Loren has more than a decade and a half of management experience with a long-running agricultural business.

He holds an undergraduate degree from Wheaton College and received an MBA from Florida Atlantic University.

During college, he interned with Merrill Lynch and has experience with fixed-income securities.

His contributions to First Quarter Finance include articles on banking, repossession, various discount and return policies of major retailers, credit card approval odds, check-cashing apps, tribal and payday lenders, and EBT.

Loren is passionate about providing high-quality, actionable information on personal finance that is backed up by original research.