Does Check ‘n Go Cash Personal Checks? Answered

Exterior of a Check 'n Go

Short Answer — Check ‘n Go cashes personal checks at some locations. Fees can vary by state but are often around 6% of the check amount. You’ll need a government-issued photo ID to cash a check.

Does Check ‘n Go Cash Personal Checks?

Check ‘n Go offers personal check cashing services at many of its locations in select states.

However, you cannot cash personal checks written to yourself or made out to cash, Check ‘n Go customer service representatives said.

Fees vary by location and you’ll need to show a valid government-issued photo ID in order to cash a personal check.

Check ‘n Go check cashing services are available in the following states:

  • Alabama
  • California
  • Delaware
  • Florida
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Michigan
  • Mississippi
  • Missouri
  • Nebraska
  • Nevada
  • New Mexico
  • Ohio
  • Oklahoma
  • Rhode Island
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Wisconsin

Check ‘n Go is a payday loan, cash advance, and check cashing business that offers financial services online and in-store. To confirm whether check cashing is available in your area and what the local fees are, contact your nearest Check ‘n Go or call the corporate customer service line at (800) 561-2274.

Fees and Requirements

Check cashing fees vary by state. We called Check ‘n Go stores in several states — including Ohio, California, Michigan, and Texas — to find out what you might expect when cashing various checks at your nearest Check ‘n Go.

Not all locations were able to provide us with specific details on fees. It is strongly advised you contact your local Check ‘n Go with the particulars of your specific check in order to get an accurate fee estimate.

To cash any type of check at Check ‘n Go, you’ll need to provide a government-issued photo ID.

Below is the list of the types of checks cashed at select Check ‘n Go locations, along with their usual fees (as quoted to us by Check ‘n Go store representatives).

  • Business checks: About 6% of the check amount
  • Cashier’s checks: Vary on a case-by-case basis
  • Government checks: About 6% of the check amount
  • Insurance checks: About 6% of the check amount
  • Money orders: About 6% of the money order amount
  • Payroll checks: 2.25% to 3% of the check amount
  • Personal checks: 6% of the check amount

Check ‘n Go does not cash traveler’s checks, according to corporate customer service.

See our related research for more places that cash tax refund checks.

We also list where to cash cashier’s checks.


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