William Lipovsky
While you can’t use your EBT card to purchase baked goods at bakery-cafes like Panera Bread, you can pay with Supplemental Nutrition Assistance Program (SNAP) benefits at many bakeries, bakery outlets, and grocery store bakery departments.
Bakery items like bread, cookies, and cake are EBT-eligible as long as the store is a SNAP-authorized retailer (as previously reported).
Below, I list the bakeries that accept EBT, as well as where not to go.
Note that, in addition to the national and regional stores on my list, you may want to check with local, independently-owned bakeries to find out whether they take EBT.
The List
We confirmed that each of the following bakeries accepts EBT by contacting their customer service departments and checking the SNAP Retailer Locator.
We’ve organized my list in order of which companies operate in the most states so that you can more easily find the bakery nearest you.
Use Ctrl+F (or Command+F on Mac) to search for your state’s abbreviation.
Walmart
- Participating locations: Nationwide[1][2]
- Find a store
Kroger
- Participating locations: Nationwide;[3] the Kroger Co. Family of Stores contains 16 brands, including Baker’s, Food 4 Less, Fred Meyer, Harris Teeter, King Soopers, and Ralphs.[4] All accept EBT.[5]
- Find a store
Whole Foods
- Participating locations: Nationwide;[6] see my dedicated research on the Whole Foods EBT policy.
- Find a store
Bimbo Bakeries USA Outlet Stores
- Participating locations: Most stores in AZ, CA, CO, CT, FL, ME, MD, MA, MI, NH, NM, NY, NC, OR, TX, and VT[7][8]
- Find a store
Safeway
- Participating locations: Most stores in AK, AZ, CA, CO, DE, HI, ID, MD, MT, NE, NV, NM, OR, SD, VA, WA, WY, and Washington, DC[9][8]
- Find a store
Albertsons
- Participating locations: Most stores in AZ, AR, CA, CO, ID, LA, MT, NV, NM, ND, OR, TX, UT, WA, and WY[10][8]
- Find a store
Food Lion
- Participating locations: Most stores in DE, GA, KY, MD, NC, PA, SC, TN, VA, and WV[11][8]
- Find a store
WinCo Foods
- Participating locations: Most stores in AZ, CA, ID, MT, NV, OK, OR, TX, UT, and WA[12][8]
- Find a store
Food Giant
- Participating locations: Most stores in AL, AR, FL, GA, KY, MS, MO, and TN[13][14][8]
- Find a store
Hy-Vee
- Participating locations: Most locations in IL, IA, KS, MN, MO, NE, SD, and WI[15][16][8]
- Find a store
Publix
- Participating locations: All stores in AL, FL, GA, NC, SC, TN, and VA[17][18][8]
- Find a store
Piggly Wiggly
- Participating locations: Most stores in AL, AR, FL, GA, IL, KY, LA, OH, OK, MS, NY, NC, SC, TN, TX, VA, WV, WI[19][8]
- Find a store
Wegmans
- Participating locations: All stores in DE, MA, MD, NJ, NY, NC, PA, VA, and Washington, DC[20][8]
- Find a store
Franz Bakery Outlet Store
- Participating locations: AK, CA, ID, MT, OR, UT, and WA[21][8]
- Find a store
Meijer
- Participating locations: IL, IN, KY, MI, OH, and WI;[22][8] see my dedicated research on Meijer’s EBT policy.
- Find a store
ShopRite
- Participating locations: Most stores in CT, DE, MD, NJ, NY, and PA[23][8]
- Find a store
Shaw’s
- Participating locations: ME, MA, NH, RI, and VT[24][8]
- Find a store
Winn-Dixie
- Participating locations: AL, FL, GA, LA, and MS[25][8]
- Find a store
Giant Food
- Participating locations: Most stores in DE, MD, VA, and Washington, DC[26][27][8]
- Find a store
Tops Friendly Markets
- Participating locations: NY, PA, and VT[28][8]
- Find a store
Aunt Millie’s Bakery Outlet
- Participating locations: IN, MI, and OH[29][8]
- Find a store
Vons
- Participating locations: CA and NV[30][31][8]
- Find a store
For more shopping options with your SNAP benefits, see my list of grocery stores that take EBT.
Bakeries That Don’t Take EBT
Through my contact with customer service representatives, I found that the following bakeries typically don’t accept EBT.
Keep in mind that approved EBT retailers vary by state, and a particular store’s status may change at any time. It’s best to contact your nearest store to be sure of its SNAP approval status before visiting.
Are Safeway & Vons the same company?
Hello, Cassandra! Vons and Safeway are both owned by Albertsons Companies. Vons does also accept EBT. We have updated our article to include information about Vons.