William Lipovsky
You can buy auto insurance online with a checking account through various insurance companies, including Allstate, Farmers Insurance, GEICO, and State Farm.
To make your initial payment, you’ll need to provide the insurance company with your bank’s routing number and your checking account number.
For more on where and how to buy auto insurance online with a checking account, see below.
The List
Below, we list the auto insurance companies that will allow you to make your initial payment online using your checking account.
We confirmed this information with corporate customer service representatives and various agents from each company:
- Allstate (Note: You must sign up for auto pay.)[1][2]
- American Automobile Association (AAA)[3]
- Amica Mutual Insurance[4]
- Direct Auto Insurance[5]
- Farmers Insurance[6]
- GEICO[7]
- MetLife[8]
- Nationwide[9]
- Progressive[10]
- Safe Auto Insurance[11]
- State Farm[12]
For each company, you’ll first need to visit the company’s website and request an auto insurance quote.
Once you’ve accepted the quote and you’re ready to make your initial payment, you’ll need to provide your bank’s routing number and your checking account number.
After your policy is in place, you’ll have the option of setting up a recurring electronic funds transfer (EFT) from your checking account.
The companies listed above also accept most major credit and debit cards as payment.
Companies That May Accept Checking Account Payments
A few auto insurance companies may allow you to make your initial payment online using your checking account, depending on the state you live in, your policy, and your credit history.
If you don’t qualify to make the first payment with your checking account, you’ll still have the option to pay with a credit or debit card.
The following companies may allow payments to be made with a checking account online:
