Some toll booths take debit cards. Toll roads are managed at the state level; accepted forms of payment may vary by state. But you can pay a toll with a debit card by later paying by mail or funding an electronic transponder using your checking account/debit card. For more details, see below.
Can You Pay Tolls with a Debit Card?
You may be able to pay a toll at a toll booth with a debit card, but tolls are managed at the state level, so accepted forms of payment vary. You can, however, pay a toll with your checking account/debit card by choosing to later pay the toll by mail or linking your account to an electronic transponder like E-ZPass.
We contacted the departments of transportation in charge of some of America’s biggest toll roads to find out about their accepted payment methods. Common payment types at toll booths include cash, debit and credit cards, and electronic transponders. Keep in mind, some toll roads don’t have toll booths at which to stop and make a payment.
- Pennsylvania Turnpike customer service representatives reached by calling (800) 331-3414 said toll booths accept debit and credit cards.
- Representatives for the Virginia Department of Transportation reached by calling (800) 367-7623 said not all Virginia toll booths accept credit cards, but those that do also accept debit cards. (Where credit cards are not accepted, you’ll need to pay with cash, via an electronic transponder, or by mail.)
- The New York State Thruway Authority states on its website that cash and E-ZPass are the only accepted methods of payment. Unpaid tolls can be paid by mail.
- The Toll Roads of Orange County in California states on its website that all tolls are electronic; there are no toll booths at which to stop and make a payment. Unpaid tolls can be paid online.
To pay a toll with your checking account/debit card, you can drive through the toll without paying and later pay by mail or pay by plate. A photo of your license plate will be taken when you drive through the toll without paying and you’ll receive an invoice in the mail for the amount you owe. Most states allow you to pay unpaid tolls with a debit or credit card either online or over the phone. It’s important to note that some states charge fees for driving through a toll without paying, such as statement fees and processing fees.
If you drive frequently and want to pay by debit card, you might want to consider purchasing an electronic transponder and linking your account for payment. Most electronic transponders can be prepaid using a debit card. E-ZPass is the most popular transponder and can be used in several states, including Delaware, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Virginia, and West Virginia. But some states have their own electronic transponder systems, such as Florida’s SunPass and Texas’ TxTag.