Where Can I Cash a Check on Saturday? Answered (35 Places)

Many banks are not open on the weekend, or they have limited Saturday hours. This can be frustrating when you have an urgent need to cash a check. Fortunately, there are a number of other types of businesses and stores that cash checks and are open on Saturdays. We list these businesses below, including information about store hours, maximum check amounts, fees, and how to find a location.

Use a Mobile Banking App to Make Deposits Any Time

If you have a bank account and need to cash a check on a Saturday, many of the larger banks like Bank of America and Wells Fargo offer mobile banking smartphone apps that allow you to scan a signed copy of the check into the app for deposit directly into your bank account. You will not, however, have access to the cash until the check clears and you make a withdrawal. To find out more, contact your bank directly to download the institution’s app.

Reference Table: Places That Cash Checks on Saturday

You can use the following table for a brief explanation of the hours, limits, and fees at a variety of businesses that cash checks on Saturdays. Click any business or scroll for more information.

Location Business Type Saturday Hours Max Check Amount Fees
Bank of America Bank Until 1 p.m. Unspecified $6
Chase Bank Bank Until 3 p.m. Unspecified $8
Citibank Bank Until 4 p.m. (few locations) Unspecified Free for checks under $5,000
HSBC Bank Until 2 p.m. (few locations) Unspecified None for personal checks; fee for business checks
TD Bank Bank Until 2 p.m. Unspecified $7
U.S. Bank Bank Until 1 p.m. Unspecified $7
Wells Fargo Bank Until 2 p.m. Unspecified $7.50
ACE Cash Express Check cashing store 10 a.m. to 5 p.m. Unspecified Unspecified
The Check Cashing Store Check cashing store 9 a.m. to 6 p.m. Unspecified Unspecified
Money Mart Check cashing store 9 a.m. to 6 p.m. (select locations) Unspecified Unspecified
Pay-O-Matic Check cashing store 9 a.m. to 5 p.m. Unspecified Variable percentage
PLS Check Cashing Check cashing store 24 hours Unspecified Vary
Speedy Cash Check cashing store 8 a.m. to 9 p.m. None Unspecified
United Check Cashing Check cashing store 8 a.m. to 8 p.m. Unspecified Unspecified
USA Check Cashing Store Check cashing store 9 a.m. to 5 p.m. Unspecified Unspecified
Albertsons Grocery store 6 a.m. to 11 p.m. $1,500 Vary
Baker's Supermarkets Grocery store Most open 6 a.m. to 12 a.m.; some open 24 hours $5,000 $3 for checks up to $2,000; $5.50 otherwise
Food City Grocery store Most open 6 a.m. to 12 a.m. $1,000 $3
Food Lion Grocery store 7 a.m. to 10 p.m. $500 Vary
Fred Meyer Grocery store 10 a.m. to 9 p.m. $5,000 $3 for checks up to $2,000; $5.50 otherwise
Giant Eagle Grocery store 6 a.m. to 11 p.m. Varies Vary
Hannaford Brothers Grocery store 6:30 a.m. to 9 p.m. Unspecified Vary
H-E-B Grocery store 6 a.m. to 12 a.m. $9,000 Vary
Kmart Grocery store 8 a.m. to 10 p.m. $500 for personal checks; $2,000 for payroll, tax, and government checks $1 in most states; no fee in RI, CT, DE, GA, NJ, NV, PA, or WA
Kroger Grocery store 8 a.m. to 6 p.m. $5,000 $3 for checks up to $2,000; $5.50 otherwise
Kwik Shop Grocery store 24 hours $5,000 $3 for checks up to $2,000; $5.50 otherwise
Market Basket Grocery store 7 a.m. to 9 p.m. Unspecified Vary
Meijer Grocery store 24 hours $1,000 for payroll checks and $1,999.99 for government checks Unspecified
Publix Grocery store 7 a.m. to 10 p.m. Unspecified Vary
Ralphs Grocery store 6 a.m. to 12 a.m. Unspecified $3 for checks up to $2,000; $5.50 otherwise
Safeway Grocery store 6 a.m. to 12 a.m. Unspecified Vary
Shaw's Grocery store 8 a.m. to 8 p.m. $1,500 Vary
Stop & Shop Grocery store 7 a.m. to 12 a.m. Varies Vary
Walmart Grocery store Most open 24 hours $5,000 $3 for checks up to $1,000; $6 otherwise
WinCo Foods Grocery store 24 hours $1,000 $5 or $10

Banks and Credit Unions That Cash Checks on Saturday

If you are not a customer at a given bank, you can still cash a check there if it was issued by that bank or credit union. The bank or credit union will be able to verify the account it came from because it has access to the account and can determine that the money is indeed available. You will need to show identification (sometimes two forms) to cash the check. As with most places that cash personal checks, banks and credit unions often have fees as well.

It’s best to call your local branch to confirm its Saturday hours. If you try to cash a check at an issuing bank or credit union where you are currently not a customer, the bank employee may try to persuade you to open an account so the check cashing fees can be waived. However, you do not need to purchase any financial products from the bank or open an account to cash a check at the issuing bank. Our related article has more information about how to cash a check without a bank account.

Because there are numerous local credit unions, you can use mycreditunion.gov to determine a local credit union’s hours and locations. As with a bank, you can cash a check at a credit union without having an account if the check you are cashing is issued by that credit union. Some will cash a check for free for non-customers as well. Identification may be required.

Bank of America

  • Saturday hours: Some locations are open until 1 p.m. Saturdays.[1]
  • Maximum check amount: Unspecified[1]
  • Fees: $6 per check[1]
  • Find a branch and hours (click “find locations with” and select “open Saturday” to narrow the search)

Chase Bank

Citibank

  • Saturday hours: Very few locations are open until 4 p.m. Saturday.[3]
  • Maximum check amount: Unspecified[3]
  • Fees: Free when the check value is under $5,000[3]
  • Find a branch and hours

HSBC

  • Saturday hours: Very few locations are open until 1 p.m. on Saturday.[4]
  • Maximum check amount: Unspecified[4]
  • Fees: Free for personal checks, but a fee for business checks[4]
  • Find a branch and hours

TD Bank

U.S. Bank

  • Saturday hours: Some locations are open until 1 p.m. on Saturday.[6]
  • Maximum check amount: Unspecified[6]
  • Fees: $7 per check [6]
  • Find a branch and hours (click “filters” to filter for open Saturdays)

Wells Fargo

  • Saturday hours: Some branches are open until 2 p.m. on Saturday.[7]
  • Maximum check amount: Unspecified[7]
  • Fees: $7.50 per check[7]
  • Find a branch and hours (you can narrow your search to stores open Saturday)

Check Cashing Places Open on Saturday

Check cashing places are convenient and will typically cash any type of check for any amount. However, check cashing places do this because these businesses often charge a high flat fee plus a percentage of the check amount. If you decide to visit one of these places, you may want to inquire first about the fees you will pay before agreeing to have your check cashed. Other places like banks, grocery stores, and convenience stores may be a more cost-effective way to cash your checks any day of the week.

ACE Cash Express

The Check Cashing Store (Florida)

Money Mart

Pay-O-Matic (New York)

  • Saturday hours: 9 a.m. to 5 p.m.[11]
  • Maximum check amount: Unspecified[11]
  • Fees: A small, variable percentage of the check amount.[11]
  • Find a Pay-O-Matic

PLS Check Cashing

  • Saturday hours: 24 hours[12]
  • Maximum check amount: Unspecified[12]
  • Fees: Per the website, fees will vary “based on the type and amount of the check and other risk factors.”[12]
  • Find a PLS Check Cashing

Speedy Cash

United Check Cashing

USA Check Cashing Store (California)

Grocery Stores That Cash Checks on Saturday

Albertsons

  • Saturday hours: 6 a.m. to 11 p.m.[16]
  • Maximum check amount: $1,500[16]
  • Fees: Vary by location; check cashing policies are set by stores, not by corporate[16]
  • Find an Albertsons

Baker’s Supermarkets

  • Saturday hours: Most 6 a.m. to 12 a.m., some stores open 24/7[17]
  • Maximum check amount: $5,000[17]
  • Fees: With a Shopper’s Card, $3 for checks up to $2,000 and $5.50 for checks between $2,000.01 and $5,000[17]
  • Find a Baker’s

Food City

  • Saturday hours: Most 6 a.m. to 12 a.m., but some close as early as 3 p.m.
  • Maximum check amount: $1,000
  • Fees: $3
  • Find a Food City

Find out more in our previous research about Food City’s check cashing policies.

Food Lion

Fred Meyer

  • Saturday hours: 10 a.m. to 9 p.m.[19]
  • Maximum check amount: $5,000[19]
  • Fees: With a Shopper’s Card, $3 for checks up to $2,000; $5 for checks $2,000.01 to $5,000[19]
  • Find a Fred Meyer

Giant Eagle

  • Saturday hours: Most from 6 a.m. to 11 p.m., some are open 24 hours[20]
  • Maximum check amount: Varies by store[20]
  • Fees: Vary by store and type of check. You must apply for a Giant Eagle Advantage Card to be able to cash checks.[20]
  • Find a Giant Eagle

Hannaford Brothers

H-E-B

Kmart

  • Saturday hours: 8 a.m. to 10 p.m.[23]
  • Maximum check amount: Two-party personal checks up to $500; payroll, tax refund, and government checks up to $2,000.[23]
  • Fees: $1 fee in most states; $0.50 in Illinois and Rhode Island; no fee in Connecticut, Delaware, Georgia, New Jersey, Nevada, Pennsylvania, and Washington[23]
  • Find a Kmart

Kroger

  • Saturday hours: 8 a.m. to 6 p.m.[17]
  • Maximum check amount: $5,000[17]
  • Fees: With a Shopper’s Card, $3 for checks up to $2,000 and $5.50 for checks between $2,000.01 and $5,000.[17]
  • Find a Kroger

Kwik Shop

  • Saturday hours: 24 hours[24]
  • Maximum check amount: $5,000[24]
  • Fees: With a Shopper’s Card, $3 for checks up to $2,000 and $5.50 for checks between $2,000.01 and $5,000.[24]
  • Find a Kwik Shop

Market Basket

Meijer

  • Saturday hours: 24 hours[26]
  • Maximum check amount: Payroll checks must not exceed $1,000 and government checks must not exceed $1,999.99[26]
  • Fees: Unspecified. Customers must enroll in the Certegy verification system with a valid ID and meet a seven-day waiting period prior to cashing.[26]
  • Find a Meijer

Publix

Ralphs

  • Saturday hours: 6 a.m. to 12 a.m.[28]
  • Maximum check amount: Unspecified[28]
  • Fees: With a Shopper’s Card, $3 for checks up to $2,000 and $5.50 for checks between $2,000.01 and $5,000.[28]
  • Find a Ralphs

Safeway

Shaw’s

  • Saturday hours: 8 a.m. to 8 p.m.
  • Maximum check amount: Up to $1,500 for government and payroll checks
  • Fees: Vary by store
  • Find a Shaw’s

Find out more in our previous research about Shaw’s check cashing policies.

Stop & Shop

  • Saturday hours: Typically 7 a.m. to 12 a.m., but some stores are 24 hours[30]
  • Maximum check amount: Varies by location[30]
  • Fees: Vary by location[30]
  • Find a Stop & Shop

Walmart

  • Saturday hours: Most are open 24/7[31]
  • Maximum check amount: $5,000; Walmart never cashes handwritten checks[31]
  • Fees: $3 for checks up to and including $1,000; $6 for checks over $1,000 up to and including $5,000[31]
  • Find a Walmart

WinCo Foods

  • Saturday hours: 24 hours[32]
  • Maximum check amount: $1,000[32]
  • Fees: A $5 token charged on payroll checks up to $500; a $10 token charged on payroll checks exceeding $500 up to $1,000; you can redeem $5 tokens on purchases of $25 or more at WinCo Foods and $10 tokens on purchases of $50 or more[32]
  • Find a WinCo Foods

Places That Don’t Cash Checks on Saturday

In the course of our research and in communications with customer service representatives, we found that the following places do not cash checks on Saturdays — in fact, the stores noted below do not cash checks at all:

  • 7-Eleven (as previously reported)
  • ALDI
  • BJ’s Wholesale Club (as previously reported)
  • Copps
  • Costco (as previously reported)
  • CVS (as previously reported)
  • Dollar General (as previously reported)
  • Dominick’s
  • D&W Fresh Market
  • Food 4 Less
  • Gelson’s
  • Harris Teeter (as previously reported)
  • Heinen’s
  • JayC Foods
  • Jewel-Osco
  • Sam’s Club (as previously reported)
  • Speedway
  • Target (as previously reported)
  • Trader Joe’s
  • Ukrop’s
  • Vons (as previously reported)
  • Walgreens
  • Weis Markets (as previously reported)
  • Whole Foods
  • Winn-Dixie

In Summary

When you need a check cashed on a Saturday and your bank is closed or only open limited hours or you don’t have a bank account, there are many popular grocery stores and convenience stores that will cash non-personal checks for a nominal fee. Another wise alternative is cashing it at banks or credit unions that do have convenient Saturday hours. Finally, several check cashing places are available to cash checks on Saturdays. Because of the higher fees and rates charged at a check cashing place, we recommend those places only as a last resort. If you need to cash a check during a weekday but perhaps during odd hours, we also have the list of places that cash checks 24/7.

  1. https://www.bankofamerica.com/help/faq-financial-center.go#anc-faq-qn–9[][][]
  2. https://www.chase.com/[][][]
  3. https://online.citi.com/US/Welcome.c?JFP_TOKEN=3E1WQOKU[][][]
  4. https://www.us.hsbc.com/1/2/home/customer-service/ao-online-disclosures[][][]
  5. http://www.tdbank.com/tdhelps/default.aspx/how-much-do-you-charge-a-fee-for-non-customer-check-cashing/v/39014717/[][][]
  6. https://www.usbank.com/index.html[][][]
  7. https://www.wellsfargo.com/online-banking/service-fees[][][]
  8. https://www.acecashexpress.com/check-cashing[][][]
  9. https://www.thecheckcashingstore.com/check-cashing[][][]
  10. https://www.moneymart.com/check-cashing[][][]
  11. https://www.payomatic.com/products/check-cashing[][][]
  12. http://pls247.com/nc/money/check-cashing.html[][][]
  13. https://www.speedycash.com/store-services/check-cashing/[][][]
  14. http://www.unitedcheckcashing.com/check-cashing[][][]
  15. https://www.usacheckcashingstore.com/check-cashing[][][]
  16. https://www1.albertsons.com/ShopStores/Money-Services.page[][][]
  17. http://moneyservices.kroger.com/[][][][][][]
  18. https://www.foodlion.com/customer-service/policies-and-guarantees/[][][]
  19. https://www.fredmeyer.com/topic/money-services[][][]
  20. https://www.gianteagle.com/About/Policies/[][][]
  21. https://www.hannaford.com/search/product?form_state=searchForm&keyword=check+cashing&ieDummyTextField=&productTypeId=P[][][]
  22. https://www.heb.com/static-page/check-cashing[][][]
  23. http://www.kmart.com/en_us/dap/moneyhub/check-cashing.html[][][]
  24. https://www.moneyservices.com/check-cashing/[][][]
  25. https://www.marketbasketfoods.com/departments/courtesy-services/[][][]
  26. https://help.meijer.com/app/answers/detail/a_id/128/kw/Do%20you%20cash%20payroll%20checks/session/L3RpbWUvMTQ2OTU0MDA1NC9zaWQvMWR4U0R1V20%3D[][][]
  27. https://www.publix.com/faq/customer-service[][][]
  28. https://www.moneyservices.com/[][][]
  29. http://www.safeway.com/ShopStores/Money-Services.page[][][]
  30. https://stopandshop.com/frequently-asked-questions/?_requestid=252561#/faqs/check-cashing-policy[][][]
  31. http://help.walmart.com/app/answers/detail/a_id/89/~/in-store-check-cashing[][][]
  32. https://www.wincofoods.com/customer-service/faqs/##payrollchecks[][][]