Is There a Louis Vuitton Payment Plan? Payment Options Explained

"Louis Vuitton" name on the glass above a Louis Vuitton store entrance

Louis Vuitton does not offer a payment plan or any sort of special financing or layaway program.[1] The luxury designer also does not have a store credit card (as previously reported). When you shop online, Louis Vuitton only accepts debit cards, credit cards (Visa, Mastercard, Discover, and American Express), and PayPal.[2]

Louis Vuitton Retailers With Financing Options

Aside from using your credit card to pay for a purchase directly from Louis Vuitton, you can also finance your purchase by shopping through a third-party Louis Vuitton retailer. We detail these options below.

Online Retailers

The only authorized online retailer for new Louis Vuitton products is 24S,[3] which accepts Visa, Mastercard, American Express, JCB, PayPal, UnionPay, Alipay, and Discover.[4]

Additionally, you can find Louis Vuitton products at Luxe Designer House (LuxeDH), a preowned and new-with-tags reseller with a 100% authenticity guarantee.[5] LuxeDH offers the buy now, pay later payment option Affirm, which allows you to finance your purchase in equal installments over three, six, or 12 months.[6] Note that Affirm conducts a soft credit pull to determine approval (as previously reported).

Department Stores

Some department stores, such as Bloomingdale’s, Neiman Marcus, Nordstrom, and Saks Fifth Avenue, sell Louis Vuitton items in-store. You can’t purchase these items online, though you may be able to call your desired store to place an order over the phone. These stores have their own credit cards, so you can use the credit card to purchase Louis Vuitton items in-store.

Keep in mind that if you carry a balance over several months, the standard interest rate will apply. For more information, see our previous research on Louis Vuitton partner retailer credit cards.


You may be able to find the item you want through a third-party retailer on the Quadpay app, which offers four installment payments (as previously reported). Within the Quadpay app, search for Louis Vuitton or the name of the particular product on the home screen; you can add it to your cart and use Quadpay to make your purchase.

Note that some of the items available through Quadpay come from pre-owned retailers; you may want to look into the retailer’s authenticity guarantees and return policy before placing your order.


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