William Lipovsky
There are a few clothing stores that accept checks or electronic checks as a form of payment for online shopping.
Additionally, if you link your checking account to PayPal, you can pay by electronic check online at any store that accepts PayPal.
Below, we have more information about how to pay with a check online, and we list the clothing stores that accept checks for online payments.
Ways to Pay With Checks Online
Most online stores accept major debit and credit cards as payment, and many now accept other digital payment methods such as Apple Pay, Google Pay, and Samsung Pay, but some will also let you pay by check.
There are three ways you can do this:
Paper Check by Mail
In some cases, you may be able to place your order online and then mail a paper check to the company. Once the company receives and processes your check, it’ll ship your purchase to you.
Electronic Check (eCheck)
Some online stores will allow you to make payments directly from your checking account through an electronic fund transfer (EFT), either as an eCheck or bank transfer.
Typically, you’ll have to enter your checking account and routing numbers at checkout (instead of a credit or debit card number) or contact your bank to initiate a transfer.
eCheck via PayPal
You can pay by check online at any store that accepts PayPal using funds drawn directly from your checking account.
For this method, you’ll need to link a PayPal account to your bank account by following these steps:
- Create a free PayPal account online (or log in if you already have a PayPal account).
- Select “Link a bank or card.”
- Enter your bank account information. You’ll need both your checking account number and bank routing number.
- Verify your checking account. PayPal makes two small deposits of less than $1 to your account. You’ll need to enter these amounts to verify your account before you can use PayPal to pay by check. The verification process typically takes around three to five business days.[1]
Once you’ve verified your checking account, you can pay by electronic check anywhere PayPal is accepted.
What We Recommend
Amazon tops our list because it allows customers to shop for clothing from a wide range of third-party retailers, and it accepts electronic checks (directly from a bank account) as payment.
The List
The following clothing stores accept PayPal, mail-in checks, and/or electronic checks for online purchases.
We’ve ordered the list starting with the best overall options.
1. Amazon
- Online check method: Electronic transfer/check[2]
- How to pay by check: You can add a personal checking account during the Shipment and Payment stage of the checkout process. You’ll need to type in your routing and account numbers as well as the bank account holder’s name, address, and driver’s license number.[2]
- Start shopping
2. Walmart
- Online check method: PayPal[3]
- How to pay by check: At checkout, select the PayPal option and sign in to your account.[3]
- Start shopping
3. Fashion Nova
- Online check method: PayPal or Amazon Pay[4]
- How to pay by check:
- Start shopping
4. Gap
- Online check method: PayPal or Amazon Pay[5]
- How to pay by check:
- Start shopping
5. Old Navy
- Online check method: PayPal and Amazon Pay[6]
- How to pay by check:
- Start shopping
6. Athleta
- Online check method: PayPal or Amazon Pay[7]
- How to pay by check:
- Start shopping
7. Cabela’s
- Online check method: PayPal or paper check by mail[8][9]
- How to pay by check:
- Start shopping
8. QVC
- Online check method: Paper check by mail[10]
- How to pay by check: At checkout, choose the “Check/Money Order” option and mail your paper check to the address provided. QVC must receive your check within 10 days of placing your order, or it will cancel your order.[10]
- Start shopping
9. Foot Locker
- Online check method: PayPal[11]
- How to pay by check: Choose “PayPal” as your payment method at checkout or scan your QR code with the PayPal app for touch-free payment.[11][12]
- Start shopping
10. Milanoo
- Online check method: PayPal or EFT/bank transfer[13]
- How to pay by check:
- Start shopping
11. AliExpress
- Online check method: PayPal[14]
- How to pay by check: Choose “PayPal” as your payment method at checkout.[15]
- Start shopping
12. Banana Republic
- Online check method: PayPal[16]
- How to pay by check: At checkout, select the PayPal option and sign in to your account.[16]
- Start shopping
13. Big Lots
- Online check method: PayPal[17]
- How to pay by check: At checkout, select the PayPal option and sign in to your account.[17]
- Start shopping
14. Kmart
- Online check method: PayPal[18]
- How to pay by check: At checkout, select the PayPal option and sign in to your account.[18]
- Start shopping
Clothing Stores That Don’t Accept Checks Online
While some clothing stores accept checks online, others will only accept debit, credit, or gift cards for online payments.
The following stores don’t accept checks or PayPal for online purchases:
For more information about shopping online, see our post on other shopping sites that accept checks online.
