10 Stores With Rental and/or Rent-to-Own Appliances Listed

Dreaming of owning a new refrigerator, clothes washer, or any other appliance but just don’t have the cash right now to purchase the model you want? If this sounds like you, rent to own appliances may be right for you. Renting, or ‘leasing’ as it’s sometimes called, is offered on just about every big ticket item you can think of: cars, computers, office buildings, homes, apartments, furniture and yes, even appliances. Read on for the list of places that offer rent to own appliances, such as Aaron’s and Colortyme.

About the Renting Process

Typically, renting means you pay a deposit and then a monthly fee to use the item. When the rental or lease agreement is up, you can either renew the agreement or return the item. However, some businesses that rent appliances will offer rent to own appliances. You will still pay the monthly payment per the agreement but at the end of the rental agreement, the appliance will be yours.

Understand that even in a rent-to-own scenario, the monthly rental amount you pay will include a fee charged by the business to which you are renting. Most of these types of rent-to-own businesses claim no credit is necessary; some even claim no credit check is needed either. Yes, there are rent to own appliances you can get without needing good credit. But, a company has to make money somehow and if it isn’t running a credit check on you it is assuming a lot of risk that it will collect the monthly rent amount. To cover this risk, fees are applied. Typically, these places will inflate the purchase price of an item. When spreading the payments out over 48 months, or however many months is agreed upon, it can seem like a good deal. If you miss a monthly payment, additional fees will be assessed. Be aware of the lease agreement terms and read all the fine print before signing with any appliance rental stores.

The Places With Rent to Own Appliances

Kmart

  • What items can be rented? Home electronics and entertainment, appliances, household goods and furniture, sporting goods, lawn and garden, and outdoor living.
  • Rent to own option available? Yes
  • Rent only option available? Yes
  • Is a credit check needed? Yes. Find more information about how to rent from Kmart’s leasing page.
  • Find your nearest Kmart

Aaron’s

  • What items can be rented? Furniture, appliances, computers, smartphones, and electronics
  • Rent to own option available? Yes
  • Rent only option available? Per customer service, this is up to each store manager’s discretion.
  • Is a credit check needed? Yes, though no credit or financing is necessary. Find more information about how to rent from Aaron’s How to Own It page.
  • Find your nearest Aaron’s

Rent-A-Center

  • What items can be rented? Furniture, appliances, computers, smartphones, and electronics
  • Rent to own option available? Yes
  • Rent only option available? Yes
  • Is a credit check needed? Yes,though no credit or financing is necessary. Find more information about how to rent from Rent-A-Center’s How RAC Works page.
  • Find your nearest Rent-A-Center

FlexShopper (Online Only)

  • What items can be rented? Anything. Furniture, appliances, computers, smartphones, and electronics, video games, mattresses, audio, toys, fitness equipment.
  • Rent to own option available? Yes
  • Rent only option available? Yes
  • Is a credit check needed? Yes. Go to this page and click “apply” and before you signup you can read this information.
  • FlexShopper is online only. There are no physical locations.

Suggested Article: Sites Similar to FlexShopper

Conn’s Home Plus

  • What items can be rented? Furniture, appliances, computers, smartphones, and electronics
  • Rent to own option available? Yes
  • Rent only option available? No
  • Is a credit check needed? Yes, though no credit or financing is necessary. Find more information about Conn’s Rent to Own Programs.
  • Find your nearest Conn’s

Bestway Rent to Own

  • What items can be rented? Furniture, appliances, computers and electronics
  • Rent to own option available? Yes
  • Rent only option available? Yes
  • Is a credit check needed? No. Find more information about how to rent from Bestway’s Rent To Own page.
  • Find your nearest Bestway

Colortyme

  • What items can be rented? Furniture, appliances, computers, smartphones, and electronics
  • Rent to own option available? Yes
  • Rent only option available? Yes
  • Is a credit check needed? No. Find more information about how to rent on Colortyme’s website.
  • Find your nearest Colortyme

Rent One

  • What items can be rented? Furniture, appliances, smartphones, and electronics
  • Rent to own option available? Yes
  • Rent only option available? Yes
  • Is a credit check needed? No. Find more information about how to rent from Rent One’s FAQs page.
  • Find your nearest Rent One

Rent-2-Own

  • What items can be rented? Furniture, appliances, computers, smartphones, and electronics
  • Rent to own option available? Yes
  • Rent only option available? Yes
  • Is a credit check needed? No. Find more information about how to rent from the How R2O Works page.
  • Find your nearest Rent-2-Own

National Rent to Own (Illinois & Missouri)

Buddy Rents (Tampa Bay Area)

  • What items can be rented? Furniture, appliances, computers and electronics
  • Rent to own option available? Yes
  • Rent only option available? Unspecified online
  • Is a credit check needed? It’s unclear on Buddy Rents’ website if a credit check is necessary. Contact Buddy’s Home Furnishings to find more information about how to rent.
  • Find your nearest Buddy’s

In Summary

Several businesses offer rental appliances and rent to own appliances, which is a convenience for those customers who don’t have the financial means to purchase the appliance at a conventional retail store. When dealing with appliance rental stores, be sure to read the fine print and ask all questions before signing the rental agreement.