Where to Get a Cashier’s Check: 19 Options Listed

businessperson handing off a cashiers check

Short Answer

Cashier’s checks are secured, prepaid payment methods that are drawn directly on the funds of a bank. You can only get cashier’s checks from banks and credit unions, and while some allow you to order them online or over the phone, most require you to visit a physical branch. Cashier’s checks are typically reserved for account holders and may come with a small fee.

What Is a Cashier’s Check?

A cashier’s check — also known as an official check — is a paper check that represents a payment directly from the bank, rather than a personal account. The bank’s name is imprinted on the check, and the funds are guaranteed by the bank. Cashier’s checks are also pre-printed with the name of the payee, making them a highly secure and relatively risk-free form of payment.

Cashier’s checks are used in lieu of cash or personal checks to make a transaction more secure. They are often required for down payments on houses or vehicles, and many companies use them when conducting business with other companies. You may also use them personally if you want to send payment to or receive payment from a stranger for a business transaction.

In this article, we’ll cover what you need to know about cashier’s checks: what they are, what they’re used for, and how and where to buy them.

How Do You Purchase a Cashier’s Check?

To purchase a cashier’s check, you’ll either need to go to your bank or credit union in person and get assistance from a teller, or you may be able to purchase them from your bank or credit union online. To get a cashier’s check, you’ll need:

  • A government-issued ID, such as a driver’s license or passport
  • The name of the payee
  • Sufficient funds to cover the check amount

You can typically use either cash or the balance of your bank account to fund a cashier’s check. A few banks or credit unions may let you use a debit card for the entire amount. Personal checks, credit cards, and prepaid debit cards can’t be used to purchase a cashier’s check.

Places Where You Can Get a Cashier’s Check

In most cases, you’ll need to be an account holder at the bank or member at the credit union to purchase a cashier’s check, but a few banks will allow non-customers to purchase cashier’s checks, usually for a higher fee.

You can buy a cashier’s check at the following financial institutions. We called each of the bank and credit union offices to verify their policies and fees for cashier’s checks — you can use the table below for a quick comparison of fees, then select any business name or scroll for more information.

Bank/Credit Union Account Needed? Fee
Ally BankYes None
Bank of AmericaYes $15; waived for Preferred Rewards members
Capital One BankYes $10
Chase BankYes $10; waived for Premier Plus, Sapphire, & Private Client
CitibankYes $10; waived for Citi Priority, Alliance, Private Banking, & Citigold
Fifth Third BankYes $7; waived for Preferred & Private Bank
HSBCYes $10 for Choice; none for Premiere
Huntington BankYes $6
KeyBankYes $8
PNC BankYes $10; waived for Foundation, Performance, & Performance Select
Regions BankYes $10 for Money Market; none for Lifegreen Preferred
Truist BankYes $10
TD BankYes $8
Wells FargoYes $10; waived for Premier & Prime
Alliant Credit UnionYes None
Chartway Federal Credit UnionYes $3
Northrop Grumman Federal Credit UnionYes $3
PenFed Credit UnionYes None
Tucson Federal Credit UnionYes $3
WordPress Tables Plugin

Banks That Sell Cashier’s Checks

Ally Bank logo

Ally Bank

Bank of America logo

Bank of America

Capital One logo

Capital One Bank

Chase Bank logo

Chase Bank

  • Account needed? Yes
  • Fee: None for Premier Plus, Sapphire, and Private Client account holders;[5] $10 for Total Checking account holders[6]
  • Online option? No[5][6]
  • Find a Chase branch

Citibank logo


  • Account needed? Yes
  • Fee: None for Citi Priority, Citi Alliance, Citi Private Banking, and Citigold account holders; $10 for all other Citibank account holders[7]
  • Online option? No[7]
  • Find a Citibank branch

Fifth Third Bank logo

Fifth Third Bank

HSBC logo


Huntington logo

Huntington Bank

Our article has more information on the credit card offered by Huntington Bank.

Key Bank logo


PNC Bank logo

PNC Bank

  • Account needed? Yes
  • Fee: None for Performance, Performance Select, or Foundation Checking account holders; $10 for all other account holders[16]
  • Online option? No[17]
  • Find a PNC branch

Regions Bank logo

Regions Bank

  • Account needed? Yes
  • Fee: None for Lifegreen Preferred Checking account holders; $10 for Money Market account holders[18]
  • Online option? No[19]
  • Find a Regions Bank branch

TD Bank logo

TD Bank

  • Account needed? Yes
  • Fee: $8 per check, referred to as Official Checks by TD Bank[20][21]
  • Online option? No

Find a TD Bank branch

Truist One Checking

Truist Bank

Wells Fargo logo

Wells Fargo

  • Account needed? Yes
  • Fee: None for Premier and Prime Checking account holders; $10 for all other account holders[23][24]
  • Online option? Yes; the fee is $8 in addition to any cashier’s check fees[25][24]
  • Find a Wells Fargo branch

Credit Unions That Sell Cashier’s Checks

Please note that you’ll need an account at all of the credit unions listed below in order to purchase cashier’s checks from them.

Alliant Credit Union logo

Alliant Credit Union

Note: Alliant cashier’s checks are called “Official Credit Union Checks,” but function just as cashier’s checks do. Alliant members can get cashier’s checks by going to any branch, or by calling a branch office or requesting them through online banking services.

Chartway Federal Credit Union logo

Chartway Federal Credit Union

Note: Chartway cashier’s checks are called “Credit Union Checks,” but function the same as a cashier’s check.

Northrop Grumman logo

Northrop Grumman Federal Credit Union

PenFed Credit Union logo

PenFed Credit Union

Tucson Federal Credit Union logo

Tucson Federal Credit Union

Other Secured Personal Check Alternatives

There are a couple of other alternatives to personal checks — certified checks and money orders are two other types of prepaid, generally secure money instruments you might use to make payments.

Cashier’s Check vs. Certified Check

Cashier’s checks are paid directly from the bank, while a certified check is a personal check from your own account that’s certified by the bank. Certified checks are signed in the presence of a bank official once the bank has guaranteed that the funds are available in your account. Cashier’s checks are often seen as a more secure form of payment, as the funds are guaranteed by the bank. Our article has more information about where to get a certified check.

Cashier’s Check vs. Money Order

Money orders are another paper alternative to cash. They are a secure form of paper payment, with funds that are guaranteed by the issuer. You can purchase money orders through Western Union or MoneyGram agents, and through the United States Postal Office (USPS). Our article has a more in-depth comparison of cashier’s checks and money orders.

For more about cashier’s checks, our articles explain how to track a cashier’s check and how to cancel a cashier’s check. We also have the list of places where you can cash a cashier’s check.

  1. https://www.ally.com/help/bank/account-information.html[][]
  2. https://www.bankofamerica.com/help/financial-center-faqs/[][]
  3. https://www.capitalone.com/bank/disclosures/checking-accounts/online-checking-account/[][]
  4. https://www.capitalone.com/help-center/checking-savings/what-is-cashiers-check/[]
  5. https://www.chase.com/content/dam/chase-ux/documents/personal/checking/ABSF-en.pdf[][]
  6. https://www.chase.com/content/dam/chasecom/en/checking/documents/clear_simple_guide_total.pdf[][]
  7. Citibank Facebook Messenger chat[][]
  8. Fifth Third Bank customer service (877) 833-9973[][]
  9. https://www.us.hsbc.com/content/dam/hsbc/us/docs/pdf/deposit-terms-and-charges/premier_savings_tcs.pdf[]
  10. https://origin-www.us.hsbc.com/content/dam/hsbc/us/docs/pdf/deposit-terms-and-charges/choicechk_tcs.pdf[]
  11. HSBC Facebook Messenger chat[]
  12. https://www.huntington.com/-/media/pdf/rrasteriskfreechkrpac.pdf[]
  13. https://www.huntington.com/-/media/pdf/RR25INTCHKRPAC.pdf[]
  14. https://www.huntington.com/learn/checking-basics/what-is-cashiers-check[]
  15. KeyBank Facebook Messenger chat[][]
  16. https://www.pnc.com/content/dam/pnc-com/pdf/personal/Checking/all-ServiceChargesA.pdf[]
  17. PNC Bank Facebook Messenger chat[]
  18. https://www.regions.com/-/media/pdfs/pricing-schedules/Checking-Pricing-Schedule[]
  19. Regions Bank Facebook Messenger chat[]
  20. https://www.tdbank.com/accountguides/Convenience.pdf[]
  21. https://www.feeds.td.com/en/document/oao/pdf/1_fees.pdf[]
  22. Truist Bank Facebook Messenger chat[][]
  23. https://www.wellsfargo.com/fetch-pdf?formNumber=CNS2013&subProductCode=ANY[]
  24. https://www.wellsfargo.com/online-banking/service-fees/[][]
  25. https://www.wellsfargo.com/help/checking-savings/order-checks-faqs/[]
  26. https://www.alliantcreditunion.org/help/does-alliant-offer-cashiers-checks[]
  27. https://www.chartway.com/help.html#faqs[]
  28. https://www.ngfcu.us/member-support/schedule-of-fees[]
  29. https://www.tucsonfcu.com/wp-content/uploads/2020/07/Member-Fee-Schedule.pdf[]

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