Where to Get Hardship Loans For Bad Credit: USAA? Wells Fargo? etc

A hardship loan is a loan designed for people who need emergency funds now. There are a number of places where you can get a hardship loan, even if you have bad credit, including 1 Call Loans, 5kFunds.com, Freedom Plus, LendingTree, loansunder36.com, USAA, and Wells Fargo.

Where to Get Hardship Loans For Bad Credit

Emergencies like medical issues and house repairs are stressful even if you have the funds to cover them. When you don’t have the funds, that stress is magnified. And, if you have bad credit, it can be difficult to get the funds you need through a traditional lender. There are, however, lenders that will work with you no matter your credit score. Below, are the companies that offer hardship loans for bad credit/poor credit or even if you’re credit is just fine…

1 Call Loans


Freedom Plus


Suggested Article: What to Know Before Choosing LendingTree



Wells Fargo

Another option to consider when facing a hardship is a Hardship Withdrawal from your retirement account. In order to see if you qualify for this option, you’ll need to contact your 401(k) plan administrator and ask about requirements and options.

Note: Whether choosing to get your emergency funds through a loan or through a 401(k) withdrawal, always weigh your options carefully. Though you may urgently need the funds, you should still consider the interest rates and other terms of these finance options and choose a loan with a repayment plan you’ll be able to stick with.

In Summary

Hardship loans for bad credit do exist. No one wants to go through an emergency, and it’s especially difficult if you don’t have the funds to pay for it. Lenders, including Freedom Plus, USAA, and Wells Fargo, can help you get the funds you need, even if your credit score is low. Just be sure to weigh your options so you’re able to pay back the loan.

Is your hardship work-related? Then you may want to read our article about getting an advance on workers comp.

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