Does Lowe’s Accept EBT? Answered

Exterior of a Lowe's home improvement store

Lowe’s does not accept EBT, customer service representatives said. While Lowe’s sells a small number of SNAP-approved items at its on-site garden centers, such as seeds and plants, it does not accept EBT cards or SNAP benefits.

We confirmed this information with a corporate representative for Lowe’s as well as with associates from Lowe’s stores in multiple states.

Note: The similarly-named Lowes Foods, the North Carolina-based supermarket, does accept EBT.

SNAP Retailer Eligibility

EBT cards function like debit cards, except you can only use them to purchase a specific list of items from approved retailers. Retailers are only eligible to accept EBT cards if their inventory or annual sales include a certain amount of staple foods, including fruits, vegetables, dairy products, meats, bread, or cereals.

Lowe’s sells seeds and plants, which are SNAP-approved items but not staple foods. Since Lowe’s does not sell a wide range of staple food items, it is not eligible to become a SNAP retailer.

For other places where you can use your EBT card, see the list of stores that accept EBT.

Other Payment Options at Lowe’s

Lowe’s accepts the following payment methods at its stores:

  • Cash
  • Debit cards
  • Lowe’s credit cards (Lowe’s Advantage Card, Lowe’s Business Credit Card, and Lowe’s PreLoad Card)
  • Lowe’s gift cards
  • Major credit cards (American Express, Discover, Mastercard, and Visa)
  • Samsung Pay (as previously reported)

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