Does Check ‘n Go Cash Personal Checks? Answered

Exterior of a Check 'n Go

Short Answer

Check ‘n Go cashes personal checks at some locations. Fees can vary by state but are often around 5.99% of the check amount. You’ll need a government-issued photo ID to cash a check. For the specific fee schedule at your local Check ‘n Go, you’ll need to call and speak with a store associate directly. For more details on the Check ‘n Go personal check cashing policy, plus fees and requirements for other types of checks, see below.

Does Check ‘n Go Cash Personal Checks?

Check ‘n Go offers personal check cashing services at many of its locations in select states. You cannot cash personal checks written to yourself or made out to cash, Check ‘n Go customer service representatives said. Fees vary by location and you’ll need to show a valid government-issued photo ID in order to cash a personal check. Check ‘n Go check cashing services are offered in the following states:

  • Alabama
  • California
  • Delaware
  • Florida
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Michigan
  • Mississippi
  • Missouri
  • Nebraska
  • Nevada
  • New Mexico
  • Ohio
  • Oklahoma
  • Rhode Island
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Wisconsin

Check ‘n Go is a payday loan, cash advance, and check cashing business that offers financial services online and in-store. To confirm whether check cashing is available in your area and what the local fees are, contact your nearest Check ‘n Go or call the corporate customer service line at (800) 561-2274.

Check ‘n Go Check Cashing Fees and Requirements

Check cashing availability and fees vary by state. We called Check ‘n Go stores in several states — including Ohio, California, Michigan, and Texas — to find out what you might expect when cashing various checks at your nearest Check ‘n Go. Not all locations were able to provide us with specific details on fees. It is strongly advised you contact your local Check ‘n Go with the particulars of your specific check in order to get an accurate fee estimate.

To cash any type of check at Check ‘n Go, you’ll need to provide a government-issued photo ID. Below is the list of the types of checks cashed at select Check ‘n Go locations, along with general fee information.

Business Checks, Insurance Checks, Government Checks, and Personal Checks

Fees for cashing business checks, insurance checks, government checks, and personal checks vary by state and possibly by check amount. Each of the Check ‘n Go stores we spoke with cited a fee of 5.99% of the check amount, but could not tell us if that percentage capped or changed beyond a certain amount.

See our related articles for the lists of places that cash tax refund checks, government checks, and personal checks.

Cashier’s Checks

Fees for cashing a cashier’s check are determined on a case-by-case basis. An assessment will take place in-store at the time of the transaction.

For an additional list of places that cash cashier’s checks, see our article.

Payroll Checks

Fees vary by state and the amount of the check, but you can typically expect fees ranging from around 2.25% to 3% of the check amount.

For a list of places that cash payroll checks and what they charge, see our article.

Money Orders

Fees vary by state and possibly by the amount of the money order. Each of the stores we spoke with quoted us the same 5.99% check-cashing fee for money orders.

See our related article on where to get a free or cheap money order.

Traveler’s Checks

Check ‘n Go does not cash traveler’s checks, according to corporate customer service.

More Information

If you’re curious about other check cashing stores that cash personal checks, our article has the details.


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