Does Amazon Have Layaway? Answered

Does Amazon have layaway? Amazon.com does not offer layaway. Amazon requires payment in full for items ordered. In lieu of layaway, a variety of credit-based financing options are available, including the Amazon.com Store Card and Amazon Rewards Visa cards. For more information on Amazon’s financing options, see below.

Does Amazon Have Layaway?

Amazon does not have layaway, customer service representatives confirmed. Payment in full is required on all Amazon orders.

When layaway is offered, your items are held by the store while you make payments in increments. Once the balance is paid in full, you can pick up your items or have them delivered.

Amazon is a worldwide online retailer. Some of the products and services it offers include books, apparel, electronics, housewares, and its own online streaming service.

Financing Options at Amazon.com

All major credit cards are accepted on Amazon.com. Credit card balances can be paid in full, or you can make monthly payments until the balance is paid off. Exclusive options for credit-based financing from Amazon.com include the Amazon.com Store CardAmazon Rewards Visa Signature Cards, and the Amazon.com Corporate Credit Line. Below, we have all the details, pending approval:

Amazon Store Card

  • Terms: There are six, 12, and 25-month financing options available for purchases of $149 or more.
  • Fees: No annual fee; late payment fees up to $35
  • Perks: You’ll receive a $60 Amazon.com gift card on approval. Approval time is as short as 15 seconds after applying online. Cardholders who are Amazon Prime members also earn 5% cash back on Amazon.com purchases.
  • Apply for the Amazon.com Store Card

Amazon Prime Rewards Visa Signature Card

  • Terms: This card is only available to Amazon Prime members.
  • Fees: No annual fee; late payment fees up to $37
  • Perks: You’ll receive a $70 Amazon.com gift card on approval, plus cash back on purchases (5% back on Amazon and Whole Foods Market purchases; 2% back on purchases at restaurants, gas stations, and drug stores; 1% back on all other purchases).
  • Apply for the Amazon Prime Rewards Visa Signature Card

Amazon Rewards Visa Signature Card

  • Fees: No annual fee; late payment fees up to $37
  • Perks: You’ll receive a $50 Amazon.com gift card on approval, plus cash back on purchases (3% on Amazon and Whole Foods Market purchases; 2% back on purchases at restaurants, gas stations, and drugstores; 1% back on all other purchases).
  • Apply for the Amazon Rewards Visa Signature Card

Amazon.com Corporate Credit Lines

  • Terms: Small businesses are eligible for a revolving credit line, while larger businesses can apply for the Pay-in-Full Credit Line. The Pay-in-Full credit line has a maximum payoff term of 55 days with no interest charged. With the revolving credit line, you can either make monthly payments or pay your balance in full each month. Corporate credit lines can only be used for purchases at Amazon.com.
  • Fees: No annual fees
  • Perks: Flexible payment options
  • Apply for the Amazon.com revolving corporate credit line or Pay-in-Full corporate credit line

In Summary

Does Amazon do layaway? Amazon.com does not offer layaway, but it does have a number of credit-based financing options available. For more information on Amazon’s alternative purchasing options, see our article: Stores That Offer Instant Online Store Credit (Walmart, Amazon…). Set on layaway? See our article showcasing which stores offer year-round layaway.

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