Gyms That Accept Cash Payments: 7 Options Listed (+ Those That Don’t)

Gym memberships typically require monthly auto-pay from a debit card, credit card, or bank account, but some gyms have workarounds that you can use if you prefer to pay with cash. The gym may allow you to purchase an annual or six-month membership upfront, in full as opposed to making monthly payments.

A less-advertised policy at some gyms allows you to make your monthly payment cash within a certain number of days before payment is due. This second option still requires the customer to have a card or banking account number on file but allows you to use cash.

Some gyms also offer daily and weekly passes, which you can purchase with cash instead of signing up for a monthly or long-term membership. (Note: Want to save money and just try out a gym as a guest? Check out our article on the Retro Fitness guest policy.)

In addition to gyms, you may want to check out recreational centers or university gyms in your city, which may also offer cash payment options.

The List of Gyms That Accept Cash Payments

We’ve gathered a list of gyms nationwide that accept cash payments. To compile this list, we contacted the customer service department and a few locations for each gym. Note that the terms and conditions may vary from state to state, and some gyms are independently operated franchises, so it’s best to call your local gym to verify cash payment options.

24 Hour Fitness

  • When you can use cash: Advance or monthly payment on membership; monthly payments must be made 10 days before the due date, and you must have a payment method on file
  • Other accepted payment types: Debit, credit, prepaid card, bank account number
  • Find a 24 Hour Fitness

Anytime Fitness

  • When you can use cash: Advance payment for an annual membership, or drop-in classes and weekly passes
  • Other accepted payment types: Debit, credit, bank account number
  • Find an Anytime Fitness

Gold’s Gym

  • When you can use cash: Monthly, but with an additional $5 on each statement; day pass; weekly pass
  • Other accepted payment types: Debit, credit, bank account number
  • Find a Gold’s Gym

LA Fitness

  • When you can use cash: Monthly, but you must make the payment seven days before the due date and must have a payment method on file
  • Other accepted payment types: Debit, credit, prepaid card, bank account number
  • Find an LA Fitness

Snap Fitness

  • When you can use cash: Day pass, weekly pass, signup fee
  • Other accepted payment types: Debit, credit, banking account number
  • Find a Snap Fitness

YMCA

  • When you can use cash: Advance payment for a six-month or annual membership in advance, though you must still have a card on file; some locations allow monthly cash payments
  • Other accepted payment types: Debit, credit, check, bank account number
  • Find a YMCA

Youfit

  • When you can use cash: Advance payment on annual membership; enrollment fees; day pass; and monthly if paid 10 days before the due date
  • Other accepted payment types: Debit, credit, or bank account number
  • Find a Youfit

Gyms That Do Not Accept Cash Payments

In the course of our research, we discovered that the following gyms do not allow cash payments for memberships; however, the gym may allow you to pay for your enrollment fee or additional services like cafes and spas in cash:

  • Blink Fitness
  • Crunch Fitness
  • Curves International
  • Equinox Fitness
  • Life Time
  • Orangetheory Fitness
  • Planet Fitness
  • Pure Barre
See more articles about Gyms