National superstore chain Walmart provides a wide range of services for customers, but does Walmart cash third party checks? A third-party check is a check made out to a person or business, that is then signed over to another person or business for endorsement and cashing — in other words, three parties are involved with the check.
Find out more about Walmart’s check cashing policies in this article, including whether Walmart cashes third-party checks and where you can go to get a third party check cashed.
Does Walmart Cash Third-Party Checks?
No. Unfortunately, Walmart does not cash third-party checks. Walmart and other grocery stores generally don’t offer third-party check cashing because of the high risk of fraud associated with this type of check. If you need to cash a third party check, you’ll probably have to head to a bank, credit union, or check cashing store.
What Checks Does Walmart Cash?
Although Walmart doesn’t cash third party checks, it does provide check cashing for more types of checks than most grocery stores. The types of checks you can cash at Walmart include:
- Payroll checks
- Government checks
- Tax rebate checks
- Cashiers’ checks
- Insurance checks
- 401(k) and retirement checks
- MoneyGram money orders purchased at Walmart
Walmart never cashes handwritten checks — note that some of the kinds listed above can be either handwritten or printed, so you can only cash your payroll check, for example, if its been filled out electronically (printed) and not by hand.
You can learn more about cashing checks at Walmart in our article, Walmart Check Cashing Policies: Hours, Limit, Fees, and More.
Places That Do Cash Third-Party Checks
If you need to cash a third party check, the best way to do so is to head to a bank or credit union — either a bank where you have an account or the bank that issued the check you want to cash. If you’re not an account holder, you’ll likely be charged a fee for check cashing.
There are also a few check cashing stores that will cash third-party checks if you need to cash the check after hours, although you’ll likely pay a higher fee.
You can see the complete list of specific places to cash a third party check in our article, Where Can I Cash a Third Party Check?
Walmart doesn’t cash third-party checks, but you can get many other types of checks cashed at your local Walmart. If you need to cash a third-party check, you’ll most likely be able to do so at a bank or credit union. Some check cashing stores will also cash third-party checks.