William Lipovsky

William holds a bachelor's degree in communications studies with an emphasis on business strategy and a minor in political science. He scored in the 98th percentile on the Collegiate Assessment of Academic Proficiency Writing Skills. He is a member of the Phi Theta Kappa Honor Society.

William has been investing since age 10 and has worked inside a financial advising firm. He has done research for the Department of Defense at the United States Strategic Command (USSTRATCOM).

He is an expert in the consumer shopping, personal finance, automotive, banking, investing, side income, and travel fields. He has researched hundreds of companies for his work on First Quarter Finance such as Walmart, Amazon, Kroger, Costco, Walgreens, CVS, Kmart, American Express, eBay, Wells Fargo, Albertsons, Bank of America, Chase Bank, Meijer, Best Buy, and Citibank. His research has included interviews, emails, and many deep dives into how these companies actually handle consumers. He is a foremost expert in topics surrounding check cashing, money orders, store policy, consumer credit, and consumer financing.

He spent years freelance writing hundreds of pieces for over a dozen publications. His articles and quotes have appeared Business Insider, Entrepreneur, Forbes, Investopedia, U.S. News & World Report, Yahoo Finance, and elsewhere. He is also published in the U.S. Department of Defense's Defense Technical Information Center (DTIC) Journal through his work at USSTRATCOM.

He is extremely passionate about academic writing standards and is always searching for ways to further improve content credibility and thus improve user experience here at First Quarter Finance. His goal is that his unwavering dedication results in your unwavering dedication to the brand. William is CEO, editor in chief, owner, and founder of First Quarter Finance.