Kmart uses TeleCheck to determine when it should and shouldn’t accept a customer’s personal check. For details of check processing at Kmart and more information on how TeleCheck works, see below.
Does Kmart Use TeleCheck?
Kmart does use TeleCheck to process personal checks, a TeleCheck customer service representative said. Kmart previously had a contract with Certegy, one of TeleCheck’s competitor, according to a Consumerist.com post.
Kmart store associates at various locations in several states were unable to give clear answers about TeleCheck, including whether or not TeleCheck is used in their stores. Store associates in Boca Raton, Fla.; Covington, Ga.; and Crystal City, Mo., did, however, confirm that their Kmart locations do use the TeleCheck system.
Kmart is a department store chain that sells a wide variety of products, including appliances, clothing, electronics, home goods, and more. The retailer is known for its Bluelight Specials and exclusive brands like Jaclyn Smith, Joe Boxer, and Route 66. To find a Kmart store near you, use the store locator.
How Does Telecheck Work?
Telecheck is a check acceptance company that helps retailers determine whether or not to accept a customer’s check, according to the company’s FAQs. When a vendor scans a check, the information is sent to Telecheck. Telecheck’s system runs various algorithms and creates a risk profile of the customer. Based on this profile, a customer’s check will be accepted or declined. The system is designed to help prevent stores from accepting bad checks.
Kmart uses Telecheck to process personal checks. For more on Kmart’s store policies, see our articles: Kmart Senior Discount and Other Ways to Save (Shop Your Way, etc) and 16 Buy Now Pay Later Stores (5 with No Credit Check): Kmart, Gap, etc.