Does Old Navy Have Layaway? Layaway Policy & Finance Options

Old Navy does not offer layaway. Instead, you can apply for an Old Navy store credit card to finance your purchase. But, beware, credit cards often have high interest rates and late fees, so be sure you can pay off the balance in full by the end of the billing cycle to avoid such charges.

Does Old Navy Have Layaway?

Old Navy does not offer layaway, customer service told us. Layaway would allow you to secure an item for purchase with a deposit. You would then need to pay installments until the item was paid in full, at which point you could take the item home.

To finance your Old Navy purchase, you can sign up for an Old Navy store credit card or Old Navy Visa credit card. Cardholders receive five points for every $1 spent at Gap Inc. brands, including Old Navy, Gap, Banana Republic, and Athleta. Old Navy Visa cardholders also earn one point for every $1 spent elsewhere. Every 500 points result in a $5 store credit reward.

Note: Be cautious with this or any credit card, for that matter. Credit card interest rates can be high and you will incur late fees for not paying on time. It’s best to pay off the full statement balance each month to avoid charges and fees.

Want to know if Old Navy takes PayPal? See our article for details.

In Summary

There is no Old Navy layaway, but it does have a store credit card you can apply for to finance your purchase. For more information on the layaway policies at Finish Line, buybuy BABY, and Bed Bath & Beyond, see our articles. We also have a thorough list of clothing stores with layaway (online & in-store options).

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