Joseph has been writing professionally since 2017, covering topics ranging from software engineering to life purpose.

He first became interested in personal finance while studying cryptocurrency at Boston University.

Though his research has covered a wider range of topics, his specialties as a contributor to First Quarter Finance are payment options like PayPal, money orders, and gift cards.

His research has involved direct contact with companies, store visits, and document analysis, through which he is able to clarify policies and find answers to consumers' questions.