Liquor Stores That Cash Checks Near Me? 15 Stores to Choose From

You’ve got a to-do list a mile long and you want to grab a bottle of your favorite liquor. Fortunately, there are quite a few grocery stores where you can cross two chores off your list: pick up liquor and get your check cashed! Plus, our list of stores offer check cashing services that extend beyond traditional bank hours.

Keep reading to learn of the liquor stores that cash checks.

Liquor Stores That Cash Checks

The vast majority of independent liquor stores do not offer check cashing services. Liquor license laws and the differences in those laws from city to city and state to state make it difficult for liquor stores to also offer any money services, like check cashing. In addition, there are very few multi-state liquor store chains, let alone nationwide chains, because of the difficulty of dealing with wide variations in state liquor sales licenses.

In fact, 17 states are “alcohol beverage control” (ABC) states, meaning that the sale of liquor is controlled by government agencies at the wholesale level. According to the National Alcohol Beverage Control Association, which represents these ABC states, 13 of these states also control retail sales through government-operated liquor stores or designated agents. And eight ABC states don’t allow liquor sales in grocery stores at all. Learn more about alcohol sales in each ABC state.

If you want to cash a check and buy alcohol in the same trip, your best bet is one of the many grocery stores that sells liquor and also cashes checks. These stores are often open long after banks close their doors on weeknights and weekends. Keep in mind that store policies for alcohol sales, including days of the week and times of day during which alcohol can be purchased, also vary according to city and state laws.

And here’s the list of stores that sell liquor and cash checks:

1. Albertsons

  • Check types they will cash: Personal, payroll, and government checks.
  • Check cashing limits: $250 for personal checks; payroll and government check cashing limits vary, as individual stores set their own limits.
  • Check cashing fees: None specified, though individual stores may charge fees.
  • How late are they open? Most stores are open until midnight.
  • Find an Albertsons.
  • Learn more about Albertsons’ check cashing policy.

2. Food Lion

  • Check types they will cash: Personal, payroll (can’t be handwritten), refund, and traveler’s checks.
  • Check cashing limits: Personal checks up to $50 over purchase; rebate checks; payroll and government checks up to $1,000; traveler’s checks up to $499.99.
  • Check cashing fees: Varies; individual stores set their own check cashing fees.
  • How late are they open? Most locations are open until 10 p.m.
  • Find a Food Lion.
  • Learn more about Food Lion’s check cashing policy.

3. Fred Meyer

  • Check types they will cash: Payroll and government checks.
  • Check cashing limits: $5,000
  • Check cashing fees: $3 for checks up to $2,000; $5 for checks over $2,000 up to $5,000.
  • How late are they open? Varies, but most stores are open until 9 p.m.
  • Find a Fred Meyer.
  • Learn more about Fred Meyer’s check cashing policy.

4. Giant Eagle

Note: Giant Eagle requires you to have a Giant Eagle Advantage card in order to cash checks. Apply at the customer service desk with a valid photo ID to get your card.

  • Check types they will cash: Personal, payroll, government, and traveler’s checks.
  • Check cashing limits: $30 for personal checks cashed at the customer service desk; $30 for traveler’s checks (in the form of cash back with a purchase); no specified limit for payroll and government checks.
  • Check cashing fees: Fees vary by location (charged for payroll and government checks only, excluding child support checks).
  • How late are they open? Most stores are open until 11 p.m.
  • Find a Giant Eagle.
  • Learn more about Giant Eagle’s check cashing policy.

5. Hannaford

  • Check types they will cash: Payroll, government, and pension checks (must not be handwritten). Customers must apply in-store for check cashing privileges, and there is a wait of five business days for approval. While Hannaford does not cash personal checks, they do offer up to $100 cash back on personal check purchases at the register. You don’t have to apply for check cashing privileges in order to get cash back with a personal check.
  • Check cashing limits: None specified.
  • Check cashing fees: None specified.
  • How late are they open? Most stores are open until 9 p.m.
  • Find a Hannaford.

6. King Soopers

  • Check types they will cash: Government checks, payroll checks, tax refund checks, insurance checks, and corporate checks.
  • Check cashing limits: Varies by store.
  • Check cashing fees: $3 or $5, depending on the check amount.
  • How late are they open? Many stores are open 24 hours, but a few close at midnight.
  • Find a King Soopers.
  • Learn more about King Soopers’ check cashing policy.

7. Kroger

  • Check types they will cash: Payroll, government, tax refund, insurance, and corporate checks.
  • Check cashing limits: None specified.
  • Check cashing fees: $3 to $5, depending on the check type and amount.
  • How late are they open? Most locations are open until 9 p.m.
  • Find a Kroger.

8. Market Basket

  • Check types they will cash: Payroll.
  • Check cashing limits: Not specified.
  • Check cashing fees: None specified.
  • How late are they open? Most locations are open until 9 PM Monday – Saturday, and 7 p.m. on Sunday.
  • Find a Market Basket.

9. Meijer

  • Check types they will cash: Personal, payroll, government, and traveler’s checks. To cash payroll or government checks at Meijer, customers must apply for Certegy verification with a valid photo ID. The process takes up to seven business days for approval.
  • Check cashing limits: $25 for personal checks; $1,000 for payroll checks; $1,999.99 for government checks; $100 for traveler’s checks. Personal and traveler’s checks must be used for a purchase and can’t be cashed directly.
  • Check cashing fees: None specified.
  • How late are they open? Varies by location, but most stores are open until 11 p.m.
  • Find a Meijer.

10. Publix

  • Check types they will cash: Personal and payroll checks.
  • Check cashing limits: $75 once a day for personal checks; $500 once a day for payroll checks.
  • Check cashing fees: $3 to $6 per check; fees vary by location.
  • How late are they open? Most stores are open until 10 p.m.
  • Find a Publix.
  • Learn more about Publix’s check cashing policy.

11. Safeway

  • Check types they will cash: Payroll and government checks (neither type can be handwritten).
  • Check cashing limits: Up to $1,499.
  • Check cashing fees: $2.25 for every $200 cashed.
  • How late are they open? Most are open until midnight, but some stores close at 9 or 10 p.m.
  • Find a Safeway.
  • Learn more about Safeway’s check cashing policy.

12. Shaw’s

  • Check types they will cash: Payroll and government checks.
  • Check cashing limits: $1,500
  • Check cashing fees: None specified.
  • How late are they open? Most locations are open until 9 p.m.
  • Find a Shaw’s.

13. Stop & Shop

Note: You must apply for a Check Cashing card before being able to cash a check.

  • Check types they will cash: Payroll, government
  • Check cashing limits: Vary by location
  • Check cashing fees: Vary by location
  • How late are they open? Most stores are open until midnight, some are 24 hours
  • Find a Stop & Shop

14. Walmart

  • Check types they will cash: Payroll, government, tax, cashier’s, insurance, and 401k/retirement checks, and MoneyGram money orders purchased at Walmart. While Walmart does not cash personal checks, you can get cash back up to $20 with a purchase when you pay with a personal check.
  • Check cashing limits: $5,000, though some customers have reported that certain Walmart locations won’t cash government-issued checks over $2,000. Call your local Walmart for more information on store-specific policies.
  • Check cashing fees: $3 for checks up to $1,000; $6 for checks over $1,000.
  • How late are they open? Most stores are open 24 hours.
  • Find a Walmart.
  • Learn more about Walmart’s check cashing policy.

15. WinCo

  • Check types they will cash: Payroll checks (can’t be handwritten).
  • Check cashing limits: $1,000
  • Check cashing fees: $5 for checks up to $500; $10 for checks up to $1,000.
  • How late are they open? Most stores are open 24 hours.
  • Find a WinCo.

16. Winn-Dixie

  • Check types they will cash: Payroll checks (excluding handwritten checks). However, not all Winn-Dixie locations offer check cashing services, and fees and limits may vary.
  • Check cashing limits: $1,000; no more than two checks cashed in a 7-day period.
  • Check cashing fees: $5 token for checks up to $500; $10 token for checks over $500 up to $1,000. The tokens can be spent in Winn-Dixie stores: $5 tokens on purchases of $25 or more, and $10 tokens on purchases of $50 or more.
  • How late are they open? Most locations are open until 11 p.m., but some stores close at 10 p.m. and some stay open until midnight.
  • Find a Winn-Dixie.
  • Learn more about Winn-Dixie’s check cashing policy.

In Summary

If you need to buy liquor and cash a check after hours, the chances are good there’s a grocery store near you where you can do just that. While most independent liquor stores don’t cash checks, there are several grocery stores that sell liquor and also offer check cashing services.

Suggested Article: Exactly Where to Go for Late Night Check Cashing

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2 comments

  • Christine says:

    To avoid lines and banking fees we cash our payroll checks at Walmart. Two issues we have come across: firstly, the Walmart scanner cannot read the check and therefore will not be cashed, secondly, staff are not consistent with the rules, today they will cash the check if your ID address does not match the check, the next day they will not, this rule depends on the day and the staff working so we go back a different day and time. Overall it’s a great service which we like since banks nickel and dime you just for walking in the door.

    • Laura Bachmann says:
      First Quarter Finance logostaff

      Hi Christine,

      Thanks for sharing your experience check cashing at Walmart — definitely helpful for future readers! For anyone looking for more info on check cashing at Walmart, we’ve got you covered: Walmart Check Cashing Policy.