Does Costco Do Cash Back? Limits and Restrictions Explained

Exterior of a Costco store

Costco does cash back at its stores, but not at its gas stations. Cash back up to $60 is available for in-store purchases made with a debit card. Other payment methods, such as credit cards and checks, are not eligible to receive cash back at Costco. See below for more details on Costco’s cash back policy.

Does Costco Give Cash Back?

Costco gives cash back at the register for debit card transactions only, Costco customer service representatives said. Purchases made with credit cards, checks, gift cards, and Costco cash cards are not eligible to receive cash back. You can get up to $60 cash back per debit card transaction, and Costco does not charge any additional fees.

Customer service associates explained that the cash back policy is consistent across all Costco locations in the U.S. To confirm, we called Costco stores in Arizona, Florida, Illinois, and New York. All of the locations we contacted verified that they do up to $60 cash back with debit card purchases only. Each location also confirmed that Costco does not limit the number of cash back transactions a member can do per day, although your bank may have a limit on the number of cash withdrawals or debit card transactions allowed on your card per day.

Cash back is not an option at Costco gas stations, regardless of payment method. See our article for the list of gas stations that do cash back.

In Summary

Costco does cash back for purchases made with a debit card in its stores, but not at its gas stations. You can get up to $60 cash back per debit card transaction. There is no daily limit to the number of times a member can receive cash back; however, banks often put daily limits on debit card withdrawals and transactions. You may want to confirm your bank’s policy if you plan on getting cash back often.

If you frequently get cash back, our articles have the details on which stores give cash back and stores that give the most cash back.


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