Daily Withdrawal Limits by Bank (Bank of America, Wells Fargo, etc)

Woman's hands counting cash after making a bank withdrawal

Banks often set daily ATM withdrawal limits to ensure that you don’t lose your entire balance if your debit card or identity is stolen. Typical ATM withdrawal limits range from a few hundred to thousands of dollars; you can see our related research for the exact ATM withdrawal limits by bank.

When you need to make a larger withdrawal, you can often bypass these limits by speaking to a bank teller directly. Most banks and credit unions have high limits or no limit at all for in-person withdrawals or combined daily withdrawals (via ATM, teller, and cash back). However, there are some restrictions.

Banks have a fixed amount of cash available every day. When you’re making a large withdrawal, it’s a good idea to call the branch ahead of time to specify when and how much you’ll be withdrawing. If the bank doesn’t have enough cash on hand, it will order a batch of bills to be shipped from the Federal Reserve. Additionally, any deposits and withdrawals over $10,000 need to be reported to the government; this helps prevent things like money laundering and fraud.[1] Be aware that a large withdrawal could trigger an investigation into your account if there is any suspicious activity.

Daily Withdrawal Limits by Bank

We contacted customer service representatives at each of the following banks and credit unions to confirm their total daily withdrawal limits (considering ATM and teller withdrawals as well as cash-back transactions). Where possible, we also detail how to request a withdrawal limit increase.

Alaska USA Federal Credit Union logo

Alaska USA Credit Union

Alliant Credit Union logo

Alliant Credit Union

  • Limit: $5,000 for standard account holders and $500 for non-account holders; request an increase by calling (800) 232-8669
  • Find a location

Ally Bank logo

Ally Bank

America First Credit Union logo

America First Credit Union

American Savings Bank logo

American Savings Bank

Axos logo

Axos Bank

Bank of America logo

Bank of America

Bank of the West logo

Bank of the West

BB and T Logo

BB&T Bank

Capital One logo

Capital One

  • Limit: $5,000; request an increase by calling (888) 810-4013
  • Find a location

Charles Schwab logo

Charles Schwab

  • Limit: $15,000 for debit card withdrawals; request an increase by calling (866) 855-9102
  • Find a location

Chase Bank logo


CIT Bank logo

CIT Bank

Citibank logo


Citizens Bank logo

Citizens Bank

City National Bank logo

City National Corp

  • Limit: $400; request an increase by calling (800) 773-7100
  • Find a location

Discover logo

Discover Bank

ESL Federal Credit Union logo

ESL Federal Credit Union

E Trade logo


Fifth Third Bank logo

Fifth Third Bank

First Technology Federal Credit Union logo

First Technology Credit Union

Golden 1 Credit Union logo

Golden 1 Credit Union

Happy State Bank logo

Happy State Bank

HSBC logo


Hudson Valley Federal Credit Union logo

Hudson Valley Credit Union

Huntington logo

Huntington Bank

Key Bank logo


Mountain America Credit Union logo

Mountain America Credit Union

M and T Bank logo

M&T Bank

Navy Federal Credit Union logo

Navy Federal Credit Union

PenFed Credit Union logo

PenFed Credit Union

PNC Bank logo

PNC Bank

Randolph Brooks Credit Union logo

Randolph-Brooks Credit Union

Regions Bank logo

Regions Financial

Santander logo

Santander Bank

SchoolsFirst Credit Union logo

SchoolsFirst Credit Union

Security Service Credit Union logo

Security Service Federal Credit Union

Star One Credit Union logo

Star One Credit Union

State Employees Credit Union logo

State Employees Credit Union

State Street Bank logo

State Street Bank

Suncoast Credit Union logo

Suncoast Credit Union

SunTrust logo

SunTrust Bank

Synovus logo

Synovus Financial Corp

TD Bank logo

TD Bank

Union Bank logo

Union Bank

United Nations Federal Credit Union logo

United Nations Federal Credit Union

US Bank logo

U.S. Bank

VyStar Credit Union logo

Vystar Credit Union

Wells Fargo logo

Wells Fargo

Wings Financial Credit Union logo

Wings Financial Credit Union

Woodforest National Bank logo

Woodforest National Bank

  • Limit: $810; request an increase by calling (877) 968-7962
  • Find a location

Zions Bank logo

Zion’s First National Bank


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