Burrowing under couch cushions, sinking to the bottom of purses, and falling in between car seats — coins have a way of accumulating. In today’s largely cash-free society, spare change seems particularly useless. Coins are cumbersome and using large amounts of change to make purchases is just plain inconvenient.

Happily, you can transform pesky change into crisp paper money with the help of coin counting machines.These handy machines can be found at certain banks, credit unions, and stores. Best of all, some of them are free to use!

We’ve included a comprehensive list of banks, credit unions, and businesses that offer free coin counting machines. So whether you’re wondering, “What banks have free coin counting machines?” or simply “Where are the free coin counting machines near me?” we have you covered.

In This Article

The List of Banks That Offer Free Coin Counting Machines

Note: Most national banks don’t hae coin counting machines. Among the banks listed, coin counting machines may only be available at select branch locations.

Follow the link provided in the table for further details.

Name Type Free for customers Free for non-customers
Amegy Bank Bank Yes Not available
BB&T Bank Up to $25 - free, then 5% fee 10% fee
Eastern Bank Bank Yes 5% fee
First County Bank Bank Yes 10% fee
First Financial Northwest Bank Bank Yes 10% fee
Hancock County Savings Bank Bank Yes Not available
Home State Bank Bank Yes 10% fee
JBT Bank Yes 5% fee
Manasquan Bank Bank Yes 5% fee
MB Financial Bank Bank Yes 5% fee
OceanFirst Bank Bank Yes 10% fee
People’s United Bank Bank Yes 8% fee
Republic Bank Bank Yes Yes
Salem Five Bank Yes 5% fee
Shelby Savings Bank Bank Yes 5% fee
TCF Bank Bank Yes 8.9% fee
Valley National Bank Bank Once a year - free, then 5% fee 10% fee
Webster Bank Bank Yes Not available
Access Federal Credit Union Credit Union Yes 20% fee
Alabama One Credit Union Credit Union Yes Not available
American Heritage Federal Credit Union Credit Union Yes 10% fee
cPort Credit Union Credit Union Yes 5% fee
First Bank & Trust Credit Union Yes Not available
First Community Credit Union Yes 15% fee
Forum Credit Union Credit Union Yes 10% fee
Freedom Credit Union Credit Union Yes Yes
Har-Co Credit Union Credit Union Yes Not available
Hershey Federal Credit Union Credit Union Yes 5% fee
HFS Federal Credit Union Credit Union Credit Union Yes 10% fee
Houston Federal Credit Union Credit Union Yes 10% fee
Idaho Central Credit Union Credit Union Yes First use is free
Linn-Co Federal Credit Union Credit Union Yes 7% fee
Mission Federal Credit Union Credit Union Yes 8% fee
NASA Federal Credit Union Credit Union Up to $500 - free, then 8% fee 7% fee
Point Breeze Credit Union Credit Union Yes 10% fee
Sharon Credit Union Credit Union Yes 10% fee
Tinker Federal Credit Union Credit Union Up to $200 - free, then 5% fee 25% fee
Trona Valley Federal Credit Union Credit Union Yes 10% fee
UnitedOne Credit Union Credit Union Yes 7% fee
University of Michigan Credit Union Credit Union Yes 7% fee
Visions Federal Credit Union Credit Union Yes Not available
Wescom Credit Union Credit Union Yes Not available
Westerra Credit Union Credit Union Yes 8% fee

1. Amegy Bank (Texas)

  • Free for customers? Yes
  • Free for non-customers? Not available to non-customers.
  • Find your nearest Amegy Bank.

2. BB&T (Southeast U.S. and Texas)

  • Free for customers? Free for $25 or less. 5% fee for more than $25
  • Free for non-customers? 10% fee
  • Find your nearest BB&T.

3. Eastern Bank (New England)

  • Free for customers? Yes
  • Free for non-customers? 5% fee
  • Find your nearest Eastern Bank. 

4. First County Bank (Connecticut)

  • Free for customers? Yes
  • Free for non-customers? 10% fee
  • Find your nearest First County Bank.

5. First Financial Northwest Bank (Washington)

6. Hancock County Savings Bank (West Virginia)

7. Home State Bank (Colorado)

8. JBT (Pennsylvania)

  • Free for customers? Yes
  • Free for non-customers? 5% fee donated to a local charity
  • Find your nearest JBT. 

9. Manasquan Bank (New Jersey)

10. MB Financial Bank (Chicagoland)

11. OceanFirst Bank (New Jersey)

12. People’s United Bank (Northeast U.S.)

13. Republic Bank (Pennsylvania and New Jersey)

  • Free for customers? Yes
  • Free for non-customers? Yes
  • Find your nearest Republic Bank.

14. Salem Five (New England)

  • Free for customers? Yes
  • Free for non-customers? 5% fee
  • Find your nearest Salem Five.

15. Shelby Savings Bank (Texas)

16. TCF Bank (Midwest)

  • Free for customers? Yes
  • Free for non-customers? 8.9% fee
  • Find your nearest TCF Bank.

17. Valley National Bank (Florida, New Jersey, and New York)

  • Free for customers? Free once a year; 5% fee thereafter.
  • Free for non-customers? 10% fee
  • Find your nearest Valley National Bank.

18. Webster Bank (Connecticut, Massachusetts, Rhode Island, and New York)

  • Free for customers? Yes
  • Free for non-customers? N/A
  • Find your nearest Webster Bank. 

The List of Credit Unions That Offer Free Coin Counting Machines

Note: Coin counting machines may only be available at select branch locations.

1. Access Federal Credit Union (New York)

2. Alabama One Credit Union (Alabama)

3. American Heritage Federal Credit Union (Pennsylvania)

4. cPort Credit Union (Maine)

5. First Bank & Trust (Illinois)

  • Free for customers? Yes
  • Free for non-customers? Not available to non-customers.
  • Find your nearest First Bank & Trust. 

6. First Community (Missouri)

7. Forum Credit Union (Indiana)

8. Freedom Credit Union (Pennsylvania)

9. Har-Co Credit Union (Maryland)

10. Hershey Federal Credit Union (Pennsylvania)

11. HFS Federal Credit Union Credit Union (Hawaii)

12. Houston Federal Credit Union (Texas)

13. Idaho Central Credit Union (Idaho)

14. Linn-Co Federal Credit Union (Oregon)

15. Mission Federal Credit Union (San Diego County)

16. NASA Federal Credit Union (San Diego County)

17. Point Breeze Credit Union (Maryland)

18. Sharon Credit Union (Massachusetts)

19. Tinker Federal Credit Union (Oklahoma)

20. Trona Valley Federal Credit Union (Wyoming)

21. UnitedOne Credit Union (Wisconsin)

22. University of Michigan Credit Union (Michigan)

23. Visions Federal Credit Union (New York, Pennsylvania, New Jersey)

 24. Wescom Credit Union

  • Free for customers? Yes. Free unlimited for Platinum Signature Members; 12 free coin redemptions per year for Signature Members.
  • Free for non-customers? Not available to non-customers.
  • Find your nearest Wescom Credit Union. 

25. Westerra Credit Union (Colorado)

Other Ways to Empty Your Coin Jar

You’ve probably spotted a green Coinstar machine in your local supermarket or big-box chain. For an 11.9% fee, these machines will count your coins and print a voucher, which you can bring to a cashier or customer service desk to redeem for cash. To give you an idea of what this service may cost you, 11.9% is $6 for every $50 in coins exchanged. You can avoid paying the fee if you redeem your coins as a egift card instead of cash, or opt to donate the money to a charity. eGift cards and donations are not available at all kiosks.

Some times, you have to roll your coins for banks to take them. Some times they’ll have coin wrappers available to use too, making this option almost as convenient as being able to count the coins with out rolling.

To find out which banks will roll your coins, where to find Coinstar machines, and a few other trickes for emptying your coin jar, see our article Coin Counter Machines: 50+ Places That Have Them (Banks, Stores…).

In Summary

While most national banks don’t offer coin counting machines, you can still find them in many regional and local banks and credit unions. If you’re a bank customer, this service is often free. You can also exchange your coins for dollars using Coinstar kiosks at supermarkets and big-box stores around the country. Though Coinstar charges an 11.9% fee for this service, you can bypass this fee by electing to exchange your change for e-gift cards, store credit, or charitable donations.