-2265[][]
  24. https://www.regions.com/digital-banking/depositsmart-atms-and-video-teller-machines[][]
  25. Santander Bank customer service (877) 768-2265[][]
  26. TCF Bank customer service (800) 823-2265[]
  27. TD Bank customer service (888) 751-9000[][]
  28. USAA customer service, (800) 531-8722[]
  29. https://www.usbank.com/online-mobile-banking/atm.html[][]
  30. https://www.wellsfargo.com/atm/deposits/[]