Does Lowe’s Have Layaway? Answered + Other Financing Options

Does Lowe’s do layaway? Lowe’s does not have layaway. Instead, you can apply for a store credit card to help finance your purchase. For more information on Lowe’s finance options, see below.

Does Lowe’s Have Layaway?

Lowe’s does not do layaway, customer service representatives for the home improvement store chain confirmed. To help you finance your purchase, Lowe’s offers a few different credit card options: the Lowe’s Advantage Card for individuals and various Lowe’s Business Credit Cards.

Related Article: These Are the stores with Year-Round Layaway

The Lowe’s Advantage Card runs promotional offers like 12 months of special financing. For current offers, ask in store or check online. To apply for a Lowe’s Advantage Card, fill out an application in-store or online.

Businesses can choose from the Lowe’s Accounts Receivable card, Lowe’s Business Account card, Lowe’s Business Rewards Card from American Express, and Lowe’s PreLoad Card. The PreLoad Card, which lets you load funds from a debit, credit, or a checking account, can be issued to employees or subcontractors. It does not require a credit check. However, all other Lowe’s credit cards do require a credit check. To apply for a Lowe’s Business Credit Card, fill out an application in-store or online.

In Summary

Does Lowe’s have a layaway plan? Lowe’s does not have layaway. Lowe’s credit cards are available for individuals and businesses. For more on Lowe’s, see our articles: Lowe’s Shopping Cart Trick: Get Approved for a Lowe’s Credit Card and Is There a Lowe’s Senior Discount? Answered + 5 Ways to Save.

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