Short Answer: All Trader Joe’s locations take EBT cards and cash benefits as payment for eligible purchases; federal SNAP restrictions apply. For more on using EBT at Trader Joe’s, see below.
Does Trader Joe’s Take EBT?
Trader Joe’s accepts Electronic Benefit Transfer (EBT) cards and cash benefits, according to the individual stores we contacted, the company’s website, and the USDA’s Supplemental Nutrition Assistance Program (SNAP) Retail Locator. We contacted Trader Joe’s locations in Arizona, California, Florida, Kansas, Kentucky, New York, and Oregon, and all locations we contacted accept SNAP/EBT.
Cardholders can use EBT to pay for food-related expenses authorized by SNAP, or they can use cash benefits that are a part of the Temporary Assistance for Needy Families (TANF) program or related state programs.
TANF and SNAP Restrictions
TANF funds or funds associated with similar state-based assistance can be used like cash to purchase a variety of products, and you can even get cash back. TANF benefits are not, however, valid on the following purchases:
- Tobacco products, alcohol, or imitation alcohol
- Lottery tickets
- Vacation or travel services
- Firearms or ammunition
SNAP benefits add further restrictions to your purchases; you cannot buy the following with SNAP benefits:
- Vitamins and medicines
- Prepared or hot foods (Our related article lists the fast-food places that take EBT/SNAP)
- Any non-food items
Using EBT at Trader Joe’s
To use your EBT card or cash benefits at Trader Joe’s, swipe your EBT card at the register, select the EBT option, and enter your four-digit PIN. Note that if you attempt to use your EBT card to pay for ineligible items, the system will not process the transaction. You will have to pay for these items separately.
For more places where you can shop with SNAP benefits, check out our list of the grocery stores that accept EBT.
Trader Joe’s Accepted Payment Methods
In addition to EBT, Trader Joe’s also accepts cash, checks, credit cards, debit cards, gift cards, Apple Pay, Google Pay, and Samsung Pay. If your order includes items that are not eligible for EBT, you can use any one of these payment methods to pay for those items.