36 Places That Do Layaway: Local & Online Options

Layaway is a payment program allows you to put down a deposit on an item to hold it for future purchase. You do not get to take the item home right away, but it is yours once you complete all of the necessary payments. Layaway is also a convenient financing option for those with bad credit or no credit history because it typically does not require a credit check. Not all retailers offer layaway, but we’ve found a variety of retailers that do, listed below, including information about deposit and payment requirements. We’ve also included a list of stores that don’t offer layaway but do offer other forms of financing.

What We Recommend

For the widest selection of layaway shopping terms — including both in-store and online options — consider shopping at Kmart or Sears. At these stores, you can put items on layaway for a small down payment, and you can use layaway for items like clothing, jewelry, furniture, home goods, toys, etc.

The List

For specific information about furniture stores that offer layaway, we list the furniture stores with layaway plans. We’ve also compiled the list with more in-depth information about jewelry stores that offer layaway.

See the table for the list of stores with layaway, then follow the links provided or scroll for further details. We’ve ordered the list below starting with the best overall store options in terms of selection, layaway availability, and payment terms.

Place Type In-Store or Online Deposit Number of Payments Length
Buckle Clothing In-store 20% 1 per week 60 days
Burlington Clothing In-store 20% Any 60 days
Dress Barn Clothing Both 20% Any 32 days
Foot Locker Clothing In-store 20% Any 30 days
Marshalls Clothing In-store 10% or $10 Any 30 days
T.J. Maxx Clothing In-store 10% or $10 Any 30 days
Rainbow Clothing In-store 20% or $10 1 per week 30 days
Get It Now Stores Department In-store Varies Any 90 days
H-E-B Department In-store $10 or 10% Any Varies
Kmart Department Both $10 plus service fee Every 2 weeks 12 weeks in-store, 8 online
Sears Department Both Service fee Every 2 weeks 12 weeks in-store, 8 online
Walmart Department In-store $10 or 10%, whichever is greater Any By mid December
American Freight Furniture In-store Depends on cost $10 every 2 weeks 2 years
Best Buy Furniture (PA & NJ) Furniture Both Depends on cost 2 to 12 12 months
Big Box Furniture (FL) Furniture Both Depends on cost 2 to 12 12 months
Choice Furniture (IL) Furniture Both Depends on cost 2 to 6 6 months
Discount Furniture Warehouse (CA) Furniture Both Depends on cost 2 to 12 12 months
Furniture Mart Furniture Both 25% 1 per month 12 months
The Furniture Shop (TX) Furniture Both Depends on cost 2 to 7 6 months
Home Goods Furniture In-store Varies by location Varies by location Varies by location
King's Furniture Warehouse (NY) Furniture Both Depends on cost 2 to 12 12 months
Platte Furniture (CO) Furniture Both 50% Any 30 days
Borsheims (NE) Jewelry In-store $20 or 10% 10% per month 6 months
Day's Jewelers Jewelry Both 10% 10% per month 10 months
Helzberg Diamonds Jewelry Both 10% Any 10 months
Jared The Galleria Of Jewelry Jewelry In-store Varies by location Varies by location Varies by location
The Jewelry Exchange Jewelry Both 25% 1 per month 6 months
Joshua's Jewelry Jewelry Online 33% Any 6 weeks
Kay Jewelers Jewelry In-store Varies by location Varies by location Varies by location
Michael Hill Jewelry In-store 25% Any 3 months
My Trio Rings Jewelry Online None 6 to 24 6 months
Reeds Jewelers Jewelry In-store $25 or 10% 1/6 of the balance or $25 6 months
Serendipity Diamonds Jewelry Online 25% Any 4 months
Shane Co. Jewelry Both 20% 2 to 12 6 months
Since 1910 Jewelry Online 25% 1 per month 6 months
Sterling Jewelry Jewelry In-store Varies by location Varies by location Varies by location
Totaram Jewelers Jewelry Online 20% Any 4 months
Hallmark Miscellaneous In-store 20% Any 60 days

Kmart

  • In-store and online? Both
  • Available year-round? Yes
  • Deposit: $10 plus a service fee of $5 or $10, depending on the duration of your layaway
  • Payment schedule: Payments must be made every two weeks. The balance must be cleared in eight or 12 weeks for in-store purchases and eight weeks for online purchases.
  • Cancellation terms: $10 or $20 fee (depending on duration of your layaway)
  • Credit check required? No
  • Find out more or start shopping

Sears

  • In-store and online? Both
  • Available year-round? Yes
  • Deposit: $10 or 10%, whichever is greater
  • Payment schedule: Payments must be made every two weeks. The balance must be cleared in eight or 12 weeks for in-store purchases, and in eight weeks for online purchases.
  • Cancellation terms: $10 or $20 fee, depending on the duration of your layaway
  • Credit check required? No
  • Find out more or start shopping

Furniture Mart

  • In-store and online? Both
  • Available year-round? Yes
  • Deposit: 25% of the purchase
  • Payment schedule: One monthly payment; the balance must be cleared within 12 months
  • Cancellation terms: Fees are unspecified
  • Credit check required? No
  • Source: Customer service; you can place anything on layaway and even hold sale items
  • Find your nearest Furniture Mart

Dress Barn

  • In-store and online? Both
  • Available year-round? Yes
  • Deposit: 20%, plus a $5 setup fee
  • Payment schedule: Orders must be cleared within 32 days
  • Cancellation terms: Can cancel for an unspecified fee
  • Credit check required? No
  • Find out more or start shopping

Helzberg Diamonds

  • In-store and online? Both
  • Available year-round? Yes
  • Deposit: 10% of the purchase price
  • Payment schedule: Must pay in full within 10 months
  • Cancellation terms: You can cancel at any time, and you will receive a full refund
  • Credit check required? No
  • Find out more or start shopping

Day’s Jewelers

  • In-store and online? Both
  • Available year-round? Yes
  • Deposit: 10% of the purchase price
  • Payment schedule: Must pay at least 10% of the purchase amount each month
  • Cancellation terms: If canceled after 30 days, Day’s will keep 20% of the total required deposits
  • Credit check required? No
  • Find out more or start shopping

T.J. Maxx

  • In-store and online? In-store only, at select locations
  • Available year-round? Yes
  • Deposit: 10% or $10 (whichever is greater), plus a $5 setup fee
  • Payment schedule: Balance must be cleared within 30 days
  • Cancellation terms: $5 fee
  • Credit check required?: No
  • Find a T.J. Maxx

Marshalls

  • In-store and online? In-store only, at select locations
  • Available year-round? Yes
  • Deposit: 10% or $10 (whichever is greater), plus a $5 setup fee
  • Payment schedule: Balance must be cleared within 30 days
  • Cancellation terms: $5 fee
  • Credit check required? No
  • Find a Marshalls

Best Buy Furniture (Pennsylvania and New Jersey)

  • In-store and online? Both
  • Available year-round? Yes
  • Deposit: Depends on the cost of your purchase
  • Payment schedule: Two to 12 payments; all payments must be made within 12 months
  • Cancellation terms: 25% fee (waived if your item is out of stock). The value of your layaway can be transferred to store credit to use in-store or online.
  • Credit check required? Best Buy Furniture doesn’t provide details about the application process, but it states that customers with no credit or bad credit will still qualify for financing.
  • Find out more or start shopping

Big Box Furniture (Florida)

  • In-store and online? Both
  • Available year-round? Yes
  • Deposit: Depends on the cost of your purchase
  • Payment schedule: Two to 12 payments; all payments are made within 12 months
  • Cancellation terms: Fee of 25% of the full value of the product at the time the order was placed will be charged. Any payments made up to that point will be put toward store credit.
  • Credit check required? No. Provided you meet a few basic requirements, you can be approved for layaway and other financing offers.
  • Find out more or start shopping

Burlington (formerly Burlington Coat Factory)

  • In-store and online? In-store only
  • Available year-round? Yes, but special layaway promotions may vary seasonally
  • Deposit: 20%, plus a $5 setup fee
  • Payment schedule: Balance must be cleared within 60 days
  • Cancellation terms: $10 fee; refunded amounts will be put on a gift card
  • Credit check required? No
  • Find a Burlington

The Jewelry Exchange

  • In-store and online? Both
  • Available year-round? Yes
  • Deposit: 25% of the purchase price
  • Payment schedule: Payments are due every 30 days from the date of purchase; the balance must be cleared within six months.
  • Cancellation terms: No fees are specified, but if you don’t make a payment within 90 days or you cancel your order, any payments made up to that point will go toward store credit.
  • Credit check required? No
  • Find out more or start shopping

Shane Co.

  • In-store and online? Both
  • Available year-round? Yes
  • Deposit: 20% of the purchase price
  • Payment schedule: Two to 12 payments (one payment per month for two months or two payments per month for six months)
  • Cancellation terms: Fees aren’t specified online, but layaway is refundable and returnable
  • Credit check required? No
  • Find out more or start shopping

Reeds Jewelers

  • In-store and online? In-store only
  • Available year-round? Yes
  • Deposit: 10% of the purchase price, or $25 (whichever is greater)
  • Payment schedule: Monthly payments of one-sixth of the balance, or $25 (whichever is greater)
  • Cancellation terms: Not specified
  • Credit check required? No
  • Find a Reeds Jewelers

Buckle

  • In-store and online? In-store only
  • Available year-round? Yes
  • Deposit: 20%
  • Payment schedule: One payment per two weeks is suggested. Your balance must be cleared within 60 days.
  • Cancellation terms: No fees or charges to cancel
  • Credit check required? No
  • Find a Buckle

Foot Locker

  • In-store and online? In-store only
  • Available year-round? Yes
  • Deposit: 20% down payment with a $5 setup fee
  • Payment schedule: Balance must be cleared within 30 days
  • Cancellation terms: Can cancel with no fee
  • Credit check required? No
  • Find a Foot Locker

Hallmark

  • In-store and online? In stores only
  • Available year-round? Yes
  • Deposit: 20% of the purchase price
  • Payment schedule: Balance must be cleared within 60 days
  • Cancellation terms: Fees unspecified
  • Credit check required? No
  • Find a Hallmark

Michael Hill

  • In-store and online? In-store only
  • Available year-round? Yes
  • Deposit: A 25% deposit and a small administrative fee, then it’s yours to take home for three months
  • Payment schedule: Must clear the balance within three months
  • Cancellation terms: Not specified
  • Credit check required? No
  • Find a Michael Hill

American Freight

  • In-store and online? In-store only
  • Available year-round? Yes
  • Deposit: Depends on the cost of your purchase
  • Payment schedule: Payments of at least $10 must be made every two weeks, and the final payment is due within two years
  • Cancellation terms: Can cancel for an unspecified cancellation fee
  • Credit check required? No
  • Find an American Freight

Choice Furniture (Illinois)

  • In-store and online? Both
  • Available year-round? Yes
  • Deposit: Depends on the cost of your purchase
  • Payment schedule: Two to six payments, with the balance cleared within six months
  • Cancellation terms: Fee of 25% of the total item value at the time of ordering. Any payments made up to that point will be put toward store credit.
  • Credit check required? Sometimes, depending on your purchase amount
  • Find out more or start shopping

Discount Furniture Warehouse (California)

  • In-store and online? Both
  • Available year-round? Yes
  • Deposit: Depends on the cost of your purchase
  • Payment schedule: Two to 12 payments; the balance must be cleared within 12 months
  • Cancellation terms: Fee of 25% of the total amount of the purchase at time of ordering
  • Credit check required? Yes. Financing plans, including layaway, may require a credit check.
  • Find out more or start shopping

Kings Furniture Warehouse (New York)

  • In-store and online? Both
  • Available year-round? Yes
  • Deposit: Depends on the cost of your purchase
  • Payment schedule: Two to 12 payments; the balance must be cleared within 12 months
  • Cancellation terms: Fee of 25% of the total item value at the time of ordering. Any payments made up to that point will be put toward store credit.
  • Credit check required? Varies depending on purchase amount
  • Find out more or start shopping

The Furniture Shop (Texas)

  • In-store and online? Both
  • Available year-round? Yes
  • Deposit: Depends on the cost of your purchase
  • Payment schedule: Two to seven payments; the balance must be cleared within six months
  • Cancellation terms: Fee of $25. Any payments made up to that point will be put toward store credit.
  • Credit check required?: No
  • Find out more or start shopping

Walmart

  • In-store and online? In-stores only
  • Available year-round? No. Layaway is available only during the holiday season. Certain store locations may offer layaway year-round for jewelry purchases.
  • Deposit: $10 or 10%, whichever is greater
  • Payment schedule: Final payments must be made by the cutoff date (usually mid-December) or orders will be canceled
  • Cancellation terms: $10 fee
  • Credit check required? No
  • Find a Walmart

See more in our article explaining what you need to know about Walmart’s layaway policy.

H-E-B (Texas)

  • In-store and online? In-store only
  • Available year-round? No. Layaway is typically available starting in August. All payments must be made by mid-December.
  • Deposit: $10 or 10% (whichever is greater), plus a $5 setup fee
  • Payment schedule: Items need to be paid off and collected by the end of the layaway period
  • Cancellation terms: $5 fee; all other money paid will be refunded
  • Credit check required? No
  • Find an H-E-B

Get It Now

  • In-store and online? In-store only
  • Available year-round? Yes
  • Deposit: Depends on the cost of your purchase
  • Payment schedule: Balance must be cleared within 90 days
  • Cancellation terms: $25 restocking fee
  • Credit check required? No
  • Find a Get It Now

HomeGoods

  • In-store and online? In-store only; policies vary by location
  • Available year-round? Yes
  • Deposit: Varies by store
  • Payment schedule: Varies by store
  • Cancellation terms: Vary by store
  • Credit check required? No
  • Find a HomeGoods

Jared The Galleria of Jewelry

  • In-store and online? In-store only
  • Available year-round? Yes
  • Deposit: Varies by store
  • Payment schedule: Varies by store
  • Cancellation terms: Vary by store
  • Credit check required? No
  • Find a Jared

Kay Jewelers

  • In-store and online? In-store only
  • Available year-round? Yes
  • Deposit: Varies by store; typically about 20%
  • Payment schedule: Varies by store
  • Cancellation terms: Vary by store
  • Find a Kay Jewelers

Sterling Jewelers

  • In-store and online? In-store only
  • Available year-round? Yes
  • Deposit: Varies by store
  • Payment schedule: Varies by store
  • Cancellation terms: Vary by store
  • Credit check required? Varies by store
  • Find a Sterling Jewelers

Rainbow

  • In-store and online? In-store only
  • Available year-round? Yes
  • Deposit: 20% or $10, whichever is greater, plus a $5 service fee
  • Payment schedule: Payments must be made weekly, and the balance must be cleared within 30 days
  • Cancellation terms: $10 cancellation fee
  • Credit check required? No
  • Find a Rainbow

Totaram Jewelers

  • In-store and online? Online only
  • Available year-round? Yes
  • Deposit: 20% of the purchase price
  • Payment schedule: Must be paid in full within four months
  • Cancellation terms: Orders placed on layaway cannot be canceled or changed in any way
  • Credit check required? No
  • Find out more or start shopping

Since 1910

  • In-store and online? Online only
  • Available year-round? Yes
  • Deposit: 25% of the purchase price with a minimum purchase of $1,000
  • Payment schedule: Up to six monthly payments, with extensions available on certain items
  • Cancellation terms: Not specified online
  • Credit check required? No
  • Find out more or start shopping

Joshua’s Jewelry

  • In-store and online? Online only
  • Available year-round? Yes
  • Deposit: One-third of the total purchase price with a minimum price of $500
  • Payment schedule: Must clear the balance within six weeks
  • Cancellation terms: None specified
  • Credit check required? No
  • Find out more or start shopping

My Trio Rings

  • In-store and online? Online only
  • Available year-round? Yes
  • Deposit: None
  • Payment schedule: You can make payments weekly (24 payments), bi-weekly (12 payments), or monthly (six payments). The balance must be cleared within six months.
  • Cancellation terms: Not specified
  • Credit check required? No
  • Find out more or start shopping

Platte Furniture (Colorado)

  • In-store and online? Both
  • Available year-round? Yes
  • Deposit: 50%
  • Payment schedule: The balance is due within 30 days
  • Cancellation terms: $50 fee. You’ll receive 50% of what you’ve paid through in-store credit only.
  • Credit check required? Yes
  • Find out more or start shopping

Note that some of the stores listed above only offer layaway during the holiday season or other select times. Our article lists the stores that offer layaway year-round.

Stores That Don’t Offer Layaway But Do Offer Other Financing

Many retailers don’t offer layaway, but they do offer other finance options. Below, we’ve compiled a list of major retailers with information on their financing programs:

Amazon

  • Financing option: The Amazon.com Store Card can be used to spread the cost between six and 24 months when you spend a minimum of $149
  • Find out more or start shopping (paid partner link)

Best Buy

Ashley Furniture HomeStore

  • Financing option: You can spread the cost between 12 and 48 months with the Ashley Advantage card. Financing is available both in-store and online, with no minimum purchase.
  • Find out more or start shopping

Macy’s

Zales

The Home Depot

  • Financing option: With the Home Depot consumer credit card, you can spread out payments over six months when you spend a minimum of $299. You can also take advantage of up to 24-month financing during special promotions.
  • Find out more or start shopping

Lowe’s

Big Lots

Apple

  • Financing option: Promotional financing is available with Barclaycard Visa with Apple Rewards. Financing periods depend on the amount of your purchase, but they range from six months (for purchases $498 and under) to 18 months (for purchases $999 and over), and there is no interest if the amount is paid in full before the promotional period ends.
  • Find out more or start shopping

DICK’S Sporting Goods

  • Financing option: With the DICK’S Sporting Goods ScoreCard you can take advantage of 12 months of special financing on in-store purchases of $399 or more. The card can also be used at Golf Galaxy and Field and Stream.
  • Find out more or start shopping

Kohl’s

JC Penney

  • Financing option: JC Penney’s Reward Card provides special financing for furniture, window treatments, in-home custom decorating, mattresses, fine jewelry, and watch purchases
  • Find out more or start shopping

QVC

  • Financing option: QVC has a system called Easy Pay, which works a lot like layaway, except you’ll need either a credit card or Qcard to qualify for it. You’ll be billed on the day the item ships, and then every 30 days until your balance is paid off.
  • Find out more or start shopping

Office Depot/OfficeMax

  • Financing option: With the Office Depot/OfficeMax credit card, customers can spread out payments over 12 months with a minimum purchase of $299, which is interest-free if paid in full within the 12 months. This is also accompanied by an automatic 10% back in rewards.
  • Find out more or start shopping

Staples

  • Financing option: With the Staples credit card, you can spread the cost between six and 12 months, provided you spend a minimum of $299. There’s no interest if you pay the balance in full within six months.
  • Find out more or start shopping

Crate and Barrel

  • Financing option: If you use the Crate and Barrel credit card, you can spread the cost of purchases over 12 months, provided you spend a minimum of $1,999 ($999 for six months)
  • Find out more or start shopping

Pottery Barn

  • Financing option: If you use the Pottery Barn Credit Card, you can benefit from 12 months of special financing if you spend a minimum of $750, either online or in-store
  • Find out more or start shopping

West Elm

  • Financing option: If you use the West Elm card, you can get 12 months of special financing when you spend a minimum of $750, either online or in-store
  • Find out more or start shopping

GameStop

  • Financing option: With the PowerUp Rewards Credit Card, you can take advantage of promotional financing (minimum purchase necessary). You can also claim rewards every time you shop at GameStop when you show the card.
  • Find out more or start shopping

Menards

  • Financing option: With the BIG Card, you can take advantage of six months of special financing on orders more than $299, with no interest if paid in full within six months. There is also 48-month financing for orders more than $1,500, which is also interest-free if paid in full within six months.
  • Find out more or start shopping

True Value

  • Financing option: With the True Value credit card, you can take advantage of 0% interest financing over six months on purchases of $299 or more (interest kicks in after six months)
  • Find out more or start shopping

Fred Meyer Jeweler

  • Financing option: Platinum or Gold Preferred Card or a Fred Meyer Jewelers’ Card both offer special financing. You can apply for credit both in-store and online. Gold Preferred Cards can only be used in-store.
  • Find out more or start shopping

Ross-Simons

  • Financing option: With the Ross-Simons credit card, you can pay no interest if you pay off your balance in six months. Offers start from a minimum purchase of $250.
  • Find out more or start shopping

Stores That Do Not Offer Layaway or Financing

In the course of our research, we found that the following stores do not offer layaway or other financing options:

  • Advance Auto Parts
  • Ace Hardware
  • AT&T
  • Barnes and Noble
  • Bass Pro Shops (as previously reported)
  • Bed Bath & Beyond
  • BJ’s Wholesale
  • Costco
  • CVS
  • Dillard’s
  • Dollar General
  • Gap
  • Good Neighbor Pharmacy
  • Michael’s
  • Neiman Marcus
  • Nordstrom
  • PetSmart
  • Rite Aid
  • Rooms to Go (as previously reported)
  • Ross
  • Sam’s Club
  • Target
  • Tous
  • Verizon
  • Walgreens

18 comments

    • Kathleen Wilson says:
      First Quarter Finance logostaff

      Hi Brittany,

      Carter’s doesn’t offer layaway. You might try checking you some of these other stores that sell baby clothes and do offer layaway: Baby Depot, Kmart, and Walmart.

  • Stacie DeLeon says:

    Thank you everyone for this valuable information. This really helps people on a tight budget that want to get the popular items for their children or grandchildren when they don’t have the money all at once. My daughter-in-law was just talking about it the other day to prepare for Christmas and I told her about K-Mart and all she knew of was Wal-Mart. We are farmers, so pay day don’t come that often for us either. Our pay day is seasonal, so this is a very good thing for us as well. It is also a good thing for people w/out much time, because the Holidays are so hectic and no one has any time to shop, because of everything else going on and the fact that Thanksgiving and Christmas are so close together as well. Thank you for posting all that valuable information.

    • Laura Bachmann says:
      First Quarter Finance logostaff

      Hi Stacie,

      Thanks for your feedback, glad we could help! There are certainly lots of stores that offer layaway, and even if a store doesn’t, they often have other financing options available.

  • I visited a couple of Home Goods stores in Alexandria, VA and they all said they didn’t do layaway nor have they heard of any of their stores offering this service .

    • Laura Bachmann says:
      First Quarter Finance logostaff

      Hi Sonya,

      Thanks for catching that. I spoke with Home Goods customer service this morning and they do not have a layaway program. They may have had one in the past, as the privacy policy on their website does reference “layaway requests” but they don’t currently have one. I have removed them from the list. Thanks again for fact checking us, we always appreciate getting this kind of feedback from our readers. 🙂

  • Want to be anonymous says:

    Zales, Zales Outlet, and Gordon’s Jewelers Offer Layaway in Stores, but not online.

    • Rebecca Turley says:
      First Quarter Finance logostaff

      Hi there!

      Thanks for the information! We will verify and add them to our list.

  • Janea Gates says:

    Footlocker DOES offer layaway. I know this because my best friend works there.

    • Hillary M. Miller says:
      First Quarter Finance logostaff

      Hi Janea,

      You’re absolutely right! I apologize for that oversight on our part. I reached out to a Foot Locker representative to confirm all the relevant details and I’ve updated the article accordingly. Thank you for bringing this to our attention!

  • Tammy Ash says:

    i have been trying for 2 weeks at kmart and sears. But there online layaway is not working. I have spoke to customer service several times. Each time they say they are working on it and try again in 24 hours. Ive tried every day and it doesnt work so know the items are no longer available. The whole reason I do layaway is because I am diabled. I have used Kmart and Sears every and at least 10years since my accident. I would love to know if they are going to fix the problem.

    • Hillary M. Miller says:
      First Quarter Finance logostaff

      Hi Tammy,

      I’m sorry to hear about the trouble you’ve had with the layaway at Kmart and Sears! Unfortunately, the only thing I can recommend is that you keep talking to the customer service at these stores and hopefully the issue will be resolved soon.

    • Hillary M. Miller says:
      First Quarter Finance logostaff

      Hi Charli,

      According to the Furniture Mart financing page, it looks like layaway is one of the available payment options. You’re right that American Freight’s layaway program is only in-store — I’ve corrected the article to reflect this. I apologize for any confusion and thank you for letting us know!

      • Np dearie. I wish more reputable places had online layaway like Kmart and Sears and were no so expensive. But I did find your article very informative, so thank you!

        • Hillary M. Miller says:
          First Quarter Finance logostaff

          Hi Charli,

          We worked hard to track down all the stores that we could, but you can always share with us here if you come across any others! Glad to hear that you found the article helpful, and thanks again for writing in!

  • Rachel Abel says:

    Awesome list and thank you for creating it! I just wanted to comment that I have read elsewhere that while Gamestop doesnt offer Layaway that they do offer a sort of Layaway when it comes to purchasing Game Systems, a payment plan I guess. And I also know that you can pre-order games that are not released yet and make payments on them until the release date, which isnt layaway either, its also more of a payment plan but I just thought those things would be useful to note in a list like this, since people needing/wanting layaway may also consider options such as these and no credit is needed. You get the product when you pay it off just like Layaway… thanks again. I hope this is helpful.

    • Hillary M. Miller says:
      First Quarter Finance logostaff

      Hi Rachel,

      That’s great information, thank you for sharing it! It’s always good to learn about another store that offers different types of payment options. Maybe in the future we’ll have a whole post dedicated to “not-quite-layaway” payment plans. I’m glad you found the article useful and thanks again for writing in!