JCPenney Senior Discount Policy Explained (+ Other Ways to Save)

JCPenney sign on storefront

JCPenney does not have a senior discount, corporate customer service representatives said.

Ways to save at the department store chain include the JCPenney Rewards program, the JCPenney Credit Card, and in-store and online promotions.

For other stores with senior savings, see our list of over 90 senior discounts by age.

JCPenney Rewards members earn points on every purchase. One point is earned for every $2 spent.

If you make a purchase with your JCPenney Credit Card, you’ll earn 1 point for every $1 spent. For every 200 points earned, you’ll get a $10 reward certificate. Other JCPenney Rewards perks include a birthday gift and bonus events. You can create a JCPenney Rewards account online for free.

The JCPenney Credit Card offers other perks and savings, including a pick-your-own sale day. But, be aware that the card’s annual percentage rate (APR) is around 28% and the late-payment fee can be as high as $38. You can apply for a JCPenney Credit Card online.

In-store and online promotions are a great way for anyone to save. Check the sale section in-store or the coupons and promotions page when shopping online.


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