United Check Cashing Fees (Money Orders, Payroll Checks, etc)

United Check Cashing Fees Explained

Check cashing fees at United Check Cashing vary by state, but, in general, they are about 2% of the check amount, customer service representatives said.

Types of checks that can be cashed at United Check Cashing include payroll, government, insurance, commercial, and rebate checks. Checks are verified prior to being cashed to ensure the availability of funds at the bank they originated from.

Below is the list of check cashing fees at United Check Cashing by check type. Since many fees vary based on state regulations, contact your local United Check Cashing for more specifics or call United Check Cashing’s customer service line at (800) 626-0787.

Cashier’s Checks

• Fee: The average fee is 2% of the check amount, but fees may vary in accordance with your state’s laws.
• Requirements: All checks must be accompanied by a valid government-issued photo ID.

See our related research for more places that cash cashier’s checks.

Commercial Checks

• Fee: Fees are determined by state but are usually about 2% of the check amount.
• Requirements: The check stub must be attached and a valid government-issued photo ID must be shown.

Government Checks (e.g., Tax Refund Checks, Benefit Checks)

• Fee: The average fee is 2% of the check amount, but fees may vary in accordance with your state’s laws.
• Requirements: The check stub must be attached and a valid government-issued photo ID must be shown.

See our list of more places that cash tax refund checks.

Insurance Checks

• Fee: Fees vary by state but, in general, are about 2% of the check amount.
• Requirements: The check stub must be attached and a valid government-issued photo ID must be shown.

Money Orders

• Fee: Fees vary by money order brand, but, in general, are about 2% of the money order amount.
• Requirements: You must show a valid government-issued photo ID.

See our research on where else you can cash a money order.

Payroll Checks

• Fee: Fees vary by state; rates can range from 1.75 to 2%.
• Requirements: The check stub must be attached and a valid government-issued photo ID must be shown.

Personal Checks

• Fee: Fees vary by state and on the risk assessed on each individual check; average fees may be higher than for other types of checks.
• Requirements: All checks must be accompanied by a valid government-issued photo ID.

See our list for more places that cash personal checks.

Rebate Checks

• Fee: In general, fees are 2% of the rebate amount.
• Requirements: You must show a valid government-issued photo ID.

Traveler’s Checks

• Fee: Fees vary by state, but, in general, are about 2% of the check amount.
• Requirements: All checks must be accompanied by a valid government-issued photo ID.

For more information on check cashing, see our research on check cashing fees by state and casher, places that cash starter checks, and how to cash a large check without a hold.

Other Services Available at United Check Cashing

Besides check cashing, United Check Cashing offers a variety of money services. Below, we have the list of services and the associated fees.

Coin Counting

• Description: Bulk coins can be turned in and counted in exchange for the cash amount.
• Fee: Fees vary by location; coin counting is not available at every location. Contact your nearest United Check Cashing for availability and fee information.

We list more places that offer free coin counting.

Copy and Fax

• Description: Documents can be copied and faxed for a fee.
• Fee: Copies are about $0.35 per page. Local faxes cost about $2 for the first page and $1 for each additional page. All other faxes cost about $3 for the first page and $2 for each additional page.

Find out where else to make free or cheap copies and where to send a fax for free.

Electronic Bill Payment

• Description: Pay your bills through a money transfer. Payments process in about two days.
• Fee: Fees are about $2.50 per payment transaction.

Gift Card Buying

• Description: United Check Cashing buys unwanted entertainment, restaurant, and retail gift cards in exchange for cash.
• Fee: There is no fee; the amount of cash given in exchange for your gift card will vary depending on the gift card.

We have the list of more places where you can sell unwanted gift cards.

Jewelry Buying

• Description: United Check Cashing buys gold, silver, and platinum jewelry. A free appraisal is offered; customers are not obligated to sell.
• Fee: There is no fee; the offer amount will vary based on the appraisal.

We list other jewelry stores that buy jewelry.

Money Orders

• Description: Money orders can be purchased (and cashed, as noted above).
• Fee: Money order fees are $0.69 per order. Fees are subject to change and may vary by location.

See our related research to find out where to get a money order for free.

Money Transfers

• Description: Money transfers can be used to send or receive money.
• Fee: Money transfer fees range from $5 to $12.50 based on the amount being transferred.

Notary Services

• Description: For documents that need to be legally notarized, a notary public is available.
• Fee: Fees vary by location; notary services are not available at all United Check Cashing locations. Contact your nearest United Check Cashing for availability and fee information.

Find out where else you can get something notarized.

Payday Loans

• Description: Payday loans are available in Colorado, Delaware, Florida, and Ohio. You must be at least 18 to apply.
• Fee: Fee and interest rates are determined during the application process.

Prepaid Debit Cards

• Description: Prepaid debit cards can be loaded with any amount.
• Fee: There is a $10 purchase fee.

Stamps

• Description: Postage stamps are available for purchase.
• Fee: Stamps are available for $0.65 each.

Find out where else to buy stamps nearby.

Transit Passes and Tokens

• Description: Bus and train passes and tokens are available for purchase.
• Fee: Fees vary; this service is not available at all locations. Contact your nearest United Check Cashing store for availability and fee information.