Terms of Use

Please read these Terms of Use carefully before using this website and its associated pages. First Quarter Finance (firstquarterfinance.com) is owned by More Holdings LLC, located at 7400 Tallgrass Parkway, 307A, Lincoln, NE 68521. Using this website constitutes your acceptance of these Terms of Use. We reserve the right to update these Terms of Use at any point. Please also review our Privacy Policy.

Contents

Advertising Policy

First Quarter Finance may contain advertisements from third parties. Such advertisements do not constitute an endorsement by First Quarter Finance, and we are not responsible for any advertisement’s content, claims, or link operation. First Quarter Finance will not be held liable for any damages resulting from viewing advertisements on firstquarterfinance.com and associated pages or interacting with such advertisers in any way.

This Site is affiliated with AdThrive, LLC (“AdThrive”) for the purposes of placing advertising on the Site. AdThrive uses standard and widely-available tools for the placement and serving of ads, including those provided by Google, Inc. and its affiliates. We publish interest-based advertisements on the Site; that is, ads that are tailored to reflect your interests. To help understand your interests, AdThrive, Google and our other advertising partners will track your behavior on our website and on other websites across the Internet using cookies.

A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server. Cookies may be either “persistent” cookies or “session” cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed. Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies.

By using this Site, you consent to the use of such cookies and the sharing of data captured by such cookies with AdThrive, Google, and our other third party partners. You can view, delete or add interest categories associated with your browser by visiting: https://adssettings.google.com. You can also opt out of the network cookie using those settings or using the Network Advertising Initiative’s multi-cookie opt-out mechanism at: http://optout.networkadvertising.org. However, these opt-out mechanisms themselves use cookies, and if you clear the cookies from your browser your opt-out will not be maintained.

For European Economic Area Residents

If you reside in a country in the European Economic Area (EEA), then under the GDPR and applicable data protection laws you have the rights, among other things, to access your personal data, have us erase it, and/or restrict its further processing. If you wish to access or delete your personal data (if any) maintained by us or AdThrive related to advertising on the Site, you can contact us at editorial@firstquarterfinance.com and contact AdThrive at info@adthrive.com. If you wish to see a list of the advertising partners we work with or change which of those partners track your behavior using cookies, click the ad preferences link at the bottom of the site. (Available in the EU.)

For California Residents

California law gives residents the right to opt out of the “sale” of their personal information to third parties, including for advertising purposes. Under California law, the sharing of your information with a service provider for advertising purposes could be considered a “sale.” To opt out of the sharing of your information for advertising information, click the opt out link provided in the footer of this page. You also have the right to request from us the categories of personal information that we have shared and the categories of third parties to whom the information was provided. To make such a request, please contact us at info@adthrive.com. To be clear we do not share your name, contact information, or any other sensitive information with third parties, and the categories of third parties that we share information with for advertising purposes are supply side platforms, programmatic advertising exchanges, and demand side platforms.

You can find out more about cookies in our Privacy Policy.

Be aware that First Quarter Finance uses affiliate and referral links. With affiliate and referral links, we may receive monetary compensation or credits to a service when users commit to the product or service (such as with Amazon products, as First Quarter Finance is a participant in the Amazon Services LLC Associates Program). We only link to products and services that we strongly believe many users would enjoy using.

We disclose our use of monetized links in accordance with the FTC Advertising Endorsements Guide. And then we go many steps above so we are holding ourselves even more accountable than the FTC requires. We disclose paid partner links in an obvious manner at the appropriate places on the website. Any article on First Quarter Finance that has even one monetized link receives a very clear and obvious disclosure that appears before the body of the article. Our articles also include in-text disclosures at the placement of the affiliate or referral link. Referral links are clearly explained as such in a sentence and affiliate links are followed by the text “(paid partner link).” User trust is extremely important to us and we prove it.

Comments and Other Information Posted by Users

All comments are reviewed before publication. Reasons a comment won’t get published include but are not limited to: hate, libel, very specific local questions (e.g., “When does the CVS at 27th and Jackson close?”), comments unrelated to the article (please use our Contact page instead), promotional comments, and comments not useful to other readers.

When you submit a comment, you agree that the information can be edited for clarity, grammar, and spelling if necessary, and can be viewed by anyone.

First Quarter Finance is not responsible nor will be held liable for any comment’s implication, content, and/or intent.

Besides on the article page itself, comments may be reposted to our About page as testimonials to the quality of our content.

Content Accuracy and Validity

The content on First Quarter Finance has gone through a thorough editorial/peer review process and is reviewed and updated regularly. More information can be found in our Editorial Policy.

However, First Quarter Finance is not responsible or liable for the accuracy, usefulness, or availability of any information made available on this site, and is not responsible or liable for any error or omission in that information.

All material on firstquarterfinance.com and its associated pages is owned by More Holdings LLC. We prohibit any unauthorized use and/or duplication of any of the copyrighted material.

It is acceptable to use excerpts from First Quarter Finance as long as First Quarter Finance is cited as the source. No excerpt more than 500 characters may be used. For the use of excerpts over 500 characters, please contact us.

Images posted by First Quarter Finance have been either created internally or purchased lawfully through a third party and have been given their rightful attribution. First Quarter Finance will not be held liable for any harm caused by these images, including, but not limited to, personal offense.

If you believe that your intellectual property rights have been infringed upon, please contact us.

Content on First Quarter Finance may contain links to third-party websites. First Quarter Finance does not control these external websites and therefore is not responsible or liable for the information contained on the third-party websites. This means that any information seen on a domain other than firstquarterfinance.com and its associated pages is not our responsibility.

In addition, the mention of a third-party website, company, or product and/or inclusion of a third-party link does not imply an endorsement of or collaboration with that website, company, or product by First Quarter Finance.

We only link to URLs we believe you as a user would like to know about. We cannot dictate what information appears at those links at all times, as we are not in control of those websites; therefore, we cannot be held liable for the information they contain.

Advice Disclaimer

We are not liable for the execution of our content. As you are reminded in the footer of every page, “Our content does not substitute a professional consultation. We encourage you to also seek the one-on-one help of a certified professional.”

Libel and Defamation

First Quarter Finance is a website with no intention or desire to do or cause any harm. The content is not intended to malign any groups or individuals including but not limited to: religions, ethnic groups, clubs, organizations, or companies. Users of the site will not hold First Quarter Finance liable for anything that is said or displayed on the website. We strive to keep First Quarter Finance a family-friendly resource.

Non-Commercial Use

You may access, display, download, and print portions of this website for non-commercial use, provided the source remains as part of the document. You may not modify or profit from this content in any way.

Representation

When First Quarter Finance mentions companies, websites, and/or products, this should not be inferred as First Quarter Finance claiming representation of these third parties. The words expressed in the content belong only to First Quarter Finance and do not make claims of representation of any third parties (companies, websites, etc.) mentioned. We often respect the companies we discuss, but other times, we are letting users know why they perhaps should not to trust a company. Therefore, we cannot be held liable for mentioning any particular company.

Viruses

While we have always been virus-free, First Quarter Finance does not guarantee that firstquarterfinance.com or the websites it links to are free of viruses or other code that may damage your assets. You are responsible for any problems that could occur from the use of firstquarterfinance.com and its associated pages.

Contact Us

If you have questions, comments, or concerns, please use our contact page to get in touch or send mail to:

More Holdings LLC
7400 Tallgrass Parkway, 307A
Lincoln, NE 68521