Dick’s Sporting Goods Layaway Policy Explained

When you use layaway, you can secure your path to ownership with a down payment and an installment plan until it’s paid in full. Once you’re done making payments, you’ll take the item home. The advantage? Unlike buy now, pay later financing plans, with layaway there’s usually no fees or interest to pay, just the purchase price over time. You’ll have your hands on your beloved item in time, and with less strain on your finances. So, does Dick’s Sporting Goods have layaway? Read on to find out…

Dick’s Sporting Goods Layaway Policy

According to customer service representatives, Dick’s doesn’t offer layaway. Not at any time — not even during the holidays.

However, if you are looking to save money on your purchases at Dick’s Sporting Goods, you can participate in the ScoreCard Program. For every dollar you spend, you earn one point. Once you reach 300 points, you receive a $10 reward. Purchases made at Dick’s, Field & Stream, Golf Galaxy, along with their accompanying online stores are all eligible for points. There are also opportunities to boost your points by redeeming special offers sent through mail, email, and via Dick’s Sporting goods app. Membership is free and you can sign up in-store or enroll online.

You can also use the Rewards of Sport credit card if you’re in need of special financing. Upon credit approval, you can qualify for either a 12-month financing plan on a purchase of $399 or more or for a 6-month financing plan on a purchase of $299 or more.  Other perks of the Rewards of Sport credit card include: 6% back in rewards on in-store purchases, two points for $1 of in-store purchases, and 1% back in rewards anywhere Mastercard is accepted. For more information on these special financing options, see the Rewards of Sport credit card benefits.

Stores That Do Have Layaway

While Dick’s doesn’t do layaway, you’ll be happy to know that a variety of similar retailers do offer layaway plans. Some retailers might have restrictions, such as a required minimum down payment, time frame when layaway is offered, credit check eligibility, or cancellation policies. Wondering: Does Academy Sports + Outdoors have layaway? See our article. And, for the list of places that do offer layaway, see our complete list of places that do layaway.

In Summary

And that’s the Dick’s Sporting Goods layaway policy. In times where money might be tight, the layaway option assists you in securing merchandise now for a complete purchase later. Although Dick’s Sporting Goods doesn’t have layaway, it does provide special financing through its Rewards of Sport credit card. This not only helps you live by your means but also allows for more flexibility in your finances without the use of high-interest credit cards. If you prefer layaway, you can still find plenty of other stores that can meet these needs.

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