EMV chips are included on the front of many prepaid debit cards. The small silver or gold square contains a microprocessor computer chip that allows you to insert the card into the reader rather than swipe it when paying for purchases.
EMV chip technology gives a unique transaction code to each purchase, which the magnetic strip does not; the EMV chip also provides stronger transaction and fraud security. Note that EVMs are not the same as the dove hologram that Visa uses on its cards. While Visa’s dove hologram does have anti-counterfeit features, you can’t complete a transaction with it.
Below, we’ve compiled the list of the prepaid cards with EMV chips, followed by a list of those that don’t have chips.
Prepaid Cards With EMV Chips
The following prepaid cards have EMV chips. We gathered this information by researching each prepaid card online and contacting their customer service departments.
- AccountNow Gold Visa
- Akimbo Prepaid Mastercard
- Current Prepaid Visa
- Fifth Third Access 360 Prepaid Card
- gohenry Prepaid Mastercard
- PNC SmartAccess Prepaid Visa
- RushCard Prepaid Visa
- Starbucks Rewards Visa Prepaid Card
- TD Connect Reloadable Prepaid Card
- TD Go Reloadable Prepaid Card
- Walmart MoneyCard
- Wells Fargo EasyPay Card
For more features of these and other prepaid debit cards, see our research on which prepaid cards offer checks and prepaid debit card overdraft policies.
Prepaid Cards That Don’t Have Chips
In the course of our research, we found that the following prepaid cards do not include EMV chips:
- ACE Elite Visa Prepaid Debit Card
- American Express Serve
- Bank of America CashPay Card
- Bluebird by American Express
- Brink’s Money Prepaid Mastercard
- Control Prepaid Mastercard
- Green Dot Load & Go Prepaid Visa Debit Card
- Green Dot Prepaid Visa Card
- H&R Block Emerald Prepaid Mastercard
- Kroger REWARDS Prepaid Visa
- Mango Prepaid Mastercard
- MileagePlus GO Visa Prepaid Card
- Money Network Prepaid Debit Card
- MOVO Digital Prepaid Visa
- Netspend Prepaid Mastercard
- Netspend Visa Prepaid Card
- PayPal Prepaid Mastercard
- Univision Mastercard Prepaid Card
- Western Union Netspend Prepaid Mastercard