Does Schnucks cash checks? Yes! But only personal checks. Schnucks does not cash payroll, government, or other types of checks. Keep reading to learn more about how and when you can cash personal checks at Schnucks.

The Schnucks Check Cashing Policy

According to Schnucks customer service representatives, you can cash personal checks up to $100 at Schnucks. Check cashing fees at Schnucks are $1.50 per check, but this fee is waived if you’re 65 or older.

You can cash a personal check at Schnucks any time during operating hours. Most locations are open from 6 AM to midnight, and some stores are even open 24 hours.

Before you can cash a personal check at Schnucks, you must apply for check cashing privileges at the customer service desk of any Schnucks location. You’ll need a valid, government-issued photo ID to apply. This approval process can take up to a week.

Schnucks has nearly 100 locations in Illinois, Indiana, Iowa, Missouri, and Wisconsin. However, not every Schnucks store offers check cashing — contact your nearest Schnucks to find out if you can cash personal checks there.

Other Grocery Stores That Cash Checks

Don’t have a Schnucks near you or looking for a place to cash payroll, government, or other types of checks? The following grocery stores offer check cashing services for a variety of check types.

1. Albertsons

2. Country Mart

  • Types of checks cashed: Payroll checks
  • Limit: Varies by location
  • Fee: 2% of the total check amount. However, half of the check cashing fee will be returned to you as store credit.
  • Requirements: Valid photo ID
  • Source: Customer service
  • Find a Country Mart

3. Food City

4. Food Lion

5. Giant Eagle

  • Types of checks cashed: Personal, payroll, and government checks
  • Limit: $30 for personal checks; limits vary by location for payroll and government checks
  • Fee: Varies by location
  • Requirements: Must have a valid photo ID and apply for a Giant Eagle Advantage Card with check cashing privileges at the customer service desk. Approval for check cashing privileges can take 3-5 business days.
  • Source: Giant Eagle Policies and customer service
  • Find a Giant Eagle
  • Learn more in our article: Giant Eagle Check Cashing Policy

6. Hannaford

  • Types of checks cashed: Checks that are considered “regular income” including payroll, government, and pension checks. No handwritten checks cashed.
  • Limit: Varies by location
  • Fee: Varies by location
  • Requirements: Valid photo ID and you must apply for check cashing privileges at the customer service desk of any Hannaford. Approval takes up to 5 business days.
  • Source: Hannaford Check Cashing and customer service
  • Find a Hannaford

7. Kroger

NOTE: Several Kroger owned stores use the same money services. These include Baker’s, Dillons, Fred Meyer, Fry’s Food, King Soopers, and Ralphs

  • Types of checks cashed: Payroll, government, insurance, tax refund, and corporate checks
  • Limit: $5,000
  • Fee: Starting at $3 for checks up to $2,000, and $5.50 for checks over $2,000 to $5,000
  • Requirements: Valid photo ID and Social Security number
  • Source: Kroger Money Services
  • Find a Kroger
  • Learn more in our article: Does Kroger Cash Checks?

8. Market Basket

  • Types of checks cashed: Payroll checks
  • Limit: Varies by location
  • Fee: Varies by location
  • Requirements: Valid photo ID
  • Source: Customer service
  • Find a Market Basket

9. Meijer

  • Types of checks cashed: Payroll and government checks
  • Limit: $1,000 for payroll; $1,999.99 for government
  • Fee: Varies by location
  • Requirements: Valid photo ID and you must enroll in the Certegy verification system. Approval can take up to 7 business days. Apply at the customer service desk in any Meijer.
  • Source: Meijer Customer Care FAQs
  • Find a Meijer

10. Publix

11. Safeway

  • Types of checks cashed: Any printed, non-personal check including payroll, government, and tax refund checks
  • Limit: $1,499
  • Fee: Varies by location, but usually $2.25 for every $200 cashed
  • Requirements: Valid photo ID
  • Source: Customer service
  • Find a Safeway
  • Read more in our article: Safeway Check Cashing FAQ

12. Shaw’s

  • Types of checks cashed: Payroll and government checks
  • Limit: $1,500
  • Fee: Varies by location
  • Requirements: Valid photo ID and social security number
  • Source: Customer service
  • Find a Shaw’s
  • Learn more in our article: Shaw’s Check Cashing Policy

13. Stop & Shop

  • Types of checks cashed: Payroll and government checks
  • Limit: Varies by location
  • Fee: Varies by location
  • Requirements: Valid photo ID, and you must apply for a Payroll and Business Check Cashing card at the service desk of any Stop & Shop
  • Source: Customer service
  • Find a Stop & Shop

14. Tops Friendly Markets

15. Walmart

  • Types of checks cashed: Payroll, government, tax refund, insurance, pension, and cashier’s checks; MoneyGram money orders purchased at Walmart
  • Limit: $5,000 (limits raised to $7,500 from January through April)
  • Fee: $3 for checks up to $1,000; $6 for checks over $1,000 up to $5,000
  • Requirements: Valid photo ID
  • Source: Walmart In-Store Check Cashing
  • Find a Walmart
  • Learn more in our article: Walmart Check Cashing Policy

16. Wegmans

  • Types of checks cashed: Personal, rebate, and traveler’s checks
  • Limit: $500 for traveler’s checks and personal checks (based on length of Shoppers Club membership; see requirements below); $20 for rebate checks
  • Fee: Free for Shoppers Club Card holders
  • Requirements: Valid photo ID and must have a Shoppers Club Card with check cashing privileges. Approval takes up to 5 business days. Personal check limits for Shoppers Club members are based on length of membership:
    • New cardholders: Up to two checks every six days, totaling $200
    • Six weeks of membership: Up to four checks every six days, totaling $400
    • Six months of membership: Up to eight checks every six days, totaling $500
  • Source: Wegmans Store Policies
  • Find a Wegmans

17. WinCo

  • Types of checks cashed: Payroll checks
  • Limit: $1,000; limited to two checks every seven days
  • Fee: Based on tokens that can be used for in-store purchases. $5 token for checks up to $500, $10 token for checks over $500
  • Requirements: Valid photo ID
  • Source: WinCo Customer Service FAQs
  • Find a WinCo

18. Winn-Dixie

In Summary

When you need to cash a personal check, Schnucks will cash it up to $100, at most locations, for a fee of $1.50. However, if you’re 65 and older, this fee is waived. You’ll need to establish check cashing privileges before you can begin cashing personal checks at Schnucks, and the approval process can take up to a week. If you need to cash another type of check, such as a payroll, government, or tax refund check, there are many other grocery stores that cash these types of checks.