You can buy a money order with a debit card at some places that sell them, including the U.S. Postal Service, grocery stores, and banks.
Some issuers (including select Western Union locations) also allow you to pay for a money order with a credit card. However, the transaction will likely process as a cash advance, meaning you’ll pay fees and interest.
For more details about where and how to buy money orders with debit or credit cards, see below.
Buying a Money Order With a Debit Card
The most widely accepted payment method for a money order is cash.
However, several places will allow you to use a debit card to buy a money order, including the following (ordered by nationwide availability):
- The U.S. Postal Service (USPS)
- Bank of America
- U.S. Bank
- Bank of the West
- Fred Meyer
- King Soopers
- Giant Eagle
- Family Fare
- Food City
- Food Lion
- Stop & Shop
- Turkey Hill
- Weis Markets
Note that debit card acceptance varies by location; it’s best to call ahead to the store or branch you plan to visit to make sure that it accepts debit cards.
You can find out more about the above options (including their limits and purchase fees) in our list of places that sell money orders.
Buying a Money Order With a Credit Card
There are very few places that let you buy a money order with a credit card, but it is possible at the following issuers:
- Western Union: Select agent locations (including partner locations like Albertsons, Fred Meyer, and King Soopers) accept credit cards. Western Union doesn’t provide a comprehensive list of agents that accept credit cards, and acceptance varies by individual location; it’s best to contact your local agent before visiting.
- 7-Eleven: Accepts cash only at most locations, but some stores that partner with Western Union may accept credit cards. Contact your local store to check its payment options or see our related research for the list of states where 7-Eleven partners with Western Union.
- Chase: Select branches allow Chase credit cardholders to buy money orders with cash advances (as previously reported).
Before buying a money order with a credit card, know that since money orders require guaranteed, upfront payment, most credit card issuers process them as cash advances, which carry added costs. You’ll pay the credit card’s cash advance fees and APR on top of the money order issuer’s purchase fees.
For example, if you have a 5% transaction fee and buy a money order for $1,000, your cash advance fee will be $50.
Other Payment Options
Cash is the most widely accepted way to purchase a money order, and it’s the only payment method accepted by every issuer and agent location.
Some places will also allow you to pay with a prepaid, PIN-based reloadable Visa or Mastercard (as previously reported).
Since money orders must be prepaid and guaranteed, there are virtually no places that allow you to pay for a money order with a personal check, which can bounce.
In the course of our research, the only place we found that accepts personal checks as payment for money orders is the check-cashing store Advance America.
See our related research for the security features and risks associated with money orders, plus how long it takes money orders to send, clear, and expire, and our complete money order FAQ.
- Bank of America customer service (800) 432-1000
- U.S. Bank customer service (855) 977-2704
- Citibank customer service (800) 374-9700
- Bank of the West customer service (800) 488-2265
- Meijer customer service (877) 363-4537
- Family Fare customer service (844) 251-3999
- Shoppers customer service (888) 907-7467
- Weis Markets customer service (866) 999-9347
- Western Union customer service (800) 325-6000
- 7-Eleven customer service (800) 255-0711