Range Rover Lease Takeover Policy Explained

Close-up of the grill on a Range Rover vehicle

Short Answer

Land Rover Financial Group doesn’t allow lease transfers or takeovers. However, if you lease a Range Rover through an outside bank or finance company, you may be able to transfer the lease to another person. You’ll typically need to pay a lease transfer fee, and it’s unlikely that you’ll be able to transfer the lease during the first or last few months of the lease term.

Range Rover Lease Takeover Policy

Land Rover Financial Group (an extension of Chase Auto Finance) generally does not allow lease takeovers.[1]

However, if you’ve leased the Range Rover through a different bank or financing company, that lender may allow you to transfer the lease to another person.

Keep in mind that you typically can’t transfer a lease near the beginning or end of the lease term. (For example, U.S. Bank does not allow lease transfers during the final 13 months of the lease term.[2])

While there are no explicit restrictions on who can and cannot take over a lease, the person who takes over the lease will need to go through an application process with the lender and be approved (especially taking into account their credit history).[3]

Generally, they will not have the opportunity to negotiate terms; they inherit the monthly payment amount as-is.

If you don’t personally know someone willing to take over your lease, you can use an online marketplace like Swapalease.com or LeaseTrader.com.

While these sites typically charge a fee for the service, they can match you with a qualified lease applicant according to your lender’s policies.

Potential Fees/Charges

When transferring a third-party Range Rover lease, there are several potential charges you may incur, including:

  • Lease transfer fee: This can vary by state and lender;[4] the old and new lessee will typically need to determine who pays the fee.
  • Sales tax: This is especially important to note if you take over a lease from someone living in another state.[5]
  • Application fees: New lessees must follow the lender’s application process.[5]
  • Excess mileage fees: Leases have mileage limits and charge for each mile above the limit, so be aware of the car’s mileage before taking over the lease.
  • Excess wear and use charges: When you take over a Range Rover lease, you become responsible for maintaining the car. If you turn it in damaged at the end of the lease or you don’t keep up with the manufacturer’s scheduled maintenance, you’ll pay excess wear and use charges.[6]


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