Where Can I Cash a Check on Saturday? At These 35 Places…

If you’re wondering, “Where can i cash a check on Saturday?” we’re here to help. Do you find it frustrating that banks aren’t open on the weekend? Or perhaps your bank is open on a Saturday but only between the hours of 9 a.m. and noon? While it may be irritating, keep in mind that a bank’s largest customers are other businesses to which it caters. Most businesses (besides retail stores and restaurants) are also closed on the weekends. That’s why banks have limited weekend hours. Because financial emergencies sometimes can’t wait and a check may need cashing NOW, we’ve compiled a list of stores and check-cashing places that are open on Saturday which include hours, maximum check amount, fees, how to get more info, how to find a location.

Banks and Credit Unions

A check can be cashed by a non-customer at the bank or credit union that issued the check. The bank or credit union will be able to verify the account it came from because it has access to the account and can establish that the money is indeed available. You will need to show identification (sometimes two forms) to cash the check. As with most places that cash personal checks, banks and credit unions often have fees as well.

It’s best to call your local branch to confirm Saturday hours. If you try to cash a check at an issuing bank/credit union where you are currently not a customer, the bank employee may try to persuade you to open an account so that the check-cashing fees can be waived. However, you do not need to purchase any financial products from the bank or open an account to cash a check at the issuing bank. To learn more about cashing a check without a bank account, see our article, How to Cash a Check Without a Bank Account + Exactly Where to Go (which includes which banks will cash checks for free — even if you don’t have an account).

Because there are numerous local credit unions, please use mycreditunion.gov to determine a local credit union’s hours and locations. As with a bank, you can cash a check at a credit union without having an account if the check you are cashing is issued by that credit union. Some will cash a check for free for non-customers as well. Identification may be required.

1. Bank of America

2. Chase Bank

3. Citi Bank

4. HSBC Bank

5. TD Bank

6. US Bank

7. Wells Fargo

Check-Cashing Places

Check-cashing places are convenient and will typically cash any type of check for any amount. Very convenient. However, check-cashing places do this because these businesses often charge a high flat fee plus a percentage of the check amount. If you decide to utilize one of these places, you may want to inquire first about the fees you will pay before agreeing to have your check cashed. We only recommend using them in emergencies. Using the above list of convenience stores, grocery stores, banks, and credit unions is a more cost-efficient way to cash your checks — any day of the week.

8. ACE Cash Express

9. The Check Cashing Store (Florida)

10. Money Mart

11. Pay-O-Matic (New York)

12. PLS Check Cashing

13. Speedy Cash

14. United Check Cashing

15. USA Check Cashing Store (California)

Grocery Stores

16. Albertsons

17. Baker’s Supermarkets

18. Food City

19. Food Lion

20. Fred Meyer

21. Giant Eagle

22. Hannaford Brothers

23. H-E-B

24. Kmart

  • Saturday hours: 8 a.m. to 10 p.m.
  • Maximum check amount: Two party personal checks up to $500; payroll, tax-refund, and government checks up to $2,000.
  • Fees: $1 fee in most states; no fee in CT, DE, GA, NJ, NV, PA, PR, PC, WA, and GU; 50 cents in RI and IL
  • See more about check cashing at Kmart
  • Find a local Kmart

25. Kroger

26. Kwik Shop

27. Market Basket

28. Meijer

  • Saturday hours: 24 hours
  • Maximum check amount: Payroll checks must not exceed $1,000 and government checks must not exceed $1,999.99
  • Fees: Unspecified. Customers must enroll in the Certegy verification system with valid ID and meet a 7-day waiting period prior to cashing.
  • See more about check cashing at Meijer
  • Find a local Meijer

29. Publix

30. Ralphs

31. Safeway

32. Shaw’s

33. Stop & Shop

34. Walmart

35. WinCo Foods

  • Saturday hours: 24 hours
  • Maximum check amount: $1,000
  • Fees: A $5 token charged on payroll checks up to $500; and a $10 token charged on payroll checks exceeding $500 up to $1,000; you can redeem $5 tokens on purchases of $25 or more at WinCo Foods and $10 tokens on purchases of $50 or more
  • See more about check cashing at WinCo
  • Find a local WinCo Foods

Use a Mobile Banking App to Make Deposits Any Time

If you do have a bank account and need to cash a check on a Saturday, many of the larger banks such as Bank of America and Wells Fargo offer mobile banking smartphone apps that allow you to scan a signed copy of the check into the app for deposit directly into your bank account. You will not, however, have access to the cash until the check clears and you make a withdrawal. To find out more, contact your bank directly to download the institution’s app.

Places That Don’t Cash Checks on Saturday Afternoons

  • ALDI
  • BJ’s Wholesale Club
  • Copps
  • Costco
  • CVS
  • Dollar General
  • Dominick’s
  • D&W Fresh Market
  • Food 4 Less
  • Gelson’s
  • Heinen’s
  • JayC Foods
  • Jewel-Osco
  • Sam’s Club
  • Trader Joe’s
  • Ukrop’s
  • Walgreens
  • Whole Foods
  • Winn-Dixie

In Summary

Those are the places to cash a check on Saturday. If you need a check cashed on a Saturday and your bank is closed or only open limited hours or you don’t have a bank account, there are many popular grocery stores and convenience stores that will cash non-personal checks for a nominal fee. Another wise alternative is cashing it at banks or credit unions that do have convenient Saturday hours. Finally, several check-cashing places are available to cash checks on Saturdays. Because of the higher fees and rates charged at a check-cashing place, we recommend those places only as a last resort.

Suggested Next Article: Places That Cash Checks 24/7

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