PLS Check Cashing Fees: Rates for Paychecks, Money Orders, etc Listed

PLS check cashing fees vary by the type of check you’re cashing and your state’s regulations. Personal checks, payroll checks, and tax refund checks are among the most common checks cashed at PLS. For more information on PLS’ check cashing policies and information about how fees are determined, see below.

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PLS Check Cashing Fees, Rates, etc

How much does PLS charge to cash a check? PLS will make an attempt to cash every check brought in, but fees will vary based on the type of check and other factors, PLS store managers said. On its website, PLS gives an overview of the types of checks it will cash — from personal checks to government checks and many more. PLS’ store policy is to verify each check by contacting the issuing bank. Once the check has been verified, it will be cashed in accordance with state guidelines. If a check cannot be verified, it cannot be cashed at PLS.

We spoke with customer service representative at various PLS locations to find out about its check cashing fees and requirements. Below, we have the PLS check cashing fees chart:

Personal Checks

Check cashing fee: In most states, fees will vary based on the type and amount of the check.
Requirements: A valid, government-issued photo ID

Paychecks

Check cashing fee: For in-state checks that recur, checks up to a certain amount (usually between $1,000 and $1,500, depending on the state) will be charged a fee of 1% of the check amount plus $1. All other paycheck fees will vary based on the type and amount of the check.
Requirements: A valid, government-issued photo ID

Suggested Article: The List of Places That Cash Payroll Checks

Government Checks (e.g., Benefit Checks, Tax Refund Checks)

Check cashing fee: In many states, fees of 1% of the check amount plus $1 are assessed for government checks up to $1,500. In other states, fees are system-generated based on the check amount.
Requirements: A valid, government-issued photo ID

Business Checks

Check cashing fee: Fees are system-generated. In New York, fees for business checks can be up to 5% of the check amount.
Requirements: A valid, government-issued photo ID; business customers are urged to call ahead to avoid lines at the store

Out-of-State Checks

Check cashing fee: Fees are system-generated
Requirements: A valid, government-issued photo ID

Cashier’s Checks

Check cashing fee: Fees for are based on the amount of the cashier’s check
Requirements: A valid, government-issued, photo ID

Money Orders

Check cashing fee: If the money order was purchased from PLS, the fee is 1% of the check amount plus $1. For money orders not issued by PLS, fees are system-generated.
Requirements: A valid, government-issued photo ID

Suggested Article: 20+ Places to Cash a Money Order

Traveler’s Checks

Check cashing fee: Fees are based on the amount of the traveler’s check
Requirements: A valid, government-issued photo ID is required

In Summary

Now you know the PLS check cashing rates. PLS cashes all sorts of checks, including payroll checks, government checks, and money orders. For both individuals and businesses, if your check can be verified, PLS will cash it. Fees vary by check type, amount, and state regulations. For more information on PLS, see our articles: Where Can You Cash Starter Checks? Here Are the Places and 401k Check Cashing: Where to Go for Fidelity, Vanguard, etc. Also, see our previous research for information about Check ‘n Go’s fees and check cashing fees by state or at other check cashing locations.