Bed Bath & Beyond Layaway Policy: Store Services, Payment Options, etc

Bed Bath & Beyond does not offer layaway. You can, however, put some items on hold at a Bed Bath & Beyond store for 24 to 48 hours. Bed Bath & Beyond does not offer any financing or payment plans but does have a store credit card through Comenity Bank that can be used to purchase items pay them off over time, with interest. For more information on item holds and payment options at Bed Bath & Beyond, see below.

Bed Bath & Beyond Layaway Policy

Bed Bath & Beyond does not offer layaway. Layaway is a store payment option where you can put items on hold while making scheduled payments. Once the items are paid off, you can take them home. While some Bed Bath & Beyond locations will hold select merchandise for customers for 24 to 48 hours, there is no official Bed Bath & Beyond layaway policy, according to store associates from several store locations in New York, Minnesota, and Arizona. Items that are on sale or in high demand are typically not eligible to be put on hold.

Bed Bath & Beyond’s website also allows customers to reserve items online and pick them up in-store. When shopping Bed Bath & Beyond online, click “reserve now” and then check for availability at a store near you. After you choose a store location, you’ll need to complete the checkout process, including entering a credit card number. You will not, however, be charged for the item until you pick it up. A $1 authorization charge may appear on your credit card to verify that the card is valid; this charge typically drops off within 24 to 48 hours. You’ll have 48 hours to pick up your items in-store.

As for available finance options, Bed Bath & Beyond has a store Mastercard through Comenity Bank, as we’ve reported in our list of Comenity Bank store credit cards. To apply for the store card, you can fill out an online application. If you’re approved, you can use the card to purchase your items upfront and pay them off over time, with interest.

With a Bed Bath & Beyond Mastercard, you’ll also earn rewards like statement credits and gift certificates. The Bed Bath & Beyond Mastercard can be used to earn rewards at Bed Bath & Beyond and it’s affiliated stores, including buybuy BABY, Christmas Tree Shops, Cost Plus World Market, and Harmon Face Values Discount Health & Beauty.

In Summary

While Bed Bath & Beyond doesn’t offer layaway, most Bed Bath & Beyond locations will hold select items for 24 to 48 hours. You can also reserve an order online and pick it up in-store. Bed Bath & Beyond does not have any available payment plans but does offer a store credit card through Comenity Bank, which will allow you to pay for purchases over time with interest.

To find out where you can use layaway for your next purchase, see our article on stores with year-round layaway programs.

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