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William Lipovsky

William holds a bachelor's degree in communications studies with an emphasis on business strategy and a minor in political science. He scored in the 98th percentile on the Collegiate Assessment of Academic Proficiency Writing Skills. He is a member of the Phi Theta Kappa Honor Society.

William has been investing since age 10 and has worked in banking and financial advising. He has done research for the Department of Defense at the United States Strategic Command (USSTRATCOM).

He is an expert in the fields of personal finance, consumer shopping, banking, investing, and travel. He is a foremost expert in topics surrounding store policy, consumer credit, check cashing, money orders, and consumer financing.

He spent years freelance writing hundreds of pieces for over a dozen publications. His articles and quotes have appeared in Business Insider, Entrepreneur, Forbes, U.S. News & World Report, Yahoo Finance, and elsewhere. He is also published in the U.S. Department of Defense's Defense Technical Information Center (DTIC) Journal through his work at USSTRATCOM.

He is extremely passionate about academic writing standards and is always searching for ways to further improve content credibility and thus improve user experience here at First Quarter Finance. His goal is that his unwavering dedication results in your unwavering dedication to the brand. William is CEO, editor in chief, owner, and founder of First Quarter Finance.

William's Most Popular Articles

Wedding couple's feet on hardwood
Wedding Sponsors: How It Works + How to Get Your Wedding Paid For
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young woman with smiling baby
How Much Does an Au Pair Cost per Week/Month/Year? Answered
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J. Crew store credit card
Soft Pull Credit Cards: the Long List (Soft Pull Store Credit Cards Included)
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woman getting cash back on her grocery purchase
Stores That Give Cash Back on Checking, Debit, and Credit Transactions
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Equifax logo shown on a computer screen under a magnifying glass
Credit Cards That Use Equifax Only (Reportedly): 10+ Cards Listed
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hands applying a wrap to the hood of a car
How Much Does It Cost to Wrap a Car? Car Wrap Costs Explained
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Mutual fund chart
Mutual Funds That Have Averaged 12% for the Past Five Years
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men and women from many different professional organizations stand for a photo
50+ Professional Organization Examples for Your Resume
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a pile of loose coins on the table
Coin Counter Machines: 45+ Places That Have Them (Banks, Stores, etc)
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A Honda Civic drives along a road with fall leaves all around
How Much Should I Spend on a Car? Car Buying Guidelines & Tips
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Woman with shopping bags
35+ Places That Do Layaway: Online Layaway Stores and Local Options
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Disney World entrance in Orlando, Florida.
How to Become an Authorized Disney Vacation Planner
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a panel of reclaimed wood
Where to Find Reclaimed Wood for Sale: 10+ Online & Local Options
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A family carries a large box into the house
6 Sites like FlexShopper (How They’re Alike and How They’re Different)
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Visa and Mastercard credit cards
The List of Credit Cards That Use Experian for Approval (Reportedly)
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American Funds logo
High Dividend Mutual Funds: The Five Highest-Paying Funds
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Donating blood
How to Donate Blood for Money and Earn up to $500 per Month
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a Nordstrom department store
Instant Approval Department Store Credit Cards (Easiest Ones to Get)
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A woman getting cash off of her credit card at an ATM.
How to Get Cash from a Credit Card: 6 Ways Explained
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Wish logo
19 Best Shopping Apps Like Wish/Sites Like Wish (Really Cheap Prices)
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Influenster logo
Websites Like Influenster for Getting Free Stuff: 15+ to Choose From
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hands trying on different sized rings
21 Places to Get a Ring Sized or Resized (Wait Times Included)
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image of ConceiveAbilities -- a place where to donate eggs
How Much Does Egg Donation Pay? + Donor Eligibility, Locations, etc
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pile of assorted gift cards
Where to Sell Gift Cards for Cash: 60+ Places to Get Cash for Gift Cards
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stack of hundred dollar bills someone got as a loan
How to Get a Loan Without a Job (Or Even a Bank Account)
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the etsy logo
How to Make a Full-Time Income on Etsy: Step-by-Step Guide
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Applebees location with curbside pickup
18 Most Popular Curbside Pickup Restaurants + How It Works at Each
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Woman hands over her credit card at a store
The 13 Easiest Store Credit Cards to Get (And Which to Avoid)
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Businessmen and businesswomen at the starting line
Income Percentile by Age: How Do You Compare?
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A woman sips coffee as she browsing the list of instant approval credit cards on her laptop.
58 Instant Approval Credit Cards + Cards You Can Use Immediately
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Aaron's logo
14 Bad Credit Computer Financing & No Credit Check Computer Stores
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young couple laying on the floor together shopping online
16 Buy Now, Pay Later Sites and Catalogs (Some With No Credit Check)
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a woman looking pensive while testing a chair in a furniture store
11 Best Rent to Own Furniture Stores (Some Requiring No Credit Check)
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A wallet containing gift cards and cash.
Places That Buy Gift Cards Near Me? Online? Here’s Where to Go…
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image of clothing that can be bought now and paid for later
Buy Now, Pay Later Clothes: 7 Brands, Stores (Credit Check Info Listed)
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Used appliances that were sold for cash are sitting on the street for pickup.
Who Buys Used Appliances + How to Sell Them for Cash
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A man at doctor's office ready to sell his bone marrow for money.
Where to Sell Bone Marrow for Money + How Much You’ll Get Paid
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someone writing a check
How to Write a Check for Cash and How to Cash It
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a pile of 100-dollar bills
Best Performing Index Funds to Consider (Performance, Expenses Shown)
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teen girl selling clothing to a young woman over a retail clothing store counter
The List of Retail Stores That Hire at 16 (+ at 14, 15, & 17)
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Man opening his wallet to see how much money he has compared to his friends.
Average Net Worth by Age Group + How to Calculate Your Net Worth
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young woman wearing an apron holding a paper bag of fruits and vegetables
Average Cost of Food per Month for One Person (From Government Data)
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image of hiring manager about to hire someone
76 Personal Accomplishment Examples for Resumes
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TransUnion logo under a magnifying glass
The Credit Cards That Use TransUnion Only (Reportedly)
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A magnifying glass looks at the GEICO homepage on a computer screen.
Cheap Auto Insurance: How to Utilize Discounts & Pick the Right Insurance
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image of a car's gauge cluster with the check engine, low battery, and oil pressure lights on.
How Many Miles on a Car Before It Dies? Answered
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A career-driven man looks out of a tall building and into the future while he contemplates his goals.
20+ Examples of Long-Term Career Goals for Planning, Interviews, etc
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For sale sign in front of a house
What Credit Score Do You Need to Buy a House? Answered
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Someone returning a gift card to a store.
Can You Return Gift Cards for Cash? Policies Detailed by Store
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A car that was bought as a flip is now being sold to a happy man in blue and the buyer and seller are shaking hands.
The Best Cars to Flip for Profit Listed + Where to Buy and Sell Cars
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a man taping a box closed
Cheapest Ways to Move Across Country (With Numbers)
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Costco storefront
Costco Membership Fee: Worth It? When Would You Break Even?
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All Articles by William

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