Terms of Use

Welcome to this website owned and operated by William Edward Lipovsky. Using this website constitutes your acceptance of these Terms of Use (“TOU”). We reserve the right to update these TOU at any point. It is your responsibility to be aware of any changes. Please also review our Privacy Policy.

Financial Advice Disclaimer

The content provided on First Quarter Finance is for informational purposes only and should not be construed as advice. We do not offer legal, tax, professional, or any other type of customized service. Use of our site does not constitute any sort of advisor to client relationship. We recommend that you seek a qualified professional.

Content Validity and Accuracy

First Quarter Finance is not responsible or liable for the accuracy, usefulness or availability of any information made available on this site, and is not responsible or liable for any error or omission in that information.

Libel and Defamation

First Quarter Finance is a website for informational purposes only and there is no intention or desire to do or cause any harm. The content is not intended to malign any groups or individuals including but not limited to: religions, ethnic groups, clubs, organizations, or companies. Users of the site will not hold First Quarter Finance liable for anything that is said or displayed on the website.


When First Quarter Finance mentions companies, websites and/or products in their articles, this should not be inferred as First Quarter Finance claiming representation and/or endorsement of these third parties. The views expressed in the articles belong only to First Quarter Finance and do not make claims of representation of any third parties (companies, websites, etc) mentioned.

Comments and Other Information Posted by Readers

By submitting a comment or providing the site with any other public information, you are agreeing that the information can be used by First Quarter Finance, edited if necessary, and read by anyone. First Quarter Finance is not responsible nor will be held liable for any comments’ implication, content and/or intent.


First Quarter Finance does not guarantee that firstquarterfinance.com is free of viruses or other code that may damage your assets. You are responsible for any problems that could occur from the use of firstquarterfinance.com and websites it links to.


First Quarter Finance may contain advertisements from third parties. Such advertisements do not constitute an endorsement by First Quarter Finance and we are not responsible for any advertisement’s content, claims or link operation. First Quarter Finance will not be held liable for any damages resulting from viewing advertisements on firstquarterfinance.com and associated pages or interacting with such advertisers in any way.

All content is written free of the influence of advertisers.

External Links

Articles on First Quarter Finance may contain links to third party websites. First Quarter Finance does not control these external websites  and therefore is not responsible or liable for the information contained on the third party website. This means that any information seen on a domain other than firstquarterfinance.com and its associated pages is not our responsibility.

In addition, the mention of a third party website, company or product and/or an inclusion of a third party link does not imply an endorsement of or collaboration with that website, company or product by First Quarter Finance.

Intellectual Property

Images and photographs posted by First Quarter Finance have been either created internally or purchased lawfully through a third party. First Quarter Finance will not be held liable for any harm caused by these images including, but not limited to, personal offense.

If you believe that your intellectual property rights have been infringed upon, please contact us.


All material on firstquarterfinance.com and its associated pages is owned by William Edward Lipovsky. We prohibit any unauthorized use and/or duplication of any of the copyrighted material. It is permitted to use excerpts and/or links from First Quarter Finance as long as credit is given to First Quarter Finance and direction, including a link back to the original content, is provided to observe the original content.

Non-Commercial Use

You may access, display, download, or print portions of this website for non-commercial use, provided the source remains as part of the document. You may not modify or profit from this content in any way.

Reader Behavior That Is Not Tolerated

First Quarter Finance does not tolerate spam, solicitation, personal attacks, phishing, or posting offensive content. These types of comments will be deleted.

Updated: 6/08/17