Terms of Use

Welcome to First Quarter Finance. Please read these Terms of Use carefully before using this website and its associated pages. First Quarter Finance (firstquarterfinance.com) is owned by More Holdings LLC, located at 7400 Tallgrass Parkway, 307A, Lincoln, NE 68521. Using this website constitutes your acceptance of these Terms of Use. We reserve the right to update these Terms of Use at any point. Please also review our Privacy Policy.


Advertising Policy

First Quarter Finance may contain advertisements from third parties. Such advertisements do not constitute an endorsement by First Quarter Finance, and we are not responsible for any advertisement’s content, claims, or link operation. First Quarter Finance will not be held liable for any damages resulting from viewing advertisements on firstquarterfinance.com and associated pages or interacting with such advertisers in any way.

We place ads on the site using standard and widely-available tools, such as those offered by Google, Inc. We’re able to show you highly relevant ads using cookies. These cookies do not contain personal information. By using this site, you give consent to the use of cookies by Google and any other advertising partners we are using at any given time. If you would like to see which advertising partners we’re currently working with, click on the ad preferences icon.

You can view, add, or remove interest categories for your cookies by visiting Google’s Ad Settings tool. If you want to opt out of cookies altogether, you can do so at the Network Advertising Initiative’s opt-out page. Know that these tools use cookies, so if you clear your cookies after opting out, you will begin using cookies again.

If you live in the European Economic Area, you have the right to access any personal data you believe we’ve collected about you, ensure its accuracy, have us delete it, and restrict us from collecting any personal information again.

You can find out more about cookies in our Privacy Policy.

Be aware that First Quarter Finance uses affiliate and referral links. With affiliate and referral links, we receive monetary compensation or credits to a service when users commit to the product or service (such as with Amazon products, as First Quarter Finance is a participant in the Amazon Services LLC Associates Program). We only link to products and services that we strongly believe many users would enjoy using.

We disclose our use of monetized links in accordance with the FTC Advertising Endorsements Guide. Rules include disclosing paid links in an obvious manner at the appropriate places on a website. Any article on First Quarter Finance that has even one monetized link receives a disclosure that appears before the body of the article.

Comments and Other Information Posted by Users

All comments are reviewed before publication. Reasons a comment won’t get published include but are not limited to: hate, libel, very specific questions that wouldn’t take much research (e.g., “When does the CVS at 27th and Jackson close?”), comments unrelated to the article, promotional comments, and comments not useful to other readers.

When you submit a comment, you agree that the information can be edited for clarity, grammar, and spelling if necessary, and can be viewed by anyone.

First Quarter Finance is not responsible nor will be held liable for any comment’s implication, content, and/or intent.

Besides on the article page itself, comments may be reposted to our About page as testimonials to the quality of our content.

Content Accuracy and Validity

The content on First Quarter Finance has gone through a thorough editorial/peer review process and is reviewed and updated regularly. More information can be found in our Editorial Policy.

However, First Quarter Finance is not responsible or liable for the accuracy, usefulness, or availability of any information made available on this site, and is not responsible or liable for any error or omission in that information.

All material on firstquarterfinance.com and its associated pages is owned by More Holdings LLC. We prohibit any unauthorized use and/or duplication of any of the copyrighted material.

It is acceptable to use excerpts from First Quarter Finance as long as First Quarter Finance is cited as the source. No excerpt more than 500 characters may be used. For the use of excerpts over 500 characters, which we have previously allowed, please contact us.

Images posted by First Quarter Finance have been either created internally or purchased lawfully through a third party and have been given their rightful attribution. First Quarter Finance will not be held liable for any harm caused by these images, including, but not limited to, personal offense.

If you believe that your intellectual property rights have been infringed upon, please contact us.

Content on First Quarter Finance may contain links to third-party websites. First Quarter Finance does not control these external websites and therefore is not responsible or liable for the information contained on the third-party websites. This means that any information seen on a domain other than firstquarterfinance.com and its associated pages is not our responsibility.

In addition, the mention of a third-party website, company, or product and/or inclusion of a third-party link does not imply an endorsement of or collaboration with that website, company, or product by First Quarter Finance.

We only link to URLs we believe you as a user would like to know about. We cannot dictate what information appears at those links at all times, as we are not in control of those websites; therefore, we cannot be held liable for the information they contain.

Advice Disclaimer

We are not liable for the execution of our content. As you are reminded at the bottom of every page on the site, “Our content does not substitute a professional consultation. We encourage you to also seek the one-on-one help of a certified professional.”

Libel and Defamation

First Quarter Finance is a website with no intention or desire to do or cause any harm. The content is not intended to malign any groups or individuals including but not limited to: religions, ethnic groups, clubs, organizations, or companies. Users of the site will not hold First Quarter Finance liable for anything that is said or displayed on the website. We strive to keep First Quarter Finance a family-friendly resource.

Non-Commercial Use

You may access, display, download, and print portions of this website for non-commercial use, provided the source remains as part of the document. You may not modify or profit from this content in any way.


When First Quarter Finance mentions companies, websites, and/or products, this should not be inferred as First Quarter Finance claiming representation of these third parties. The words expressed in the content belong only to First Quarter Finance and do not make claims of representation of any third parties (companies, websites, etc.) mentioned. We often respect the companies we discuss, but other times, we are letting users know why they perhaps should not to trust a company. Therefore, we cannot be held liable for mentioning any particular company.

User Behavior That Is Not Tolerated

First Quarter Finance does not tolerate spam, solicitation, personal attacks, hate speech, or phishing. These types of messages will be removed and/or ignored.


While we have always been virus-free, First Quarter Finance does not guarantee that firstquarterfinance.com or the websites it links to are free of viruses or other code that may damage your assets. You are responsible for any problems that could occur from the use of firstquarterfinance.com and its associated pages.

Contact Us

If you have questions, comments, or concerns, please use our contact page to get in touch or send mail to:

More Holdings LLC
7400 Tallgrass Parkway, 307A
Lincoln, NE 68521