Does Ross Have Layaway? Answered + Payment Policy Detailed

Ross does not have a layaway program or any other financing options, customer service representatives from multiple store locations said. Layaway programs let you put items on hold and pay for them in installments. Once you’ve paid the full price of the items, you can pick them up and take them home. Ross stores may be willing to hold items for you until the end of the day, but you must pay in full that day, and hold policies vary by store.

Many stores that don’t have layaway offer other financing options, such as a store credit card or a lease-to-own program. However, Ross doesn’t offer any of these. To make a purchase, you’ll need to pay for your total order by cash, debit card, credit card, check, gift card, Google Pay, or Apple Pay (as previously reported).

Because Ross offers prices that are already below retail, it does not offer many sales or savings options. The company does, however, offer a weekly senior discount day.

Similar Stores With Layaway

While you cannot take advantage of a layaway program at Ross, there are several clothing retailers that do offer layaway. A few of these include:

  • Buckle
  • Burlington
  • Dress Barn
  • Marshalls
  • Rainbow
  • Sears
  • T.J. Maxx

For even more options, see our list of clothing stores with layaway (including both in-store and online options).