Editorial Policy

First Quarter Finance (FQF) is a consumer information site that puts you (the reader) first.

We research and analyze your questions and concerns — everything from the credit cards that offer instant approval to what the average person spends on food each month.

The following guidelines were designed to keep us accountable to you and our profession.

Journalistic Integrity at First Quarter Finance


Our main goal is to consistently provide you with the best information available. We also strive to make our content as reader-friendly as possible.

We provide information, not advice. We do not offer advice because each individual’s situation is unique, and a qualified professional should be contacted before making any decisions.

We publish articles around the clock — and our live content is maintained by a staff of editors to keep the information current. You’ll find that our original reporting covers everything from banking and investing to travel and vehicle maintenance. We employ professional writers and editors with varied backgrounds to help bring you the most reliable information.

You can find more about our team on our About page.


We believe if something isn’t cited, it isn’t true. We follow strict academic-level standards to ensure what we write is unbiased, comprehensive, actionable, and credible.

Policies and facts can change over time, so we work with a review schedule to continually review and update articles as necessary. The average article has received over 20 updates since publication. The date field only gets updated if we have reviewed the article entirely and confirmed everything is up-to-date. Additionally, the companies we cover often monitor our articles. If notified by them, we make adjustments to ensure the facts are up-to-date.

Our editors also ensure our content is ethical and appropriate for all ages. You can confidently share our articles with family, friends, and coworkers.

We are constantly improving our workflows to keep friction between you and your mission to a minimum. But we are human and can’t make warranties regarding the accuracy of the information. If you have a question, comment, or concern about a published article, please let us know right away in the comments section of that article or by using our Contact page. We review articles often, but we value your attentiveness.


You shouldn’t have to question where we get our information, so we include attribution throughout our articles. Sometimes that looks like a link to a company’s return policy on its website. Other times, we’ll state that that we spoke with company representatives. We don’t just ask the question once — all of our articles call upon multiple sources to confirm our findings. Writers are required to cross-check their sources and prove to you that they’ve done so.


Advertisers have no influence on our content. We do not accept guest or sponsored posts. All of our content is created and edited by our qualified staff. This ensures you get answers with no hidden agendas. You may be used to viewing online articles that try to coerce you into doing or thinking something that’s not in your best interest. That doesn’t happen at FQF because we are ethical.

You can find out more about our relationship with advertisers in the Advertising Policy section of our Terms of Use page.


We take your feedback seriously — especially if an article does not address your question or needs to be updated. Questions and corrections from our readers are usually verified and published within 24 hours.

To express any questions or concerns, please use the Comments section at the end of each article, our Contact page, or write to us at:

More Holdings LLC
7400 Tallgrass Parkway, 307A
Lincoln, NE 68521

Beyond these guidelines, all FQF staffers are required to sign an ethics contract which details our commitment to journalistic integrity. A breach of the contract is grounds for termination.

We encourage you to find out more about us on our About page.