Many people prefer the convenience of money orders when sending and receiving money, particularly if they don’t have a checking account. Fortunately, many grocery stores sell and cash money orders as a service to their customers. Ralphs Western Union services include selling money orders. You can buy a money order at any Ralphs, and a select few also cash money orders. We contacted several Ralphs grocery stores for their money order policies; here’s what we found.

Ralphs Money Order Policy

Ralphs is a Kroger brand store, so they use Money Services to handle their money orders. This means that they will follow the general policies of Money Services, though there may be some differences in fees, depending on location.

Does Ralphs Sell Money Orders?

Ralphs sells Western Union brand money orders. The fee can range anywhere from $0.69 to $1.25, depending on location. With a Shopper’s Card, the fee is advertised to be $0.69 cents. You can purchase a money order for up to $500. If you need a higher amount, you’ll need to purchase multiple money orders. There’s no limit on how many you can buy; you’ll just have to pay the fee again for each money order your purchase. However, if you buy more than $5,000 worth of money orders, you will need to bring a valid ID and provide your SSN. Tax ID numbers (TINs) are not accepted in lieu of an SSN. You will also have to fill out a form that asks for your general information.

Does Ralphs Cash Money Orders?

A few Ralphs will cash money orders, but only those that were purchased from the same Ralphs location. There is no fee for cashing a money order.

Looking for somewhere else to cash a money order? Read our article, Where Can I Cash a Money Order? At These 20+ Places.

In Summary

And that’s the Ralphs money order policy in plain language. Ralphs Western Union money orders are available for up to $500 for a fee of $0.69 to $1.25. You may purchase multiple money orders, but if you plan to purchase more than $5,000 in money orders, you will need to present a valid ID, provide your social security number, and fill out a form. A select number of Ralphs will cash money orders, if they were purchased there. If you don’t have a Ralphs in your area, there are several other grocery stores where you can buy a money order. For the complete list of where you can buy money orders, see our article Where Can I Get a Money Order?