16 Banks With Safe Deposit Boxes (Including Fees, Sizes, etc)

an open safe deposit box

From passports to birth certificates to jewelry, keepsakes, and family heirlooms, safe deposit boxes keep valuables safe and sound under the supervision of a bank. If you have important documents or other valuable pieces of personal property, you may want to store them in a safe deposit box — a private, locked metal container located in a vault at a bank.

Below, we list the banks that offer safe deposit rentals and the associated costs of maintaining them.

The List

The following banks and credit unions offer safety deposit rental services for their customers and account holders. We obtained up-to-date pricing information either from the bank’s website or by contacting customer service. All safe deposit box fees shown are on an annual basis.

Bank of America logo

Bank of America

  • Annual safe deposit box fees: Starting at around $125 for a 5″ x 5″ box
  • Extra insurance available: Yes
  • Key replacement fees: None[1]
  • Late fees: $10 added to annual fee if past due 30 calendar days[1]
  • Box rental availability: Most branches
  • Find your nearest branch

BMO Harris Bank logo

BMO Harris Bank

  • Annual safe deposit box fees: $30 to $110; free 3″ x 5″ box for Premier Service account holders
  • Extra insurance available: No
  • Key replacement fees: At cost (for locksmith drilling and key replacement)
  • Late fees: None specified
  • Box rental availability: Most branches
  • Find your nearest branch

Citibank logo

Citibank

  • Annual safe deposit box fees: Starting at $65 for 3″ x 5″; discounts available for some account types
  • Extra insurance available: No
  • Key replacement fees: $25 key replacement fee; $150 drilling fee[2]
  • Late fees: Addressed by your local Citibank[2]
  • Box rental availability: Most branches
  • Find your nearest branch

Citizens Bank logo

Citizens Bank

  • Annual safe deposit box fees: $25 to $80
  • Extra insurance available: Yes
  • Key replacement fees: $25 for lost keys; $150 drilling fee
  • Late fees: $10; additional $15 fee after 60 days for Payment Collection Processing Fee
  • Box rental availability: Most branches
  • Find your nearest branch

Fifth Third Bank logo

Fifth Third Bank

  • Annual safe deposit box fees: $50 to $110; free 3″ x 5″ box or discount on larger sizes for preferred banking members or high-yield account holders
  • Extra insurance available: Yes
  • Key replacement fees: $25
  • Late fees: $25
  • Box rental availability: Most branches
  • Find your nearest branch

HSBC logo

HSBC Bank

  • Annual safe deposit box fees: $65 to $140; free small box for Premier checking account holders
  • Extra insurance available: Yes
  • Key replacement fees: $350[3]
  • Late fees: Double the annual rate[3]
  • Box rental availability: Most branches
  • Find your nearest branch

Key Bank logo

KeyBank

  • Annual safe deposit box fees: $55 to $275
  • Extra insurance available: No[4]
  • Key replacement fees: $30 for replacement key; drilling fees vary by location
  • Late fees: None specified
  • Box rental availability: Most branches. Use ‘Show Filters’ on the locator and check the Safe Deposit Boxes option to find locations with boxes available.
  • Find your nearest branch

M and T Bank logo

M&T Bank

  • Annual safe deposit box fees: $50 to $150; 50% discount for Select checking account holders
  • Extra insurance available: Not in Massachusetts; check with your local branch to find out if insurance is offered.[5]
  • Key replacement fees: Not provided
  • Late fees: None specified
  • Box rental availability: Most branches; safe deposit box availability is indicated on the locator.
  • Find your nearest branch

PNC Bank logo

PNC Bank

  • Annual safe deposit box fees: $35 to $100
  • Extra insurance available: Yes
  • Key replacement fees: $15 for keys; $15 plus locksmith mileage and fees for lock replacement
  • Late fees: $10 when 30 days late[6]
  • Box rental availability: Most branches
  • Find your nearest branch

Regions Bank logo

Regions Bank

  • Annual safe deposit box fees: $50 to $250
  • Extra insurance available: Yes
  • Key replacement fees: $25
  • Late fees: None specified
  • Box rental availability: Most branches. Choose individual branches in the locator to view safe deposit box rental availability
  • Find your nearest branch

Santander logo

Santander Bank

  • Annual safe deposit box fees: $30 to $120
  • Extra insurance available: Yes
  • Key replacement fees: $15 for lost key; $150 for drilling[7]
  • Late fees: $15[7]
  • Box rental availability: Most branches
  • Find your nearest branch

TD Bank logo

TD Bank

  • Annual safe deposit box fees: $60 small; $100 medium; $150 large; plus $5 per square inch for oversized boxes[8]
  • Extra insurance available: Yes
  • Key replacement fees: $50 lost key; $200 drilling fee; $5 billing fee if not paid automatically[8]
  • Late fees: $5[8]
  • Box rental availability: Most branches
  • Find your nearest branch

Truist One Checking

Truist Bank

  • Annual safe deposit box fees: $40-$250; discounts available at some locations
  • Extra insurance available: Yes
  • Key replacement fees: $25 per key; $150 drilling fee per box[9]
  • Late fees: $10[9]
  • Box rental availability: Most branches
  • Find your nearest branch

United Bank logo

United Bank

  • Annual safe deposit box fees: $40 to $150
  • Extra insurance available: No
  • Key replacement fees: $30 for replacement keys; $200 drilling fee
  • Late fees: $25 after 30 days
  • Box rental availability: Most branches
  • Find your nearest branch

US Bank logo

U.S. Bank

  • Annual safe deposit box fees: $110 to $130; 50% off for Platinum or Premier account holders
  • Extra insurance available: Yes
  • Key replacement fees: $150 lock drilling fees plus $10 invoice fee[10]
  • Late fees: $10[10]
  • Box rental availability: Most branches
  • Find your nearest branch

Wells Fargo logo

Wells Fargo

  • Annual safe deposit box fees: $20 to $170
  • Extra insurance available: No
  • Key replacement fees: $25 for replacement keys; $125 drilling fee with three business days’ notice; $175 for emergency drilling[11]
  • Late fees: $10 after 60 days[11]
  • Box rental availability: Most branches
  • Find your nearest branch

To understand if the cost a bank is charging is fair, see our research on the cost of safe deposit boxes.

  1. Bank of America Facebook Messenger Chat[][]
  2. Citibank Facebook Messenger Chat[][]
  3. https://www.hsbc.com.sg/content/dam/hsbc/sg/documents/retail-banking-wealth-management-bank-tariffs.pdf[][]
  4. https://www.key.com/personal/services/branch/banking-safe-deposit.html[]
  5. https://www3.mtb.com/help-center/safe-deposit-box-faqs[]
  6. https://www.pnc.com/content/dam/pnc-com/pdf/personal/Savings/service-charges-standard-savings.pdf[]
  7. https://www.santanderbank.com/documents/330001/0/Personal-Deposit-Account-Fee-Schedule.pdf[][]
  8. https://www.tdcanadatrust.com/document/PDF/accounts/513796.pdf[][][]
  9. https://www.truist.com/content/dam/truist-bank/us/en/documents/guides-benefits/personal/personal-services-product-and-pricing-guide.pdf[][]
  10. https://www.usbank.com/dam/documents/pdf/regions/CPI1.pdf[][]
  11. https://www.wellsfargo.com/fetch-pdf?formNumber=SDP2106&subProductCode=SBX[][]

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2 comments - Comments are closed.


  • Robert O'Brien

    On safe deposit box fees, you don’t say if the fee is on a monthly or annual basis.

    • First Quarter Finance logo
      First Quarter Finance | Lindsey Desmet

      Hello, Robert! All of the fees listed are annual. We have updated the article to include this information. Thank you for bringing this to our attention!

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