Samsung Pay allows you to save credit card, debit card, and gift card information and make secure payments at stores, on websites, and via apps.
Because it uses both near-field and magnetic transmission technologies, Samsung Pay does not require retailers to upgrade their point-of-sale systems. That means you can use Samsung Pay at nearly any in-store credit card terminal — as long as the store allows it.
While most brick-and-mortar stores that accept credit cards also accept Samsung Pay, a limited number of online stores and apps accept Samsung Pay as a payment method.
Places that accept Samsung Pay include gas stations like BP, Circle K, and Speedway; grocery stores like Kroger and Whole Foods; restaurants like Applebee’s and Olive Garden; and retailers like Target and Walmart.
For more information on what stores accept Samsung Pay — and how to use it — see below.
The List
We’ve compiled the list of stores, websites, and apps that take Samsung Pay.
To confirm this information, we contacted Samsung and customer service representatives for each store.
Note that even when shopping at stores that accept Samsung Pay, it’s also a good idea to have a backup method of payment in case the card reader has trouble accepting the payment.
Apps and Websites
Fancy
- Availability: In-app purchases
- Restrictions: You cannot use Samsung Pay at Fancy.com; the website accepts credit cards, PayPal, and cryptocurrency.
Galaxy Apps (Galaxy Store and Galaxy Theme Store)
- Availability: In-app purchases
- Restrictions: The Galaxy Themes app is only available on Galaxy S6 or higher device models.
Lyft
- Availability: In-app purchases
- Restrictions: You must also have a credit card or debit card on file in your Lyft account.
Raise
- Availability: In-app purchases
- Restrictions: You cannot use Samsung Pay at Raise.com; the website accepts credit cards.
Samsung Cloud
- Availability: You can pay your monthly Samsung Cloud subscription fee with Samsung Pay.
- Restrictions: None
ShopSamsung
- Availability: In-app purchases
- Restrictions: ShopSamsung is available for iOS devices, but you must have an Android device to use Samsung Pay on ShopSamsung.
Speedpass+
- Availability: Link your Samsung Pay account to Speedpass+ to pay using your mobile wallet at Exxon and Mobil gas stations.
- Restrictions: Speedpass+ requires Android OS 6 or higher operating system.
Uber
- Availability: In-app purchases
- Restrictions: You must choose one specific card from your digital wallet and add it as a payment method; if you would like to use a different card from your Samsung Pay account for a particular trip, you’ll need to add it to your Uber account separately.
Gas Stations and Convenience Stores
7-Eleven
- Availability: In-store
- Restrictions: None
- Find your nearest 7-Eleven
ARCO
- Availability: In-store and at the pump
- Restrictions: Several ARCO locations only accept debit cards (not credit cards), so you will need to link a debit card to Samsung Pay.
- Find your nearest ARCO
BP
- Availability: In-store; at the pump if there’s a contactless symbol
- Restrictions: None
- Find your nearest BP
Chevron
- Availability: In-store and at the pump
- Restrictions: None
- Find your nearest Chevron
Circle K
- Availability: In-store and at the pump
- Restrictions: None
- Find your nearest Circle K
CITGO
- Availability: In-store
- Restrictions: None
- Find your nearest CITGO
Cumberland Farms
- Availability: In-store at most locations
- Restrictions: None
- Find your nearest Cumberland Farms
Delta Sonic
- Availability: In-store
- Restrictions: None
- Find your nearest Delta Sonic
ExxonMobil
- Availability: In-store and at the pump
- Restrictions: You must link Samsung Pay to the Speedpass+ app to pay at the pump.
- Find your nearest Exxon or Mobil station
Family Express
- Availability: In-store
- Restrictions: None
- Find your nearest Family Express
Kwik Trip/Kwik Star
- Availability: In-store at all locations; at the pump at most locations
- Restrictions: None
- Find your nearest Kwik Trip
Phillips 66
- Availability: In-store
- Restrictions: None
- Find your nearest Phillips 66
QuikTrip
- Availability: In-store
- Restrictions: None
- Find your nearest QuikTrip
Sheetz
- Availability: In-store
- Restrictions: None
- Find your nearest Sheetz
Shell
- Availability: In-store and at the pump
- Restrictions: None
- Find your nearest Shell
Speedway
- Availability: In-store
- Restrictions: None
- Find your nearest Speedway
Sunoco
- Availability: In-store
- Restrictions: None
- Find your nearest Sunoco
Texaco
- Availability: In-store
- Restrictions: None
- Find your nearest Texaco
Valero
- Availability: In-store
- Restrictions: None
- Find your nearest Valero
Wawa
- Availability: In-store and at the pump
- Restrictions: None
- Find your nearest Wawa
For the list of gas stations that take Apple Pay, see our related article.
Grocery Stores
Albertsons
- Availability: In-store
- Restrictions: You cannot use Samsung Pay to pay for grocery delivery orders.
- Find your nearest Albertsons
ALDI
- Availability: In-store
- Restrictions: None
- Find your nearest ALDI
Cub
- Availability: In-store
- Restrictions: You cannot use Samsung Pay to pay for grocery delivery orders.
- Find your nearest Cub
Dillons
- Availability: In-store
- Restrictions: You cannot use Samsung Pay to pay for grocery delivery or pick-up orders. However, Dillons accepts Kroger pay. You can set up Samsung Pay as your payment method through the Kroger Pay app.
- Find your nearest Dillons
Food Lion
- Availability: In-store
- Restrictions: You cannot use Samsung Pay to pay for grocery delivery orders.
- Find your nearest Food Lion
Fred Meyer
- Availability: In-store
- Restrictions: You cannot use Samsung Pay to pay for grocery delivery or pick-up orders.
- Find your nearest Fred Meyer
King Soopers
- Availability: In-store
- Restrictions: You cannot use Samsung Pay to pay for grocery delivery or pick-up orders.
- Find your nearest King Soopers
Kroger
- Availability: In-store
- Restrictions: You cannot use Samsung Pay to pay for grocery delivery or pick-up orders. However, you can set up Samsung Pay as your payment method through the Kroger Pay app.
- Find your nearest Kroger
Publix
- Availability: In-store
- Restrictions: You cannot use Samsung Pay to pay for grocery delivery or pick-up orders.
- Find your nearest Publix
Ralphs
- Availability: In-store
- Restrictions: You cannot use Samsung Pay to pay for grocery delivery or pick-up orders. However, Ralphs accepts Kroger pay. You can set up Samsung Pay as your payment method through the Kroger Pay app.
- Find your nearest Ralphs
Stop & Shop
- Availability: In-store (including for pick-up orders)
- Restrictions: You cannot use Samsung Pay to pay for grocery delivery orders.
- Find your nearest Stop & Shop
Trader Joe’s
- Availability: In-store
- Restrictions: None
- Find your nearest Trader Joe’s
Vons
- Availability: In-store
- Restrictions: You cannot use Samsung Pay to pay for grocery delivery or online orders.
- Find your nearest Vons
Wegmans
- Availability: In-store
- Restrictions: You cannot use Samsung Pay to pay for grocery delivery orders.
- Find your nearest Wegmans
Whole Foods
- Availability: In-store
- Restrictions: You cannot use Samsung Pay to pay for Prime Now delivery orders.
- Find your nearest Whole Foods
Winn-Dixie
- Availability: In-store
- Restrictions: You cannot use Samsung Pay to pay for grocery delivery orders.
- Find your nearest Winn-Dixie
Restaurants and Cafes
Arby’s
- Availability: In-restaurant
- Restrictions: None
- Find your nearest Arby’s
Applebee’s
- Availability: In-restaurant
- Restrictions: You cannot use Samsung Pay to pay for delivery orders.
- Find your nearest Applebee’s
Burger King
- Availability: In-restaurant
- Restrictions: You cannot use Samsung Pay to pay for delivery orders.
- Find your nearest Burger King
Chick-fil-A
- Availability: In-restaurant
- Restrictions: You cannot use Samsung Pay to pay for online or mobile orders.
- Find your nearest Chick-fil-A
Chili’s Grill & Bar
- Availability: In-restaurant
- Restrictions: You cannot use Samsung Pay to pay for Curbside orders.
- Find your nearest Chili’s
Chipotle
- Availability: In-restaurant
- Restrictions: You cannot use Samsung Pay to pay for online delivery or pick-up orders.
- Find your nearest Chipotle
Del Taco
- Availability: In-restaurant
- Restrictions: You cannot use Samsung Pay to pay for delivery orders.
- Find your nearest Del Taco
Domino’s Pizza
- Availability: In-restaurant
- Restrictions: You cannot use Samsung Pay to pay for delivery orders; for carryout, select “Pay at Store” to use Samsung Pay.
- Find your nearest Domino’s Pizza
Dunkin’
- Availability: In-restaurant
- Restrictions: You cannot use Samsung Pay to pay for Dunkin’ Shop online orders.
- Find your nearest Dunkin’
Firehouse Subs
- Availability: In-restaurant
- Restrictions: You cannot use Samsung Pay to pay for online orders.
- Find your nearest Firehouse Subs
Hardee’s
- Availability: In-restaurant
- Restrictions: None
- Find your nearest Hardee’s
Jimmy John’s
- Availability: In-restaurant
- Restrictions: You cannot use Samsung Pay to pay for online orders.
- Find your nearest Jimmy John’s
Kentucky Fried Chicken (KFC)
- Availability: In-restaurant
- Restrictions: You cannot use Samsung Pay to pay for delivery orders.
- Find your nearest KFC
Little Caesars
- Availability: In-restaurant
- Restrictions: You cannot use Samsung Pay to pay for online orders.
- Find your nearest Little Caesars
McDonald’s
- Availability: In-restaurant
- Restrictions: You cannot use Samsung Pay to pay for mobile orders.
- Find your nearest McDonald’s
Olive Garden
- Availability: In-restaurant
- Restrictions: For pick-up orders, select “Pay at Restaurant” to use Samsung Pay.
- Find your nearest Olive Garden
Outback Steakhouse
- Availability: In-restaurant
- Restrictions: You cannot use Samsung Pay to pay for online orders.
- Find your nearest Outback Steakhouse
Panda Express
- Availability: In-restaurant at select locations
- Restrictions: You cannot use Samsung Pay to pay for online orders.
- Find your nearest Panda Express
Panera Bread
- Availability: In-restaurant
- Restrictions: You cannot use Samsung Pay to pay for orders through the Panera Bread app; the Panera Bread app accepts Apple Pay and Android Pay.
- Find your nearest Panera Bread
Red Robin
- Availability: In-restaurant
- Restrictions: You cannot use Samsung Pay to pay for online orders.
- Find your nearest Red Robin
Starbucks
- Availability: In-store
- Restrictions: You cannot use Samsung Pay to pay for orders through the Starbucks Mobile app.
- Find your nearest Starbucks
Subway
- Availability: In-restaurant
- Restrictions: You cannot use Samsung Pay to pay for mobile orders through the Subway app.
- Find your nearest Subway
Taco Bell
- Availability: In-restaurant and in-app orders
- Restrictions: None
- Find your nearest Taco Bell
Specialized Retailers and Department Stores
Barnes & Noble
- Availability: In-store
- Restrictions: You cannot use Samsung Pay to pay for online orders or NOOK content.
- Find your nearest Barnes & Noble
Best Buy
- Availability: In-store
- Restrictions: You cannot use Samsung Pay to pay for BestBuy.com purchases.
- Find your nearest Best Buy
CVS
- Availability: In-store at stand-alone CVS Pharmacy stores
- Restrictions: You cannot use Samsung Pay to pay for online purchases.
- Find your nearest CVS
GameStop
- Availability: In-store
- Restrictions: You cannot use Samsung Pay to pay for online purchases.
- Find your nearest GameStop
Hobby Lobby
- Availability: In-store
- Restrictions: You cannot use Samsung Pay to pay for online purchases.
- Find your nearest Hobby Lobby
The Home Depot
- Availability: In-store
- Restrictions: You cannot use Samsung Pay to pay for online purchases.
- Find your nearest The Home Depot
IKEA
- Availability: In-store
- Restrictions: You cannot use Samsung Pay to pay for online or phone purchases.
- Find your nearest IKEA
Kohl’s
- Availability: In-store
- Restrictions: You cannot use Samsung Pay to pay for online purchases.
- Find your nearest Kohl’s
Lowe’s
- Availability: In-store
- Restrictions: You cannot use Samsung Pay to pay for online purchases.
- Find your nearest Lowe’s
Michaels
- Availability: In-store only
- Restrictions: You cannot use Samsung Pay to pay for online purchases.
- Find your nearest Michaels
For information on using Apple Pay at Michaels, see our related article.
Nordstrom
- Availability: In-store
- Restrictions: You cannot use Samsung Pay to pay for online purchases.
- Find your nearest Nordstrom
Ulta Beauty
- Availability: In-store
- Restrictions: You cannot use Samsung Pay to pay for online or mobile purchases.
- Find your nearest Ulta Beauty
Victoria’s Secret
- Availability: In-store
- Restrictions: You cannot use Samsung Pay to pay for online purchases.
- Find your nearest Victoria’s Secret
Walgreens
- Availability: In-store
- Restrictions: None
- Find your nearest Walgreens
Superstores and Warehouse Clubs
BJ’s Wholesale Club
- Availability: In-store
- Restrictions: None
- Find your nearest BJ’s Wholesale Club
Costco
- Availability: In-store
- Restrictions: You cannot use Samsung Pay to pay for online or Costco gas purchases.
- Find your nearest Costco
Meijer
- Availability: In-store
- Restrictions: You cannot use Samsung Pay to pay for grocery delivery orders.
- Find your nearest Meijer
Sam’s Club
- Availability: All stores
- Restrictions: You cannot use Samsung Pay to pay for online purchases.
- Find your nearest Sam’s Club
Target
- Availability: All stores
- Restrictions: You cannot use Samsung Pay to pay for online purchases.
- Find your nearest Target
Walmart
- Availability: All stores
- Restrictions: You cannot use Samsung Pay to pay for online purchases.
- Find your nearest Walmart
Stores That Don’t Accept Samsung Pay
During our research, we found that the following retailers do not accept Samsung Pay:
- Amazon
- DoorDash
- Instacart
- Sephora
- Shipt
- Wendy’s
- Wish
How to Use Samsung Pay
Samsung Pay uses near-field communication (NFC) and magnetic secure transmission (MST) technologies, both of which require you to hold your phone or smartwatch up to the credit card terminal.
For NFC payments, you can tap your device on the terminal; MST payments simulate the magnetic strip on a credit card when you hold your phone against or near the terminal. NFC payments can be used by all supported devices.[1]
To use, open Samsung Pay, select the card you want to use, use your phone’s iris or fingerprint scanner for verification, and hold your phone up to the credit card terminal. For online or in-app purchases, you can authenticate the purchase using your iris scanner, fingerprint scanner, or PIN at checkout.
Compatible Devices
Samsung Pay is available on Samsung Galaxy smartphones from the Galaxy S6 to newer models, the Galaxy Note5 and newer models, the Galaxy A5 and newer models, the Galaxy M62 and newer models, and Samsung’s Galaxy Z series.[1]
Your cellular plan must also be with one of the following supported carriers:
- AT&T
- Cricket
- Metro by T-Mobile
- Sprint
- T-Mobile
- Verizon
- U.S. Cellular
You can also use Samsung Pay with some Samsung smartwatches. Devices that are both MST and NFC supported are:
- Gear S3
- Gear Sport
- Galaxy Watch
- Galaxy Watch Active
- Galaxy Watch Active 2
- Galaxy Watch3
- Galaxy Watch4
- Galaxy Watch4 Classic[1]
Compatible Cards
You can use credit cards and debit cards with Samsung Pay. American Express, Mastercard, and Visa cards from more than 1,000 banks and credit unions — including Bank of America, Chase, Citi, Discover, Fifth Third Bank, PNC, and Wells Fargo — work with Samsung Pay.
To begin using Samsung Pay, take a photo within the app of each compatible card you want to save.
Additionally, the app can store practically any card with a barcode, meaning you can save and use loyalty cards, membership cards, and gift cards.[2][3]
Some of the merchants that allow you to save their gift cards in Samsung Pay include Amazon, Barnes & Noble, Best Buy, DSW, Foot Locker, GameStop, and Nordstrom.[4]